EECU Mobile Banking vs SWACU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EECU Mobile Banking
Manage your EECU accounts conveniently from your mobile device. Check balances, view transactions, deposit checks, pay bills, and transfer funds on the go. Locate branches and ATMs easily.
- Check account balances
- View transaction history
- Mobile check deposit (iPhone)
- Bill payment
- Fund transfers
- Cash back offer management
- Branch and ATM locator
Read full descriptionHide full description
Get 24/7 access to your EECU accounts no matter where you are. Please note: this app is for EECU based in Fort Worth, Texas. With the EECU Mobile Banking application for iPhone and iPad, you can: • Check balances • View transactions • Deposit checks (iPhone only) • Pay bills • Transfer funds • View and activate your cash back offers • Find branch and ATM locations To get started, download and launch the app. Then, sign in with your EECU Online Banking user ID and password. It’s that easy. To learn how we protect your privacy, please visit https://www.eecu.org/internet-privacy/
SWACU
Manage your finances on the go with this comprehensive banking app. Perform most branch transactions securely from your mobile device, 24/7. Organize transactions, deposit checks remotely, and control your debit cards.
- Organize transactions with tags, notes, and receipt photos
- Secure and fast account monitoring
- Remote check deposit
- Debit card control (on/off)
- Schedule and view payments and transfers
- Apply for new accounts and loans
- Biometric authentication
Read full descriptionHide full description
Upgrade with the all new SWACU mobile app. It’s not just an update, but it’s a complete overhaul designed to put you in control. Do just about everything you can do at a branch on your mobile device. It’s completely secure and at your fingertips 24/7. Welcome to a seamless new world of mobile possibilities. Features: · Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. · Secure and fast account monitoring · Remote Check Deposit · Turn on/off SWACU Debit Cards · Schedule and view bill payments, transactions, transfers, and pending deposits · Make or schedule loan payments · Apply for new accounts such as: checking, term share certificates, credit cards, and loans. · Order checks, view statements and send secure messages. · Find the nearest SWACU branch and ATMs. · TouchID® Fingerprint, FaceID® and other Biometric Authentication. · Set up alerts so you know when your balance drops below a certain amount
Screenshots
Verdict
EECU Mobile Banking and SWACU both sit at 4.8 stars, but that hides the real split: 76% of SWACU's written reviews are positive against 48% of EECU Mobile Banking's. SWACU also leads on monetization model (free vs free with in-app purchases) and update cadence (every 4 weeks vs every 3 months). EECU Mobile Banking's advantage is ratings volume (17K vs 4.1K). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for EECU Mobile Banking against 4.9 for SWACU. Both are backed by a comparable volume of ratings — 17K and 4.1K respectively. Written reviews are what separate them: 48% of EECU Mobile Banking's written reviews are positive against 76% of SWACU's.
EECU Mobile Banking ships an update every 3 months, SWACU every 4 weeks. Both last shipped on October 28, 2026.
| Parameter | EECU Mobile Banking | SWACU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (17K ratings) | 4.9 (4.1K ratings) — better |
| Positive reviews | 48.5% of reviews | 75.8% of reviews — better |
| Number of ratings | 17K — better | 4.1K |
| Update frequency | Every 3 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 114 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | EECU | Southwest Airlines Federal Credit Union |
Customer experience
EECU Mobile Banking
SWACU
User reviews
EECU Mobile Banking
From 17K App Store ratingsWhat we love
- 💰 Zelle money transfers
- 👍 Straightforward and easy-to-read statements
- 👍 Friendly and helpful staff
- 👍 Efficient and easy to use
- 👍 Convenient mobile banking
Room to improve
- 🐛 Frequent app crashes and downtime
- 🐛 Delayed transactions and deposits
- 🐛 Unreliable transfer and deposit functions
- 🐛 Inconsistent account balances and pending transactions
- 🐛 Broken mobile deposit feature
SWACU
From 4.1K App Store ratingsWhat we love
- 👍 Terrific improvements from the previous version
- 👍 New app is awesome!
- 👍 Quicker, easier to use, and feels much more modern
- 👍 Great user interface
- 👍 Easy and quick to use
Room to improve
- 🔍 Menus take a while to find where you need to go
Bugs and requests
EECU Mobile Banking
Reported bugs
4 issues- Mobile deposit camera not working
- Inability to link external accounts
- Zelle payment acceptance issues
- Frequent application errors
Requested features
4 requests- Bring back banking widget for iOS
- Add calendar for bill pay date selection
- Allow custom account naming
- Improve organization and layout of updated app
SWACU
Reported bugs
1 issue- No rewards counter in the new app
Requested features
1 request- Provide rewards transactions and tracking
In-app purchases
EECU Mobile Banking
No in-app purchases
SWACU
No in-app purchases
Questions
Is EECU Mobile Banking free?
Is SWACU free?
Which has better reviews, EECU Mobile Banking or SWACU?
Do EECU Mobile Banking or SWACU have ads?
Which is updated more often, EECU Mobile Banking or SWACU?
Other comparisons
