Comparison

BOS Mobile Banking vs PSB&T

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BOS Mobile Banking

Securely manage your bank account on the go. Check balances, view transactions, transfer funds, and pay bills directly from your mobile device using your existing online banking credentials.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer money between accounts
  • Pay bills
  • Secure mobile banking
Features
Read full description

With BOS Mobile Banking you can securely manage your bank account anytime, anywhere from your mobile device. Simply use your current BOS online banking login information to start mobile banking today. Features: •Check your account balances •View recent transactions •Transfer money between accounts •Pay bills BOS Mobile Banking is free to download and use. Must be a registered BOS online banking customer to use this app. Not currently an online banking customer? Register at www.bankwithbos.com. Questions? Contact us at 1-877-698-3278 or ebanking@bankwithbos.com.

About

PSB&T

Manage your finances on the go with this secure mobile banking application. Easily check balances, transfer funds, pay bills, and deposit checks. It offers convenient login options and helpful alerts to keep you informed about your account activity.

Highlights
  • Secure login with PIN or fingerprint
  • Bill payment and setup
  • Account balance and activity viewing
  • Fund transfers between accounts
  • Mobile check deposit
  • Debit card control (Card On/Off)
  • Customizable alerts
Features
Read full description

With Prairie State Bank & Trust’s Mobile Banking App you can safely and securely access your accounts anytime, anywhere. Our mobile app allows you to: • Quickly sign in with a 4 digit PIN, or a fingerprint • Set up and pay bills • View account balances • View account activity and images of paid checks • View images of deposit tickets and checks within the deposit • Transfer funds between PSB&T deposit accounts • Make loan payments between a PSB&T deposit account and a PSB&T loan • Deposit checks into a checking or savings account • Control your debit card authorizations with Card On/Off • Set up balance and security alerts, and receive by text or email • Take a photo of receipts and purchases for long term storage • Locate PSB&T branches and surcharge free ATM’s within our network • Contact our Customer Service team by email or phone • Share our app with your friends and family Security Security is a high priority. Rest assured that your personal information is kept safe. To learn more about how to protect your privacy, visit our website at www.psbank.net/tools/safety-tips The Mobile App is available for Prairie State Bank & Trust customers with a personal checking account. We encourage you to download our free app and give it a try. The feedback we receive from customers who use the service is very positive and they like the log in options to choose how they access the service quickly and securely.

Screenshots

BOS Mobile Banking2 screens
PSB&T4 screens

Verdict

The call

The clearest difference is rating: BOS Mobile Banking at 4.8 against PSB&T's 3.1. BOS Mobile Banking also leads on ratings volume (2.2K vs 29). PSB&T's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BOS Mobile Banking holds the better App Store score, 4.8 against 3.1. That said, the two scores are not equally well evidenced: BOS Mobile Banking has 2.2K ratings behind it against 29, so its average is the more settled of the two. Written reviews point the same way: 48% of BOS Mobile Banking's written reviews are positive against 40% of PSB&T's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on September 23, 2026 and August 13, 2026 respectively.

Scorecard3 real differences · 7 level
BOS Mobile Banking versus PSB&T: the parameters behind the verdict, then further details
ParameterBOS Mobile BankingPSB&T
PriceFreeFree
Rating4.8 (2.2K ratings) — better3.1 (29 ratings)
Positive reviews47.5% of reviews — better40.0% of reviews
Number of ratings2.2K — better29
Update frequencyEvery 4 monthsEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.014.1 — better
Further details — not scored
Size118 MB156 MB
Age rating4+4+
DeveloperBank of SpringfieldPrairie State Bank & Trust

Customer experience

BOS Mobile Banking

All ratings2,231 ratings
Positive95.7%
Neutral1.5%
Negative2.9%
Written reviews40 reviews
Positive47.5%
Neutral15.0%
Negative37.5%

PSB&T

All ratings29 ratings
Positive48.3%
Neutral6.9%
Negative44.8%
Written reviews10 reviews
Positive40.0%
Neutral10.0%
Negative50.0%

Bugs and requests

BOS Mobile Banking

Reported bugs

4 issues
  • App crashes and freezes frequently
  • Face/fingerprint ID recognition not working
  • Inability to access account after updates
  • Compatibility issues with older devices

Requested features

4 requests
  • Bring back old, more user-friendly UI
  • Add option to disable mandatory updates
  • Improve deposit and payment functionalities
  • Provide better visibility into overdraft accounts

PSB&T

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BOS Mobile Banking

No in-app purchases

None

PSB&T

No in-app purchases

Questions

Is BOS Mobile Banking free?
BOS Mobile Banking is free to download, with no in-app purchases.
Is PSB&T free?
PSB&T is free to download, with no in-app purchases.
Which has better reviews, BOS Mobile Banking or PSB&T?
BOS Mobile Banking is rated higher. BOS Mobile Banking averages 4.8 out of 5 from 2.2K ratings, while PSB&T averages 3.1 from 29 ratings.
Do BOS Mobile Banking or PSB&T have ads?
Neither BOS Mobile Banking nor PSB&T shows ads.
Which is updated more often, BOS Mobile Banking or PSB&T?
BOS Mobile Banking ships an update every 4 months, and PSB&T every 4 months. Most recently, BOS Mobile Banking was updated on September 23, 2026 and PSB&T on August 13, 2026.

Other comparisons