Security First CU vs SFCU CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Security First CU
Manage your finances securely from your mobile device. Deposit checks, transfer funds, pay bills, and send money with Zelle. Access account balances, view recent transactions, and locate branches.
- Deposit checks with camera
- Transfer funds between accounts
- Pay bills on the go
- Send money with Zelle
- Check account balances
- View recent transactions
- Secure live chat
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Do more with the Security First CU app. The Security First CU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of Security First Credit Union, visit us at SecurityFirstCU.com
SFCU CU
Access your Sidney Federal Credit Union accounts conveniently online. Manage your finances, view balances, and conduct transactions from anywhere. Stay in control of your money with secure and easy-to-use digital banking.
- Online account access
- View account balances
- Conduct transactions
- Secure digital banking
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Online account access for Sidney Federal Credit Union
Screenshots
Verdict
Security First CU and SFCU CU both sit at 4.8 stars, but that hides the real split: 85% of SFCU CU's written reviews are positive against 14% of Security First CU's. SFCU CU also leads on update cadence (monthly vs every 5 months) and ratings volume (11K vs 1.9K). Security First CU's advantage is monetization model (free vs ad-supported) and device support (4 vs 2). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Security First CU against 4.8 for SFCU CU. That said, the two scores are not equally well evidenced: SFCU CU has 11K ratings behind it against 1.9K, so its average is the more settled of the two. Written reviews are what separate them: 14% of Security First CU's written reviews are positive against 85% of SFCU CU's.
Security First CU ships an update every 5 months, SFCU CU monthly. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.
| Parameter | Security First CU | SFCU CU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.9K ratings) | 4.8 (11K ratings) |
| Positive reviews | 14.0% of reviews | 84.9% of reviews — better |
| Number of ratings | 1.9K | 11K — better |
| Update frequency | Every 5 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 122 MB | 232 MB |
| Age rating | 4+ | 4+ |
| Developer | Security First Credit Union | SIDNEY FEDERAL CREDIT UNION |
Customer experience
Security First CU
SFCU CU
User reviews
Security First CU
From 1.9K App Store ratingsWhat we love
- 👍 Awesome app
- 👍 Easy to use
- 👍 Modern and attractive design
Room to improve
- 🐛 App crashes frequently
- 🐛 Login issues
- 🐛 Connectivity problems
- 🐛 Compatibility issues with iOS updates
- 🔒 Security concerns with account lockouts
SFCU CU
From 11K App Store ratingsWhat we love
- 👍 User-friendly interface
- 🚀 Convenient mobile banking
- 🔒 Secure online transactions
- 💡 Helpful customer service
- 🤝 Welcoming and friendly staff
Room to improve
- 🐛 Recurring login issues
- ⏱️ Slow app performance
- 🔍 Difficult to find certain features
- 💳 Trouble with Zelle and money transfers
- 📱 Lack of landscape mode support
Bugs and requests
Security First CU
Reported bugs
4 issues- App crashes on startup
- Login screen freezes
- Incorrect security question answers
- Inability to access account after iOS updates
Requested features
3 requests- Mobile check deposit
- Improved Zelle integration
- 24/7 customer support
SFCU CU
Reported bugs
3 issues- App crashes and freezes
- Account information not displaying correctly
- Issues with mobile check deposits
Requested features
4 requests- Card locking option
- Improved budget tracking tools
- Increased mobile deposit limits
- Seamless integration with other apps
In-app purchases
Security First CU
No in-app purchases
SFCU CU
No in-app purchases
Questions
Is Security First CU free?
Is SFCU CU free?
Which has better reviews, Security First CU or SFCU CU?
Do Security First CU or SFCU CU have ads?
Which is updated more often, Security First CU or SFCU CU?
Other comparisons
