Comparison

PEX vs nomorePAPER

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PEX

Manage business spending and streamline expense workflows with automated controls, receipt capture, and detailed reporting. Control employee spending limits, categorize transactions, and integrate with accounting software.

Highlights
  • Automated spend controls
  • Receipt capture and annotation
  • Transaction tagging and categorization
  • On-demand virtual cards
  • Quick fund transfers
  • Enhanced reporting and export
  • Integration with accounting software
Features
Read full description

The PEX financial platform and corporate cards provide powerful capabilities to manage business spending and reconciliation. PEX automates and simplifies your spend and expense workflows, saving you time on issues meaningful to your bottom line. PEX reduces data entry, helps manage cash flow, captures and tracks receipts, streamlines reconciliation, and provides detailed reporting. Your employees, volunteers or contractors can spend (only) when and where you want them to using their PEX Prepaid Visa® or Mastercard®. PEX also provides on-demand virtual cards and a scalable API for custom needs. The PEX app is a free companion app for existing Administrators and Cardholders intended to complement the main PEX platform.* With the PEX platform, you can: • Control Spend. Modernize spending controls by automatically limiting what, where and how much an employee can purchase. In addition to daily, weekly, and monthly limits, employees can also be restricted to specific industries via the use of Merchant Category Codes (“MCCs”). • Capture Receipts. Seamlessly snap a photo of a receipt, add to a transaction, and annotate with custom notes. • Tag Transactions. Easily categorize and organize transactions by using PEX Tags. Append accounting or general ledger codes to transactions to speed up reconciliation. • Make Quick Transfers. Transfer funds from your organization’s bank account to your PEX account on an ad hoc basis, or schedule automatic transfers. Fund and de-fund employee cards instantly for granular control or allow cards to debit from a central shared account. • Request Funds. Allow employees to request funds from authorized administrators with an audit of the entire process. Push and email notifications keep everyone informed. • Enhanced Reporting. Quickly create a variety of reports on purchasing activity with detailed transaction data. Export via CSV or in custom formats. • Leverage Complimentary Systems. Easily integrate PEX with processes and tools you already use, including QuickBooks, Xero, Certify, and more. *When using a mobile device, standard text messaging and/or data rates from your wireless service provider may apply. *** Any questions? Email us at: sales@pexcard.com If you are interested in becoming a customer please visit: https://apply.pexcard.com *** The PEX Visa® Prepaid Card and the PEX Disburse Visa Prepaid Card are issued by Fifth Third Bank, N.A., Member FDIC, or The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A Inc and may be used everywhere Visa Prepaid cards are accepted. The PEX Prepaid Mastercard® is issued by The Bancorp Bank, N.A. pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Please see the back of your card for its issuing bank.

About

nomorePAPER

This no-code platform digitizes business operations, allowing for easy form creation, document distribution, and task assignment. It streamlines workflows and provides real-time data access for quicker decision-making and enhanced productivity.

Highlights
  • Digitize forms and collect data
  • Distribute company documents
  • Speed up data analysis
  • Assign tasks to field staff
  • Monitor real-time GIS data
  • Create custom business apps
Features
Read full description

Simplify your business operations with nomorePAPER, the no-code platform that streamlines workflows and eliminates the need for physical paperwork. Instantly distribute forms, manuals, and key documents across smartphones and tablets, giving your team access to crucial information anytime, anywhere. Key features include: - Digitize forms and collect data easily on smart devices. - Distribute company documents, guides, and procedures effortlessly. - Speed up data analysis, enabling quicker decision-making. - Assign tasks and job orders to field staff efficiently. - Monitor real-time GIS data for project tracking. - Create unlimited custom business apps without coding. Go paperless and boost productivity with nomorePAPER!

Screenshots

PEX4 screens
nomorePAPER4 screens

Verdict

The call

The clearest difference is update cadence: PEX at fortnightly against nomorePAPER's every 3 months. PEX also leads on ratings volume (3.8K vs 1). nomorePAPER's advantage is review sentiment (67% vs 41%) and rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

nomorePAPER holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: PEX has 3.8K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 41% of PEX's written reviews are positive against 67% of nomorePAPER's.

UpkeepUpdate frequency

PEX ships an update fortnightly, nomorePAPER every 3 months. The most recent releases landed on September 22, 2026 and June 1, 2026 respectively.

Scorecard4 real differences · 6 level
PEX versus nomorePAPER: the parameters behind the verdict, then further details
ParameterPEXnomorePAPER
PriceFreeFree
Rating4.8 (3.8K ratings)5.0 (1 ratings) — better
Positive reviews41.2% of reviews66.7% of reviews — better
Number of ratings3.8K — better1
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.1
Further details — not scored
Size97 MB57 MB
Age rating4+4+
DeveloperPexCardRugged Mobile Solutions Inc.

Customer experience

PEX

All ratings3,764 ratings
Positive94.4%
Neutral1.8%
Negative3.8%
Written reviews51 reviews
Positive41.2%
Neutral7.8%
Negative51.0%

nomorePAPER

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Bugs and requests

PEX

Reported bugs

5 issues
  • App crashes frequently
  • Transactions not showing up
  • Issues with adding funds to cards
  • Receipt upload problems
  • Login and password issues

Requested features

5 requests
  • Biometric login (Face ID, Fingerprint)
  • Improved receipt management and search
  • Better reporting and analytics
  • Streamlined transaction flow
  • Ability to upload digital receipts

nomorePAPER

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PEX

No in-app purchases

None

nomorePAPER

No in-app purchases

Questions

Is PEX free?
PEX is free to download, with no in-app purchases.
Is nomorePAPER free?
nomorePAPER is free to download, with no in-app purchases.
Which has better reviews, PEX or nomorePAPER?
nomorePAPER is rated higher. PEX averages 4.8 out of 5 from 3.8K ratings, while nomorePAPER averages 5.0 from 1 ratings.
Do PEX or nomorePAPER have ads?
Neither PEX nor nomorePAPER shows ads.
Which is updated more often, PEX or nomorePAPER?
PEX ships an update fortnightly, and nomorePAPER every 3 months. Most recently, PEX was updated on September 22, 2026 and nomorePAPER on June 1, 2026.

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