BIBD Mobile vs S PAY GLOBAL
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BIBD Mobile
Manage your everyday banking needs conveniently and securely from your iOS device. Perform account inquiries, view transactions, transfer funds, pay bills, and top up services. Offers mobile chat and easy online registration.
- Account balance inquiries
- Transaction history viewing
- Money transfers (local & international)
- Bill payments
- Instant top-ups (electricity, mobile)
- Currency exchange rates
- Mobile chat
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BIBD Mobile offers you a convenient and safe way to perform your everyday banking needs direct from your IPhone or IPad. With an array of features similar to BIBD Online, BIBD Mobile is the perfect mobile banking Application [App] to have whenever and wherever you are. This downloadable mobile App comes with an enhanced user interface and is optimised for your IOS device, Features include: ● Make enquiries on your account balances in your Current, Savings, investment, Financing and Credit Card accounts; ● View transaction history and get up-to date information; ● Transfer money between BIBD accounts, locally within other banks in Brunei and also internationally; ● Pay Bills for all major merchants in Brunei including your BIBD credit cards; ● Perform Instant Electricity (DES) and Mobile (DST) & (Progresif) Top-ups; ● Inquire about latest foreign currency exchange rates; and ● View latest BIBD news and promotions. ● Mobile Chat. Registration to BIBD Mobile is simple and hassle-free, without the need to visit a branch and sign any forms. Simply download the BIBD Mobile Application, provide your ATM/Debit Card number along with PIN and follow the simple steps to register yourself online. If you are already a BIBD internet banking user, simply use your existing username and Internet PIN along with the hardware token to start using BIBD Mobile. For even more convenience, simply create a mobile password that can be used in place of your hardware token. With BIBD Mobile, you can now manage your finances whenever and wherever you are. -------------------------- Powered By Silverlake
S PAY GLOBAL
This e-wallet app facilitates secure digital payments for bills and purchases at participating merchants. Users can easily top up their balance and enjoy a cashless lifestyle with features like QR code payments, bill splitting, and peer-to-peer transfers.
- Scan & Pay using QR Codes
- Split bills
- Peer to peer fund transfers
- Loyalty Rewards discounts
- Bill subscription and payment
- Transaction history
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SPayGlobal (also known as Sarawak Pay) is the Sarawak Government Fintech mobile app platform that provides a convenient and secured e-wallet functionality. Users can make digital payment for bills and purchases at participating merchants. Users can top up their e-wallet through internet banking and credit cards and enjoy the convenience of cashless payments. SPayGlobal allows users to: - Scan & Pay using QR Codes - Split bills amongst SPayGlobal users - Perform peer to peer fund transfers - Enjoy discounts vouchers within Loyalty Rewards - Purchase and renew insurance, pay study loans, order food, make donations, pay for street parking, etc. - Subscribe, manage and pay your bills - Check transaction history conveniently - Search or view merchant listing - Register and operate an Individual Merchant Account SPayGlobal is operated by SiliconNet Technologies Sdn Bhd (SNT), on behalf of the Sarawak Government. SNT holds an eWallet license from Bank Negara Malaysia. This App is available in English. Download Now to begin your cashless lifestyle! It’s FREE! Need assistance? Email us at customerservice@spayglobal.my Like and follow our Facebook page at @S PAY GLOBAL.
Screenshots
Verdict
The clearest difference is rating: BIBD Mobile at 2.4 against S PAY GLOBAL's 1.9. BIBD Mobile also leads on ratings volume (188 vs 9). S PAY GLOBAL's advantage is update cadence (every 5 weeks vs every 3 months). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BIBD Mobile holds the better App Store score, 2.4 against 1.9. That said, the two scores are not equally well evidenced: BIBD Mobile has 188 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 27% of BIBD Mobile's written reviews are positive against 23% of S PAY GLOBAL's.
BIBD Mobile ships an update every 3 months, S PAY GLOBAL every 5 weeks. The most recent releases landed on September 19, 2026 and August 15, 2026 respectively.
| Parameter | BIBD Mobile | S PAY GLOBAL |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (188 ratings) — better | 1.9 (9 ratings) |
| Positive reviews | 27.1% of reviews — better | 23.2% of reviews |
| Number of ratings | 188 — better | 9 |
| Update frequency | Every 3 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 77 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | BIBD | Sarawak State Government |
Customer experience
BIBD Mobile
S PAY GLOBAL
Bugs and requests
BIBD Mobile
Reported bugs
45 issues- App crashes frequently
- Biometric login not working or locking
- OTP not received or delayed
- App requires repeated reinstallation
- Device binding issues preventing login
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- Login errors after biometric scan
- Quickpay fails to launch camera
- App stuck on loading screen
- App crashes after update
- Cannot log in after phone format
- OTP issues causing delays
- Cannot delete favorite accounts
- Cannot enable notifications for OTP
- OTP received is invalid
- Device is marked as invalid for unenrol biometrics
- Face detection not working
- Minimum due not visible after update
- Fingerprint scan error
- Multiple login notifications sent
- App not full screen on iPhone X and newer
- Sluggish operations after update
- OTP password not received
- Incorrect login after successful Face ID attempt
- App says 'multiple log in'
- App says 'no internet connection' despite good connection
- Cannot do payments or transfers
- App stuck on loading circle
- App auto-outs on launch
- Keyboard not pressable
- Some pages stuck on screen
- Biometric login takes too long
- Quickpay slow and too many steps
- App not optimized for new iPhone design
- Login fails after Face ID
- Biometric scan only works 1-2 times before needing reinstall
- Maximum attempts exceeded error
- Error too many http directs
- Lost network connection errors
- App crashes on iPad 4 after update
- Voiceover not reading 'select account' section
- User already logged in error after password entry
- Transactions cannot be made
- Takes forever to load each part
- Cannot do payments since iOS 8 update
- Forgot user ID issue, cannot re-register
Requested features
12 requests- Improve iOS accessibility for blind users
- Update app interface to be modern
- Add notification for money deposits
- Allow editing of favorite bank accounts
- Full screen display on newer iPhones
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- Add Face ID unlock feature
- Support landscape mode
- Add B-Mobile top up online purchase
- Display account owner name during transfers
- Implement automatic fund transfer with account owner query
- Add financing payment option
- Add favorite list option for transfers
S PAY GLOBAL
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BIBD Mobile
No in-app purchases
S PAY GLOBAL
No in-app purchases
