Comparison

Centris Mobile Banking vs Five Points Bank Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Centris Mobile Banking

Manage your credit union accounts conveniently and securely from your smartphone. Monitor balances, view activity, pay bills, deposit checks, and transfer funds anytime, anywhere. Offers tools for financial management and locating branches or ATMs.

Highlights
  • Account monitoring
  • Bill pay
  • Mobile check deposit
  • Fund transfers
  • ATM/branch locator
  • Personal financial management tools
Features
Read full description

Centris Mobile App available to all credit union members. Monitor your accounts from wherever you like and make transactions whenever you need. Now giving you even more control over your finances in a safe, convenient and fast way. Convenient • Easily access your account with Touch ID • Access and monitor your accounts 24/7 • View balances and account activity anytime • Personal Financial Management (PFM) tools • Locate ATMs and Centris branches • Change your contact information Bill Pay • Pay your bills from anywhere safely and securely • Set up automatic payments • Reference payment history • Guarantee payment dates Deposits • Deposit checks with your smartphone camera via mobile deposit Transfer Funds • Transfer funds between Centris accounts or other bank accounts • Next-day service or three-day service is available -Only certain devices are eligible for enrollment in Touch ID -Centris Mobile Banking is free, but message and data rates may apply. Such charges include those from your communications service provider.

About

Five Points Bank Mobile

Manage your bank accounts on the go with this secure mobile banking app. View balances, transfer funds, pay bills, deposit checks, and send money to friends and family. Locate nearby ATMs easily.

Highlights
  • View account balances and activity
  • Transfer funds between accounts
  • Schedule and pay bills
  • Deposit checks remotely
  • Send and receive money via Popmoney
  • Find nearby ATMs
Features
Read full description

Five Points Bank Mobile® is a fast, secure, and free* service for Five Points Bank. It is optimized for iOS Devices and available 24/7 using your existing Five Points Bank Online® Username and Password. Your security is our priority — Mobile data transmissions are safeguarded by 128-bit SSL (Secure Socket Layer) to prevent unauthorized access. Our Online Security Guarantee provides added protection against unauthorized access to your accounts. We will never transmit your account number, and we will not store your username or password on your phone. ACCOUNT ACTIVITY • View your account balances and activity. • Available balance and pending deposits — learn more about how your available balance is calculated and what’s still pending. Note, some transaction activities may not be immediately recorded to your account and may not yet be reflected in the available balance. 
 • Search and Sort — Find the transaction you're looking for in just a few keystrokes
. • Detailed transactions list — View the date, location, amount, and more for transactions on one page, just like you see in Online Banking.

 TRANSFERS 

• Make transfers between accounts.

 BILL PAY 

• Schedule payments and pay bills right from your mobile device.
 • If you're already a Bill Pay customer, your payees are automatically available for use in Mobile Bill Pay. SEND AND RECEIVE MONEY • Popmoney - Send money, using a mobile number or email address, to friends and family with eligible accounts at participating financial institutions. MOBILE DEPOSIT • Deposit checks with your mobile device. ATM LOCATOR • Let us help you find a nearby Five Points Bank ATM. Locate an ATM using your current location or enter the zip code or address of the area you wish to search. DEPOSIT PRODUCTS OFFERED BY FIVE POINTS BANK N.A. MEMBER FDIC.

Screenshots

Centris Mobile Banking4 screens
Five Points Bank Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Centris Mobile Banking at 86% against Five Points Bank Mobile's 57%. Five Points Bank Mobile's advantage is rating (4.8 vs 4.6). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Five Points Bank Mobile holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 2.8K and 1.5K respectively. Written reviews complicate that: 86% of Centris Mobile Banking's written reviews are positive against 57% of Five Points Bank Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 24, 2026 and September 25, 2026 respectively.

Scorecard2 real differences · 8 level
Centris Mobile Banking versus Five Points Bank Mobile: the parameters behind the verdict, then further details
ParameterCentris Mobile BankingFive Points Bank Mobile
PriceFreeFree
Rating4.6 (2.8K ratings)4.8 (1.5K ratings) — better
Positive reviews86.1% of reviews — better57.1% of reviews
Number of ratings2.8K — better1.5K
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size57 MB101 MB
Age rating12+4+
DeveloperCentris Federal Credit UnionFive Points Bank

Customer experience

Centris Mobile Banking

All ratings2,783 ratings
Positive91.6%
Neutral2.6%
Negative5.8%
Written reviews382 reviews
Positive86.1%
Neutral4.5%
Negative9.4%

Five Points Bank Mobile

All ratings1,484 ratings
Positive96.5%
Neutral1.3%
Negative2.2%
Written reviews21 reviews
Positive57.1%
Neutral9.5%
Negative33.3%

User reviews

Centris Mobile Banking

From 2.8K App Store ratings

What we love

  • 🚀 Easy to use
  • 🔒 Secure
  • 👍 Convenient
  • 👍 Great customer service
  • 🚀 Smooth performance

Room to improve

  • 🐛 Occasional crashes or glitches
  • 🐛 Balances not always accurate
  • 🐛 Difficulty accessing credit card information

Five Points Bank Mobile

From 1.5K App Store ratings

What we love

  • 🚀 Easy mobile deposit
  • 👍 Helpful customer service
  • 👍 Intuitive and useful app

Room to improve

  • 🐛 Inaccurate account balances
  • 🐛 Zelle issues and delays
  • 🐛 Frequent app crashes and downtime

Bugs and requests

Centris Mobile Banking

Reported bugs

3 issues
  • Login issues after app updates
  • Accounts disappearing from view after updates
  • Slow to load or unresponsive at times

Requested features

5 requests
  • Ability to remotely deposit money orders
  • Easier way to edit recurring bill payments
  • More detailed transaction descriptions
  • Option to turn debit card on/off in app
  • Virtual card issuance feature

Five Points Bank Mobile

Reported bugs

3 issues
  • Blank white screen when opening the app
  • Face ID/Touch ID not working
  • Randomly going offline

Requested features

3 requests
  • Add Zelle functionality to the app
  • Allow pasting of passwords for better security
  • Make app compatible with all devices, not just phones

In-app purchases

None

Centris Mobile Banking

No in-app purchases

None

Five Points Bank Mobile

No in-app purchases

Questions

Is Centris Mobile Banking free?
Centris Mobile Banking is free to download, with no in-app purchases.
Is Five Points Bank Mobile free?
Five Points Bank Mobile is free to download, with no in-app purchases.
Which has better reviews, Centris Mobile Banking or Five Points Bank Mobile?
Five Points Bank Mobile is rated higher. Centris Mobile Banking averages 4.6 out of 5 from 2.8K ratings, while Five Points Bank Mobile averages 4.8 from 1.5K ratings.
Do Centris Mobile Banking or Five Points Bank Mobile have ads?
Neither Centris Mobile Banking nor Five Points Bank Mobile shows ads.
Which is updated more often, Centris Mobile Banking or Five Points Bank Mobile?
Centris Mobile Banking ships an update every 3 months, and Five Points Bank Mobile every 3 months. Most recently, Centris Mobile Banking was updated on September 24, 2026 and Five Points Bank Mobile on September 25, 2026.

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