Comparison

BIBD Mobile vs MPay WALET

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BIBD Mobile

Manage your everyday banking needs conveniently and securely from your iOS device. Perform account inquiries, view transactions, transfer funds, pay bills, and top up services. Offers mobile chat and easy online registration.

Highlights
  • Account balance inquiries
  • Transaction history viewing
  • Money transfers (local & international)
  • Bill payments
  • Instant top-ups (electricity, mobile)
  • Currency exchange rates
  • Mobile chat
Features
Read full description

BIBD Mobile offers you a convenient and safe way to perform your everyday banking needs direct from your IPhone or IPad. With an array of features similar to BIBD Online, BIBD Mobile is the perfect mobile banking Application [App] to have whenever and wherever you are. This downloadable mobile App comes with an enhanced user interface and is optimised for your IOS device, Features include: ● Make enquiries on your account balances in your Current, Savings, investment, Financing and Credit Card accounts; ● View transaction history and get up-to date information; ● Transfer money between BIBD accounts, locally within other banks in Brunei and also internationally; ● Pay Bills for all major merchants in Brunei including your BIBD credit cards; ● Perform Instant Electricity (DES) and Mobile (DST) & (Progresif) Top-ups; ● Inquire about latest foreign currency exchange rates; and ● View latest BIBD news and promotions. ● Mobile Chat. Registration to BIBD Mobile is simple and hassle-free, without the need to visit a branch and sign any forms. Simply download the BIBD Mobile Application, provide your ATM/Debit Card number along with PIN and follow the simple steps to register yourself online. If you are already a BIBD internet banking user, simply use your existing username and Internet PIN along with the hardware token to start using BIBD Mobile. For even more convenience, simply create a mobile password that can be used in place of your hardware token. With BIBD Mobile, you can now manage your finances whenever and wherever you are. -------------------------- Powered By Silverlake

About

MPay WALET

This eWallet allows users to pay for retail and services, transfer funds, and top up cash easily. It offers features like bill payments, mobile reloads, and parcel delivery services. Users can also manage their cards and explore investment and loan options.

Highlights
  • Retail and service payments
  • Quick fund transfers
  • Easy cash top-ups
  • Mobile and bill payments
  • Parcel delivery service
  • Card management
  • Investment and loan options
Features
Read full description

MPay WALET is a Malaysian homegrown eWallet that you can use to pay for retail and services, transfer funds quickly, and top up cash easily with a single dedicated app. We’ve redesigned MPay WALET to give users a better in-app experience and transaction flow. EASY RELOAD Add funds to your MPay WALET eWallet easily via online banking (any FPX supported bank account) or through physical top ups (only available at Public Bank CDM in Malaysia) to reload your eWallet. PAY ANYWHERE Pay using MPay WALET for your favourite, food, mobile top-ups, bills and more through your own unique QR code. QUICK MONEY TRANSFER Send and receive funds with a few easy steps. Simply key-in a phone number to instantly transfer money to other MPay WALET users. LOCAL & INTERNATIONAL PREPAID RELOAD No more reloading with long PIN numbers, just top up your Hotlink, Digi, Celcom, U Mobile, Altel, Tune Talk, XOX, YES, RedONE, and more, straight from MPay WALET. International reloads are also available for more than 150+ countries. PARCELPAY EXPRESS Send your parcel without having to leave your home or office. If you've got a package that's ready to be delivered, all you need to do is log on to ParcelPay, select a destination and let ParcelPay handle the rest. ONLINE SHOPPING WITH BUYMALAYSIA Discover the best of authentic Malaysian brands and products on BuyMalaysia. Link your MPay WALET account with BuyMalaysia for easy access to your cart and order history. Enjoy exclusive deals and promotions for MPay WALET users! PAY BILLS Settle utility bills like water and electricity straight from your eWallet! • Assessment – Majlis Perbandaran Kota Bahru, Majlis Perbandaran Selayang, Majlis Perbandaran Subang Jaya • Broadcasting – Astro • Internet Service Provider – TM Streamyx, TM Unifi • Telecommunication – RedONE, U Mobile, XOX • Utilities – Air Kelantan, Lembaga Air Kuching, Lembaga Air Perak, Nur Power, Pengurusan Air Pahang, Sabah Electric, Sesco, Syarikat Air Darul Aman, Syarikat Air Johor, Syarikat Air Melaka, Syarikat Air Negeri Sembilan, Syarikat Air Perlis, Syarikat Bekalan Air Selangor CARDS Bye-bye bulky wallets! Add your MPay Mastercard Prepaid card, MPay Mastercard Virtual Card, or even your Bank Cards into MPay WALET. View recent transactions and have all your cards neatly in one app. INVEST WITH QUICKASH Making funds more accessible to SMEs and investing more rewarding for investors. Check out MPay’s Malaysian P2P Financing / Investment platform with QuicKash. BORROW WITH QUICKREDIT KPKT licensed operator offering personal loans up to RM50,000 with fixed monthly repayments. Check out MPay’s short term loan offering with QuicKredit. YOU CAN TRUST MPAY WALET MPay’s reliable environment for online transactions keeps your personal and financial information secure and encrypted. Every transaction can only be authorised by you with your 6-digit PIN. Learn more at www.walet.my Like us on Facebook for more updates at https://www.facebook.com/mpaywalet

