BCR Móvil vs Kash
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCR Móvil
Manage your finances with this interactive and modern banking application. Access account details, make transfers, pay bills, and manage cards. Features include biometric authentication, customizable options, and a night mode for a user-friendly experience.
- Account management and statements
- Fund transfers (SINPE)
- Bill payments
- Card management
- Biometric transaction authorization
- Customizable interface
- Office and ATM locator
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El BCR le ofrece una aplicación interactiva, moderna y fácil de usar. Con esta aplicación usted tendrá acceso a las siguientes funcionalidades: Informativo: • Acceso a redes sociales. • Tipo de cambio del día. • Atención al cliente y solicitudes en línea. • Promociones. • Cotizadores. • Oficinas y cajeros. • SINPE Móvil por SMS. Transaccional: • Cuentas: consulta, descarga de movimientos, compartir cuenta y nombre corto. • Sobres: crear, cargar, descargar, eliminar y movimientos. • Transferencias: Entre cuentas BCR, Enviar fondos SINPE, Traer fondos SINPE y SINPE Móvil. • Tarjetas: detalle, pago, avance de efectivo, descarga de movimientos y configuración (activar, bloquear o parámetros). • Consulta, pago y favoritos de más de 300 conectividades. • Depósitos Judiciales: consulta, pago y favoritos. • Opciones para personalizar. • Fondo de inicio de sesión. • Modo nocturno. • Accesos rápidos. • Foto de perfil. • Recordar usuario. • Autorización de transacciones: Opción para confirmar transacciones con su rostro. Para cualquier consulta comuníquese con nosotros: CentroAsistenciaBCR@bancobcr.com o llame al 2211-1111.
Kash
Send money instantly within your country and across Central America. Easily transfer funds between your linked bank accounts or to other users via username. Request money, pay bills, and send funds directly to debit cards.
- Instant transfers between Kash users
- Transfer to any debit card
- Request money from contacts
- Pay utility bills
- Regional transfers to Central America
- QR code transactions
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Realiza tus transferencias entre usuarios Kash dentro de tu país y hacia toda Centroamérica. Disponible en Costa Rica, Guatemala, Honduras, El Salvador, Panamá y Nicaragua. Funcionalidades ENVÍO ENTRE CUENTAS Al tener al menos 2 tarjetas en la App, puedes mover tu dinero entre tus cuentas sin importar el banco. A OTROS USUARIOS KASH Dile adiós a los números de cuenta, utiliza el Kashtag (nombre de usuario) y envía dinero a tus amigos de manera instantánea. SOLICITUD DE DINERO Solicita dinero a tus amigos de manera fácil, inmediata y segura. TRANSFIERE POR WHATSAPP Activa la funcionalidad y transfiere dinero tan rápido como enviar un mensaje. QR Escanea un código QR o genera uno para realizar tus transacciones. A TARJETA No importa si tus amigos no tienen Kash. Con la función de transferir a tarjeta, puedes enviarles dinero simplemente ingresando los números del frente de su tarjeta. SINPE MÓVIL Con Kash podrás registrar tu Sinpe Móvil para transferir dinero a cualquier hora, en cualquier momento. Servicio disponible únicamente para Costa Rica* PAGO DE SERVICIOS Mantén tus servicios al día desde donde estés. Con Kash, puedes pagar el agua, la luz o el teléfono cómodamente desde la App. Servicio disponible únicamente para Costa Rica* TRANSFERENCIAS REGIONALES Transfiere a toda Centroamérica y recibe dinero desde Estados Unidos a un bajo costo y de manera inmediata. Kash es un servicio ofrecido por la sociedad BAC International Bank, Inc. (o alguna de sus subsidiarias en Centro América), entidad que es regulada por su respectivo regulador financiero en Panamá (o en el pais desde donde se ofrezca esta app), con domicilio en Torre BAC, Avenida Balboa, Ciudad de Panamá, República de Panamá. Desarrollado por Namutek S.A., empresa radicada en Calle 53 Este, Urb. Marbella, Humboldt Tower, Piso 2, Panamá, República de Panamá. Todos los derechos reservados.
Screenshots
Verdict
The clearest difference is rating: Kash at 4.0 against BCR Móvil's 3.3. Kash also leads on review sentiment (36% vs 15%) and update cadence (every 11 days vs every 6 weeks). BCR Móvil's advantage is device support (3 vs 1). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kash holds the better App Store score, 4.0 against 3.3. Both are backed by a comparable volume of ratings — 205 and 143 respectively. Written reviews point the same way: 15% of BCR Móvil's written reviews are positive against 36% of Kash's.
