Comparison

PEX vs Next Gear

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PEX

Manage business spending and streamline expense workflows with automated controls, receipt capture, and detailed reporting. Control employee spending limits, categorize transactions, and integrate with accounting software.

Highlights
  • Automated spend controls
  • Receipt capture and annotation
  • Transaction tagging and categorization
  • On-demand virtual cards
  • Quick fund transfers
  • Enhanced reporting and export
  • Integration with accounting software
Features
Read full description

The PEX financial platform and corporate cards provide powerful capabilities to manage business spending and reconciliation. PEX automates and simplifies your spend and expense workflows, saving you time on issues meaningful to your bottom line. PEX reduces data entry, helps manage cash flow, captures and tracks receipts, streamlines reconciliation, and provides detailed reporting. Your employees, volunteers or contractors can spend (only) when and where you want them to using their PEX Prepaid Visa® or Mastercard®. PEX also provides on-demand virtual cards and a scalable API for custom needs. The PEX app is a free companion app for existing Administrators and Cardholders intended to complement the main PEX platform.* With the PEX platform, you can: • Control Spend. Modernize spending controls by automatically limiting what, where and how much an employee can purchase. In addition to daily, weekly, and monthly limits, employees can also be restricted to specific industries via the use of Merchant Category Codes (“MCCs”). • Capture Receipts. Seamlessly snap a photo of a receipt, add to a transaction, and annotate with custom notes. • Tag Transactions. Easily categorize and organize transactions by using PEX Tags. Append accounting or general ledger codes to transactions to speed up reconciliation. • Make Quick Transfers. Transfer funds from your organization’s bank account to your PEX account on an ad hoc basis, or schedule automatic transfers. Fund and de-fund employee cards instantly for granular control or allow cards to debit from a central shared account. • Request Funds. Allow employees to request funds from authorized administrators with an audit of the entire process. Push and email notifications keep everyone informed. • Enhanced Reporting. Quickly create a variety of reports on purchasing activity with detailed transaction data. Export via CSV or in custom formats. • Leverage Complimentary Systems. Easily integrate PEX with processes and tools you already use, including QuickBooks, Xero, Certify, and more. *When using a mobile device, standard text messaging and/or data rates from your wireless service provider may apply. *** Any questions? Email us at: sales@pexcard.com If you are interested in becoming a customer please visit: https://apply.pexcard.com *** The PEX Visa® Prepaid Card and the PEX Disburse Visa Prepaid Card are issued by Fifth Third Bank, N.A., Member FDIC, or The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A Inc and may be used everywhere Visa Prepaid cards are accepted. The PEX Prepaid Mastercard® is issued by The Bancorp Bank, N.A. pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Please see the back of your card for its issuing bank.

About

Next Gear

Manage your property restoration business on the go with a comprehensive suite of tools. Streamline job management, track equipment, handle accounting, and improve customer communication. Gain insights with custom reporting to grow your business.

Highlights
  • Job Management
  • Equipment Tracking
  • CRM
  • Custom Reporting
  • Homeowner Communication
  • Job Costing
  • Estimates & Invoices
Features
Read full description