Screenshots

BIBD Mobile4 screens
MPay WALET4 screens

Verdict

The call

The clearest difference is rating: MPay WALET at 5.0 against BIBD Mobile's 2.3. MPay WALET also leads on update cadence (every 4 weeks vs every 3 months). BIBD Mobile's advantage is ratings volume (192 vs 4) and review sentiment (27% vs 18%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MPay WALET holds the better App Store score, 5.0 against 2.3. That said, the two scores are not equally well evidenced: BIBD Mobile has 192 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 27% of BIBD Mobile's written reviews are positive against 18% of MPay WALET's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BIBD Mobile ships an update every 3 months, MPay WALET every 4 weeks. The most recent releases landed on October 17, 2026 and October 3, 2026 respectively.

Scorecard4 real differences · 6 level
BIBD Mobile versus MPay WALET: the parameters behind the verdict, then further details
ParameterBIBD MobileMPay WALET
PriceFreeFree
Rating2.3 (192 ratings)5.0 (4 ratings) — better
Positive reviews27.1% of reviews — better18.2% of reviews
Number of ratings192 — better4
Update frequencyEvery 3 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size83 MB92 MB
Age rating4+4+
DeveloperBIBDManagePay Services Sdn Bhd.

Customer experience

BIBD Mobile

All ratings192 ratings
Positive30.2%
Neutral7.8%
Negative62.0%
Written reviews96 reviews
Positive27.1%
Neutral8.3%
Negative64.6%

MPay WALET

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive18.2%
Neutral0.0%
Negative81.8%

Bugs and requests

BIBD Mobile

Reported bugs

45 issues
  • App crashes frequently
  • Biometric login not working or locking
  • OTP not received or delayed
  • App requires repeated reinstallation
  • Device binding issues preventing login
Show 40 more
  • Login errors after biometric scan
  • Quickpay fails to launch camera
  • App stuck on loading screen
  • App crashes after update
  • Cannot log in after phone format
  • OTP issues causing delays
  • Cannot delete favorite accounts
  • Cannot enable notifications for OTP
  • OTP received is invalid
  • Device is marked as invalid for unenrol biometrics
  • Face detection not working
  • Minimum due not visible after update
  • Fingerprint scan error
  • Multiple login notifications sent
  • App not full screen on iPhone X and newer
  • Sluggish operations after update
  • OTP password not received
  • Incorrect login after successful Face ID attempt
  • App says 'multiple log in'
  • App says 'no internet connection' despite good connection
  • Cannot do payments or transfers
  • App stuck on loading circle
  • App auto-outs on launch
  • Keyboard not pressable
  • Some pages stuck on screen
  • Biometric login takes too long
  • Quickpay slow and too many steps
  • App not optimized for new iPhone design
  • Login fails after Face ID
  • Biometric scan only works 1-2 times before needing reinstall
  • Maximum attempts exceeded error
  • Error too many http directs
  • Lost network connection errors
  • App crashes on iPad 4 after update
  • Voiceover not reading 'select account' section
  • User already logged in error after password entry
  • Transactions cannot be made
  • Takes forever to load each part
  • Cannot do payments since iOS 8 update
  • Forgot user ID issue, cannot re-register

Requested features

12 requests
  • Improve iOS accessibility for blind users
  • Update app interface to be modern
  • Add notification for money deposits
  • Allow editing of favorite bank accounts
  • Full screen display on newer iPhones
Show 7 more
  • Add Face ID unlock feature
  • Support landscape mode
  • Add B-Mobile top up online purchase
  • Display account owner name during transfers
  • Implement automatic fund transfer with account owner query
  • Add financing payment option
  • Add favorite list option for transfers

MPay WALET

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BIBD Mobile

No in-app purchases

None

MPay WALET

No in-app purchases

Questions

Is BIBD Mobile free?
BIBD Mobile is free to download, with no in-app purchases.
Is MPay WALET free?
MPay WALET is free to download, with no in-app purchases.
Which has better reviews, BIBD Mobile or MPay WALET?
MPay WALET is rated higher. BIBD Mobile averages 2.3 out of 5 from 192 ratings, while MPay WALET averages 5.0 from 4 ratings.
Do BIBD Mobile or MPay WALET have ads?
Neither BIBD Mobile nor MPay WALET shows ads.
Which is updated more often, BIBD Mobile or MPay WALET?
BIBD Mobile ships an update every 3 months, and MPay WALET every 4 weeks. Most recently, BIBD Mobile was updated on October 17, 2026 and MPay WALET on October 3, 2026.

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