Comparison

Commerzbank photoTAN vs cloud mal anders

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Commerzbank photoTAN

Approve online banking transactions securely and quickly with push notifications or by scanning a graphic. Offers a streamlined activation process for immediate use.

Highlights
  • One-click order approval via push notification
  • Scan photoTAN graphics to generate TANs
  • Digital first activation with VideoIdent
  • High security for online and mobile banking
  • Device security checks
Features
Read full description

Commerzbank's new photoTAN app. Receive push message, check order, approve - with the new photoTAN push function, you can approve orders quickly and securely with just one click. With the photoTAN scan function, you still have the option of scanning a photoTAN graphic to generate a TAN. It is now possible to fully legitimize yourself from the comfort of your own home with the VideoIdent app. With our new feature, the digital first activation, you can after the legitimation with VideoIdent in the next 3 hours easily and quickly activate the photoTAN app with a code that you receive by SMS. This means you no longer have to wait for the activation graphic The photoTAN app is our most innovative security method. The app offers the highest possible security through a modern and convenient TAN procedure - for all customers who use Commerzbank's online and / or mobile banking. ####################### Hard-/software checks of your device: At runtime, we check known, security-relevant attack vectors (e.g. rooted/jailbreak, malicious apps, etc.) To do this, we need your consent. If you do not agree to do such a security checks, we kindly ask you not to install our photoTAN app and instead to use our reading device to use the online banking offer on the Internet (https://www.commerzbank.de/). You can also revoke your consent at any time for the future by uninstalling our photoTAN app from your device. ####################### What do I need the photoTAN app for? The photoTAN app is one of our security factors. The photoTAN is an important part of every login and transaction in your online and mobile banking. It is used to verify the order data you have entered and to generate the transaction number (TAN). How does photoTAN-Push work? The push function of our new photoTAN app is particularly convenient. As soon as a new order is available for you to approve, we send you a notification to your smartphone when you use photoTAN-Push. When you then open the photoTAN app, the order to be approved is displayed directly for you to check. If the data displayed is correct, you release the order with just one click. How does photoTAN scan work? After placing an order in Online Banking, a mosaic-like colorful graphic appears on the monitor. You scan this with the photoTAN app. A TAN is displayed immediately. To check, you then see the essential details of your order again in the app. If everything is correct, simply enter the TAN on the computer and the order is confirmed. By the way: With our mobile banking, you can make transfers even faster and easier than on your computer. To do this, use the free Commerzbank banking app! The advantages of the new photoTAN app at a glance: • Security: Commerzbank's most innovative TAN procedure. • Uncomplicated: You receive a notification on your smartphone when a new order is ready for approval. • Fast: You can approve orders with just one click. • Free of charge: The use of photoTAN is free of charge for you. • Mobile banking: Quick order approvals via the banking app using the App2App function. • Offline usability: If your smartphone is offline, you can continue to approve orders easily with the scan function. For more information on the new photoTAN process, visit http://www.commerzbanking.de/phototan.

About

cloud mal anders

Features
Read full description

Unsere Dokumentenscanner-App ist die einfachste Art, wie Sie Ihre Dokumente digitalisieren und direkt aus der App mit anderen teilen können. Sie können die gescannten Dokumente aber auch in die Cloud-DMS hochladen und dort revisionssicher speichern und weiterbearbeiten. Zusätzlich steht Ihnen noch die Möglichkeit zur Verfügung, die Dokumente digital zum Steuerberater zu übermitteln. Egal ob Sie ein einseitiges Dokument erfassen wollen oder mehrseitige Dokumente – mit unserer Scanner-App haben Sie verschiedene Optionen Folgende Dokumentenarten können Sie mit übermitteln: · Eingangsrechnungen · Ausgansrechnungen · Kassenbelege · Einzahlungsbelege · Kontoauszüge · Verträge · Zahlungsvereinbarungen u.v.m. Voraussetzung für die erfolgreiche Einrichtung und Nutzung unserer Kanzlei-App sind die erforderlichen Zugangsdaten, die Sie von uns erhalten. Bei entsprechender Zertifizierung durch uns müssen Sie die Belege nicht mehr für das Finanzamt aufbewahren.

Screenshots

Commerzbank photoTAN4 screens
cloud mal anders4 screens

Verdict

The call

The clearest difference is update cadence: Commerzbank photoTAN at every 2 months against cloud mal anders's every 7 months. cloud mal anders's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Commerzbank photoTAN ships an update every 2 months, cloud mal anders every 7 months. The most recent releases landed on October 18, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 8 level
Commerzbank photoTAN versus cloud mal anders: the parameters behind the verdict, then further details
ParameterCommerzbank photoTANcloud mal anders
PriceFreeFree
Rating4.8 (2K ratings) — better—
Positive reviews51.4% of reviews—
Number of ratings2K — better—
Update frequencyEvery 2 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size153 MB93 MB
Age rating4+4+
DeveloperCommerzbank AGDIGI-BEL GmbH

Bugs and requests

Commerzbank photoTAN

Reported bugs

3 issues
  • Incompatible with iOS 12 and iPhone XS/XS Max
  • Camera won't load after iOS 8 upgrade
  • Crashes on launch, crashes on iPhone XS/XS Max

Requested features

4 requests
  • Allow pasting from clipboard for password
  • Extend mobile TAN to more countries
  • Add cloud backup option
  • Add passcode lock for protection

cloud mal anders

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Commerzbank photoTAN

No in-app purchases

None

cloud mal anders

No in-app purchases

Questions

Is Commerzbank photoTAN free?
Commerzbank photoTAN is free to download, with no in-app purchases.
Is cloud mal anders free?
cloud mal anders is free to download, with no in-app purchases.
Do Commerzbank photoTAN or cloud mal anders have ads?
Neither Commerzbank photoTAN nor cloud mal anders shows ads.
Which is updated more often, Commerzbank photoTAN or cloud mal anders?
Commerzbank photoTAN ships an update every 2 months, and cloud mal anders every 7 months. Most recently, Commerzbank photoTAN was updated on October 18, 2026 and cloud mal anders on October 11, 2026.

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