BCR Móvil ships an update every 6 weeks, Kash every 11 days. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | BCR Móvil | Kash |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (205 ratings) | 4.0 (143 ratings) — better |
| Positive reviews | 15.4% of reviews | 35.9% of reviews — better |
| Number of ratings | 205 — better | 143 |
| Update frequency | Every 6 weeks | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 190 MB | 229 MB |
| Age rating | 4+ | 4+ |
| Developer | Banco de Costa Rica | Namutek S.A. |
Customer experience
BCR Móvil
Kash
User reviews
BCR Móvil
From 205 App Store ratingsWhat we love
- 👍 Easy to use
- 👍 Favorites for quick payments
- 👍 Simple transfers
- 👍 Face ID support (requested/partially implemented)
- 👍 Apple Pay integration (mentioned once)
Room to improve
- 🐛 Frequent app crashes
- 🐛 Forced immediate updates causing issues
- 🐛 Difficult to find payment entities
- 🐛 Incorrect number validation for payments
- 🐛 Complicated payment processes
Kash
From 143 App Store ratingsWhat we love
- ✅ Good application for transferring money
- 💰 No commissions on transfers
- 🚀 Real-time transfers
- 👍 Very useful
- ✨ Excellent service
Room to improve
- 🐌 Extremely slow and frustrating
- 🤖 Poor AI customer support
- ❌ App not working
- 🚫 Cannot transfer from specific banks
- 📉 Inexplicable charges
Bugs and requests
BCR Móvil
Reported bugs
40 issues- App crashes upon launching
- SINPE transfers fail
- Cannot select destination account for SINPE transfers
- Facial recognition not working
- Login issues occur frequently
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- App forces immediate updates
- Payment errors with incorrect number messages
- Favorite payment functions are complicated
- App exits during bill payment
- Cannot perform transfers to BCR third-party accounts
- Facial identification is poor and requires multiple attempts
- SINPE payments do not work
- App does not notify about SINPE transactions
- Email for device activation is not generated or sent
- App does not work with password managers
- Copy-paste is disabled for passwords
- App does not function on iPhone 8 with iOS 13
- App closes and indicates it's used on another device after registration
- Device registration issues
- Only current day's movements are visible
- Registered accounts are lost after updates
- Email delivery for activation is delayed
- App crashes or does not allow login
- App is unresponsive on iOS 10
- App does not work with new iOS versions
- App freezes and requests password changes
- App does not allow credit card payments
- App does not show account balance
- App has UI issues and is terrible
- App is slow and does not work
- App does not allow login
- App is useless, no login
- App is slow, doesn't work, and is a waste of time
- App is broken after the last update
- App is not updated despite claims
- App no longer supports older Android phones
- App is inactive if not used via the web
- App crashes and doesn't allow login
- App is unstable and crashes frequently
- App does not sync with the web
Requested features
21 requests- Implement Face ID or app-generated codes
- Improve facial recognition accuracy
- Allow biometric login (Face ID/Touch ID)
- Expand payment options for services
- Increase SINPE transfer limits
Show 16 moreShow fewer
- Allow viewing personal and mortgage loans
- Enable loan payments
- Add more water and cable company payment options
- Improve favorite payment functions
- Allow predefining multiple recharge amounts
- Provide transaction history beyond the current day
- Integrate with password managers
- Allow copy-paste for passwords
- Implement Touch ID login
- Add dark mode
- Improve security and reduce complexity for users
- Allow payment of credit cards
- Allow viewing account balance
- Make the app more dynamic and user-friendly
- Allow online balance checking
- Add more useful and practical features
Kash
Reported bugs
15 issues- App is extremely slow
- AI customer support does not resolve issues
- App does not accept terms and conditions
- Cannot transfer money from Bank of America
- App crashes constantly
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- Cannot complete verification
- Buttons are not clickable
- Transfers fail frequently
- Money debited but not received
- Inexplicable charges without notification
- App does not send SMS messages
- Cannot add cards, information not validated
- Support gives conflicting information or no response
- Promotional offer not credited
- Synchronization of contacts shows deleted contacts
Requested features
8 requests- Increase the number of associated cards/accounts
- Increase the monthly transfer limit
- Consider the value of monthly transfers
- Allow transfers from USA cards
- Add a security method for app entry (code, Face/Touch ID)
Show 3 moreShow fewer
- Improve contact synchronization
- Allow login from anywhere in the world, not just Central America
- Option to send verification code to email
In-app purchases
BCR Móvil
No in-app purchases
Kash
No in-app purchases
