Security First CU vs Rio Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Security First CU
Manage your finances securely from your mobile device. Deposit checks, transfer funds, pay bills, and send money with Zelle. Access account balances, view recent transactions, and locate branches.
- Deposit checks with camera
- Transfer funds between accounts
- Pay bills on the go
- Send money with Zelle
- Check account balances
- View recent transactions
- Secure live chat
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Do more with the Security First CU app. The Security First CU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of Security First Credit Union, visit us at SecurityFirstCU.com
Rio Bank
Manage your finances on the go with this mobile banking app. View account balances, review transactions, transfer funds, and deposit checks securely from your device. Find nearby branches and ATMs with ease.
- View account balances
- Review transaction history
- Transfer funds
- Deposit checks
- Find branches and ATMs
- Secure data transmission
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Welcome! With Rio Bank Mobile Banking you can easily view and manage your money right in the palm of your hand anytime, anywhere! Best of all, it’s free. Mobile Banking allows you to instantly access the following: • Checking Account Balances • Review Transactions History • Transfer funds between your Rio Bank accounts • Transfer funds to a regular loan payment • Find a Branch or ATM • Deposit Checks Security • At Rio Bank your security is always our top priority. • Account information is never stored on your phone • Data transmissions are encrypted with the same secure technology as Online Banking Restrictions • Users must be enrolled in Online Banking • See the terms in the app for limits/availability and other restrictions For additional information, contact a Personal Banker at 956-631-7890. Rio Bank does not charge a fee for utilizing Mobile Banking, however your regular data and text messaging rates will apply.
Screenshots
Verdict
Security First CU and Rio Bank both sit at 4.8 stars, but that hides the real split: 80% of Rio Bank's written reviews are positive against 14% of Security First CU's. Security First CU's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Security First CU against 4.9 for Rio Bank. Both are backed by a comparable volume of ratings — 1.9K and 1.4K respectively. Written reviews are what separate them: 14% of Security First CU's written reviews are positive against 80% of Rio Bank's.
Security First CU ships an update every 3 months, Rio Bank every 4 months. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.
| Parameter | Security First CU | Rio Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.9K ratings) | 4.9 (1.4K ratings) — better |
| Positive reviews | 13.6% of reviews | 80.0% of reviews — better |
| Number of ratings | 1.9K — better | 1.4K |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 123 MB | 99 MB |
| Age rating | 4+ | 4+ |
| Developer | Security First Credit Union | Rio Bank |
Customer experience
Security First CU
Rio Bank
Bugs and requests
Security First CU
Reported bugs
4 issues- App crashes on startup
- Login screen freezes
- Incorrect security question answers
- Inability to access account after iOS updates
Requested features
3 requests- Mobile check deposit
- Improved Zelle integration
- 24/7 customer support
Rio Bank
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Security First CU
No in-app purchases
Rio Bank
No in-app purchases
Questions
Is Security First CU free?
Is Rio Bank free?
Which has better reviews, Security First CU or Rio Bank?
Do Security First CU or Rio Bank have ads?
Which is updated more often, Security First CU or Rio Bank?
Other comparisons
