Comparison

BNL vs illimity

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BNL

Manage your bank accounts and cards with ease through a redesigned, intuitive mobile interface. Perform instant transfers, pay bills using your camera, and view your total financial assets. Secure access with FaceID simplifies daily financial tasks.

Highlights
  • Account and card management
  • Instant SEPA transfers
  • Bill payments via camera
  • Mobile and prepaid card top-ups
  • View total asset portfolio
  • Access bank documents
Features
Read full description

La tua Banca a portata di mano: scopri la nuova app BNL Gestire le tue finanze non è mai stato così semplice e intuitivo. L'app BNL ti offre un controllo completo su conti correnti e carte, con un design rinnovato e un'esperienza utente pensata per la tua quotidianità. Accedi rapidamente con FaceID e inizia a semplificarti la vita. Cosa puoi fare con l'app BNL? • Acquisti e Gestione Carte: Acquista Carta di Credito BNL Classic e Carta Prepagata BNL direttamente in app. Visualizza il plafond di tutte le tue carte, anche quelle condivise. • Pagamenti e Operazioni: Effettua bonifici Italia e SEPA istantanei e ordinari, giroconti, ricariche cellulare e carta prepagata. Paga bollettini postali, anche tramite fotocamera, e MAV/RAV. • Visualizzare il tuo patrimonio complessivo: Se sei in possesso di un Deposito Titoli, puoi visualizzare il tuo patrimonio complessivo, suddiviso per liquidità su conti correnti e capitale investito. • Consulta i documenti inviata dalla Banca, direttamente in app, nella sezione “Doc” Siamo in continua evoluzione per offrirti nuove funzionalità. Non perdere gli aggiornamenti! Per assistenza scrivi a: centro_relazioni_clientela@bnlmail.com La dichiarazione di accessibilità in base a quanto previsto dal DL 76/2020 è presente al seguente indirizzo: https://bnl.it/it/Footer/dichiarazione-di-accessibilita-app

About

illimity

Manage your bank accounts and savings securely and efficiently. View balances, make transfers, monitor investments, and manage cards. Connect accounts from other banks for a consolidated view.

Highlights
  • Consult account balance and transactions
  • Make bank transfers
  • Monitor active products and assets
  • Manage linked cards
  • Connect external bank accounts
  • Access dedicated support services
Features
Read full description

L'app riservata ai clienti privati titolari di rapporti con illimitybank.com L'app di illimitybank che ti consente di gestire in modo semplice, veloce e sicuro le operazioni bancarie e i tuoi risparmi. Con l'app puoi: • Consultare saldo, movimenti e documenti del tuo conto corrente; • Effettuare bonifici e gestire le operazioni sui rapporti collegati ; • Monitorare i prodotti attivi e il tuo patrimonio; • Gestire le carte collegate al tuo conto corrente; • Collegare, con illimity Connect, i tuoi conti correnti online, anche quelli che hai presso altre Banche per avere tutto in un unico punto; • Accedere ai servizi di assistenza dedicata. Importante: attraverso questa app non è più possibile aprire nuovi conti correnti, conti deposito e conti progetti di spesa. Se sei un cliente con conto sottoscritto entro il 19 ottobre 2026 ti ricordiamo che per effettuare un cambio piano all'offerta Classic o Premium (ove titolare di conto Smart o Plus) e/o sottoscrivere i prodotti di carta di debito, carta di credito, carta prepagata e il Payment Initiation Service, puoi leggere direttamente i dettagli nella tua Area Personale. L'app sarà dismessa al perfezionamento della fusione per incorporazione di illimity Bank S.p.A. in Banca Ifis S.p.A. il 7 dicembre 2026.

Screenshots

BNL4 screens
illimity4 screens

Verdict

The call

The clearest difference is review sentiment: illimity at 67% against BNL's 16%. illimity also leads on rating (4.5 vs 3.3) and ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

illimity holds the better App Store score, 4.5 against 3.3. Both are backed by a comparable volume of ratings — 44 and 22 respectively. Written reviews point the same way: 16% of BNL's written reviews are positive against 67% of illimity's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
BNL versus illimity: the parameters behind the verdict, then further details
ParameterBNLillimity
PriceFreeFree
Rating3.3 (44 ratings)4.5 (22 ratings) — better
Positive reviews16.0% of reviews67.2% of reviews — better
Number of ratings44 — better22
Update frequencyFortnightlyFortnightly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size596 MB140 MB
Age rating4+4+
DeveloperBNL S.p.A.illimity

Customer experience

BNL

All ratings44 ratings
Positive54.5%
Neutral9.1%
Negative36.4%
Written reviews50 reviews
Positive16.0%
Neutral10.0%
Negative74.0%

illimity

All ratings22 ratings
Positive86.4%
Neutral0.0%
Negative13.6%
Written reviews58 reviews
Positive67.2%
Neutral10.3%
Negative22.4%

Bugs and requests

BNL

Reported bugs

27 issues
  • App is inaccessible 9/10 times when abroad
  • OTP opens 1/10 times, expires quickly
  • Mobile token activation fails repeatedly
  • Cannot access account online due to token issues
  • App does not open after updates
Show 22 more
  • System temporarily unavailable error
  • Login issues with Touch ID
  • Cannot register phone number without logging in
  • OTP errors, unclear instructions
  • App crashes or freezes
  • Inconsistent and unreliable performance
  • Security scramble on screen numbers
  • Only allows Italian transfers
  • Cannot re-submit requests
  • Contact page does not open
  • SEPA transfer rate not accepted, no explanation
  • Trading requires separate app
  • Fax required for foreign transfers
  • App not working on iPhone 12
  • Mobile token activation fails on new phone
  • Cannot access account if phone number not registered
  • Cannot modify phone number without token
  • App not working for 2 weeks
  • Customer service claims no app issues
  • App does not open after last update
  • App does not work in different time zones unless set to Italian time
  • App not opening after update

Requested features

11 requests
  • Add landscape mode for iPad
  • Improve visibility of app closing function
  • Add foreign transfer option
  • Improve OTP reliability and speed
  • Allow nickname association with account number
Show 6 more
  • Provide language options (e.g., English)
  • Allow printing of monthly statements
  • Improve online documentation and services
  • Enable app usage abroad with any phone number
  • Fix time zone issues affecting app functionality
  • Allow screenshots of transactions

illimity

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BNL

No in-app purchases

None

illimity

No in-app purchases

Questions

Is BNL free?
BNL is free to download, with no in-app purchases.
Is illimity free?
illimity is free to download, with no in-app purchases.
Which has better reviews, BNL or illimity?
illimity is rated higher. BNL averages 3.3 out of 5 from 44 ratings, while illimity averages 4.5 from 22 ratings.
Do BNL or illimity have ads?
BNL shows ads; illimity does not.
Which is updated more often, BNL or illimity?
BNL ships an update fortnightly, and illimity fortnightly. Most recently, BNL was updated on November 1, 2026 and illimity on November 3, 2026.

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