Comparison

掌上新华 vs 中国人保

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

掌上新华

Features
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告别繁琐流程,拥抱便捷体验!掌上新华作为新华保险唯一官方移动应用,为你整合保险、健康、医疗、养老全维度服务,让贴心守护触手可及。 ——— 为什么一定要用 “新版掌上新华”? ——— 全新体验,直观易用 首页、保险、康养、我的四大板块全面焕新!功能做 “减法”,体验做 “加法”,简洁设计搭配清晰导航,不用找、不用等,优质服务一触即达。 查保障,全家情况尽在掌握 自己和家人的保单保障?打开 APP 就能轻松查!新版界面信息更直观,还支持 “查完就办”,不用再跳转找功能,操作逻辑超简单,人人都能轻松上手。 办业务,手机就是你的专属助手 交费、理赔、贷款、退保、减保…… 多种保险业务不用跑线下!手指点一点,随时随地完成办理,省时又省心,告别奔波等待。 享权益,你的专属福利清晰可见 客户级别、专属权益不再 “模糊不清”!新版升级权益查询功能,自己能享哪些福利,一眼看得明明白白,专属待遇不遗漏。 查收益,家庭保险资产随时盯 想知道保险资产收益?APP 里全掌握!丰富的资产账户信息、便捷的领取服务,家庭保险资产变化实时更新,资产动态清晰可控。 理赔更快,省心更安心 专属 “一体化自助理赔” 服务上线!流程简化不等待,理赔进度即时查,还能无缝衔接个单服务,让理赔全程更顺畅、更高效。

About

中国人保

This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.

Highlights
  • Policy management and inquiries
  • Online claims processing and support
  • Wide range of insurance products
  • Health management services
  • Financial investment options
  • Roadside assistance
  • Service network locator
Features
Read full description

“中国人保”APP是中国人民保险集团重磅推出的官方应用,主要为用户提供保险保障、线上理赔、健康管理等专业化、一站式的综合金融服务。您将享受到车险、财产险、寿险、健康险、公募基金等丰富的产品,以及保单查询、保全续期、线上理赔、行车服务、健康管理、投资理财等一系列个性化优质的保障服务。 ——主要功能—— 【保单管家】提供保单查询、保单变更、保单回执签收等服务。 【理赔服务】理赔服务:提供在线报案、理赔进度查询,在线7*24小时智能+人工咨询服务。 【保险商城】产品种类涵盖车险、意外险、旅游险、家财险、责任险、医疗险、重疾险等,支持线上自助投保。 【道路救援】50公里内免费救援,随时掌握救援车位置。 【网点查询】查询全国上万个人保服务网点位置及联系方式。 【头条资讯】精选保险行业资讯,学习保险入门知识,丰富内容让保险有趣易懂 【财富管理】在线投资公募基金,满足客户的资产配置需求。 【健康管理】提供实时挂号、健康资讯、健康讲堂、海外医疗、重疾绿通等服务。 【精彩活动】线上活动365天精彩不断,随时随地畅享参与。 【更多生活服务】生活缴费、预约车位、车置换、洗车、保养、新车上牌、影票等。 ——联系我们—— 人保官网:www.picc.com 微信公众号:中国人保APP 微博账户:中国人保APP 服务热线:95518

Screenshots

掌上新华4 screens
中国人保4 screens

Verdict

The call

The clearest difference is rating: 掌上新华 at 3.0 against 中国人保's 1.5. 中国人保's advantage is review sentiment (48% vs 37%) and iOS requirement (13.0 vs 15.6). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

掌上新华 holds the better App Store score, 3.0 against 1.5. Both are backed by a comparable volume of ratings — 35 and 30 respectively. Written reviews complicate that: 37% of 掌上新华's written reviews are positive against 48% of 中国人保's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 22, 2026 and October 20, 2026 respectively.

Scorecard3 real differences · 7 level
掌上新华 versus 中国人保: the parameters behind the verdict, then further details
Parameter掌上新华中国人保
PriceFreeFree
Rating3.0 (35 ratings) — better1.5 (30 ratings)
Positive reviews37.0% of reviews47.5% of reviews — better
Number of ratings35 — better30
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size134 MB308 MB
Age rating17+4+
Developer新华人寿保险股份有限公司PICC Information Technology Company Limited

Customer experience

掌上新华

All ratings10 ratings
Positive10.0%
Neutral0.0%
Negative90.0%
Written reviews27 reviews
Positive37.0%
Neutral0.0%
Negative63.0%

中国人保

All ratings30 ratings
Positive10.0%
Neutral3.3%
Negative86.7%
Written reviews40 reviews
Positive47.5%
Neutral0.0%
Negative52.5%

In-app purchases

None

掌上新华

No in-app purchases

None

中国人保

No in-app purchases

Questions

Is 掌上新华 free?
掌上新华 is free to download, with no in-app purchases.
Is 中国人保 free?
中国人保 is free to download, with no in-app purchases.
Which has better reviews, 掌上新华 or 中国人保?
掌上新华 is rated higher. 掌上新华 averages 3.0 out of 5 from 35 ratings, while 中国人保 averages 1.5 from 30 ratings.
Do 掌上新华 or 中国人保 have ads?
Neither 掌上新华 nor 中国人保 shows ads.
Which is updated more often, 掌上新华 or 中国人保?
掌上新华 ships an update fortnightly, and 中国人保 fortnightly. Most recently, 掌上新华 was updated on October 22, 2026 and 中国人保 on October 20, 2026.

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