Comparison

Summit CU Digital Banking vs Acclaim Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Summit CU Digital Banking

Manage your Summit Credit Union accounts conveniently and securely on your mobile device. Check balances, view transactions, deposit checks, pay bills, and make transfers with ease. Access loan applications and find ATM/branch locations.

Highlights
  • Check account balances
  • View transaction history
  • Deposit checks
  • Pay bills
  • Make transfers
  • Apply for loans
  • Find ATMs and branches
Features
Read full description

Summit Credit Union's mobile app provides easy and secure access to your Summit Credit Union accounts from your iPhone or iPad. Easily check your balances, view transaction history, deposit checks, pay bills, make transfers, view statements, apply for a loan, or find nearby branch locations or ATMs. Summit Credit Union's mobile app is available to all Summit Credit Union members.

About

Acclaim Mobile

Manage your finances conveniently and securely on the go. Check balances, view transactions, transfer funds, deposit checks, and pay bills with just a few taps. Offers quick login options like facial recognition and fingerprint authentication.

Highlights
  • Check account balances and transaction history
  • Perform internal account transfers
  • Deposit checks remotely
  • Free bill pay service
  • Secure login with biometrics or passcode
  • Apply for loans
  • Manage finances with Personal Finance Management tool
Features
Read full description

The Acclaim FCU mobile app makes it easy to manage your finances wherever your mobile device takes you. It's free, convenient, and secure! We've updated the look and feel of our app to bring you a brand new experience. You can check balances, view transactions, perform transfers within your Acclaim accounts, deposit checks, view your statements and more with just a few taps. Quickly sign-in using facial recognition, fingerprint authentication, and/or a 4-digit passcode. Features: • Safe and Secure. Access your accounts 24 hours a day. • Use facial recognition, fingerprint authentication, or a 4-digit passcode for quick login • View balances and transaction history with a running balance • Perform transfers between internal Acclaim accounts • Free Bill Pay • In-app enrollment in Remote Deposit to easily deposit checks • View scheduled transactions, including pending deposits, upcoming transfers, and bill payments • Make payments directly to your internal Acclaim accounts • Apply for a loan • In-app enrollment in eDocuments to go paperless and receive statements and documents electronically • Change your sign-in password to keep your information safe • Set text or email eAlert notifications • Change address • Enable Additional User accounts • Enable Text Banking • Manage your accounts with Money Desktop, our free Personal Finance Management tool • Location and directions service To sign in to mobile banking, use your Acclaim Online Banking username and password. If you have not established these yet, select "Enroll now" to get started. If you are not a member, learn more or apply now at www.AcclaimFCU.org. As always, if you have any issues with our app, you can call us at 1-888-794-1001 or email Teller@AcclaimFCU.org. Federally insured by NCUA. Message and data rates may apply. Sign-in options may be limited to your specific device capabilities. Access to Mobile Banking, eDeposit and eDocuments requires enrollment.

Screenshots

Summit CU Digital Banking4 screens
Acclaim Mobile3 screens

Verdict

The call

The clearest difference is rating: Acclaim Mobile at 4.1 against Summit CU Digital Banking's 3.0. Acclaim Mobile also leads on update cadence (every 2 weeks vs every 6 months). Summit CU Digital Banking's advantage is review sentiment (39% vs 0%) and iOS requirement (15.0 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Acclaim Mobile holds the better App Store score, 4.1 against 3.0. Both are backed by a comparable volume of ratings — 22 and 15 respectively. Written reviews complicate that: 39% of Summit CU Digital Banking's written reviews are positive against 0% of Acclaim Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Summit CU Digital Banking ships an update every 6 months, Acclaim Mobile every 2 weeks. The most recent releases landed on August 31, 2026 and September 15, 2026 respectively.

Scorecard4 real differences · 6 level
Summit CU Digital Banking versus Acclaim Mobile: the parameters behind the verdict, then further details
ParameterSummit CU Digital BankingAcclaim Mobile
PriceFreeFree
Rating3.0 (22 ratings)4.1 (15 ratings) — better
Positive reviews38.7% of reviews — better0.0% of reviews
Number of ratings22 — better15
Update frequencyEvery 6 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size57 MB70 MB
Age rating4+4+
DeveloperSummit Credit Union Greensboro NCAcclaim Federal Credit

Customer experience

Summit CU Digital Banking

All ratings20 ratings
Positive45.0%
Neutral15.0%
Negative40.0%
Written reviews31 reviews
Positive38.7%
Neutral19.4%
Negative41.9%

Acclaim Mobile

All ratings8 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Summit CU Digital Banking

No in-app purchases

None

Acclaim Mobile

No in-app purchases

Questions

Is Summit CU Digital Banking free?
Summit CU Digital Banking is free to download, with no in-app purchases.
Is Acclaim Mobile free?
Acclaim Mobile is free to download, with no in-app purchases.
Which has better reviews, Summit CU Digital Banking or Acclaim Mobile?
Acclaim Mobile is rated higher. Summit CU Digital Banking averages 3.0 out of 5 from 22 ratings, while Acclaim Mobile averages 4.1 from 15 ratings.
Do Summit CU Digital Banking or Acclaim Mobile have ads?
Neither Summit CU Digital Banking nor Acclaim Mobile shows ads.
Which is updated more often, Summit CU Digital Banking or Acclaim Mobile?
Summit CU Digital Banking ships an update every 6 months, and Acclaim Mobile every 2 weeks. Most recently, Summit CU Digital Banking was updated on August 31, 2026 and Acclaim Mobile on September 15, 2026.

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