Manage your restoration business on the go. Grow your business with custom reporting, job management, accounting, equipment tracking, and sales enablement—all in one app! Easily create jobs, upload photos, and increase your bottom line. Get the leading platform for property restoration now. Next Gear is the restoration software app that brings together all the tools you need to run your restoration business. Your business essentials are now in one place, from job management and costing to equipment tracking and real-time reporting. Join the 85 thousand restoration contractors that trust Next Gear Solutions to help them reach their goals. Next Gear provides these core features and more: * Calendars and Scheduling Built-in job scheduling functionality keeps your teams on track and on time, no matter how complicated the work calendar gets. * Integrated CRM Build customer relationships and easily track leads with an automated system that keeps teams focused on the right sale at the right time. * Equipment Tracking Keep tabs on every piece of expensive equipment in your inventory with built-in equipment tracking capabilities. * Mobile Job Management Create jobs, track equipment, upload photos, get push notifications, and speak notes directly into the job file to instantly update your team. * Homeowner Communication Close the communication gap with homeowners. Upload photos, track on-time arrivals and get instant feedback on every job. * Business Intelligence (BI) Reporting Unlock the power of job data to provide deeper insights into business performance, identify opportunities, and fine-tune your game plan. * Additional features include: Job Costing Estimates Invoices Contracts Photo Uploading Voice to Text Notes Compliance Manager Calendar Offline Functionality Push Notifications Workflow Builder Real-time Data Vpass Scoring Budgeting Photo and PDF Annotation Tool Accounting Integration Electronic Signatures 24/7 Live Support Online Training Unlimited Customer and Subcontractor Access Unlimited Document and Photo Storage Easy Installation Data Security ABOUT NEXT GEAR SOLUTIONS Not all companies are made equal, and at Next Gear Solutions, this adage could not be more true. The team at Next Gear Solutions has reimagined restoration job management for contractors in a modern world and helps insurance carriers codify their best practices into actionable solutions. Restoration contractors and adjusters work in extreme conditions to service their customers, and we believe it's our responsibility to help any way we can, so our tools are as mobile as the phones they carry. We offer more than just software: we start with feature-rich products and back those up with five-star service and support. FROM NEXT GEAR SOLUTIONS, LLC The Next Gear mobile app is part of a suite of restoration software that includes DASH restoration job management, LuxorCRM, ProAssist, and MICA water restoration software. To learn how Next Gear Solutions works to protect your privacy, please visit https://www.nextgearsolutions.com/privacy-policy/ By installing or using Next Gear, you agree to our Terms: https://www.nextgearsolutions.com/terms-and-conditions/ Next Gear currently connects to US and Canadian restoration companies only.

Screenshots

PEX4 screens
Next Gear3 screens

Verdict

The call

The clearest difference is rating: PEX at 4.8 against Next Gear's 2.7. PEX also leads on ratings volume (3.8K vs 361). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PEX holds the better App Store score, 4.8 against 2.7. That said, the two scores are not equally well evidenced: PEX has 3.8K ratings behind it against 361, so its average is the more settled of the two. Written reviews complicate that: 41% of PEX's written reviews are positive against 43% of Next Gear's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

PEX ships an update fortnightly, Next Gear every 3 weeks. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

Scorecard2 real differences · 8 level
PEX versus Next Gear: the parameters behind the verdict, then further details
ParameterPEXNext Gear
PriceFreeFree
Rating4.8 (3.8K ratings) — better2.7 (361 ratings)
Positive reviews41.2% of reviews43.4% of reviews — better
Number of ratings3.8K — better361
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size97 MB272 MB
Age rating4+4+
DeveloperPexCardNext Gear Solutions LLC

Customer experience

PEX

All ratings3,817 ratings
Positive94.4%
Neutral1.8%
Negative3.8%
Written reviews51 reviews
Positive41.2%
Neutral7.8%
Negative51.0%

Next Gear

All ratings361 ratings
Positive38.0%
Neutral5.5%
Negative56.5%
Written reviews152 reviews
Positive43.4%
Neutral6.6%
Negative50.0%

User reviews

PEX

From 3.8K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast app
  • 💡 Great for business expenses
  • 💡 Helpful for employees
  • 👍 Flexible and quick access

Room to improve

  • 🐛 Buggy app with crashes and glitches
  • 👎 Poor user interface design
  • 👎 Slow and unresponsive
  • 🔒 Privacy concerns with photo access
  • 👎 Difficult to manage receipts and transactions

Next Gear

From 361 App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Easy to access and utilize
  • 💡 Great CRM features for restoration companies
  • 🙌 Helpful and responsive support team

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔍 Poor photo management and upload functionality
  • 🤔 Outdated and cluttered user interface
  • 🔒 Constant password resets and login issues

Bugs and requests

PEX

Reported bugs

5 issues
  • App crashes frequently
  • Transactions not showing up
  • Issues with adding funds to cards
  • Receipt upload problems
  • Login and password issues

Requested features

5 requests
  • Biometric login (Face ID, Fingerprint)
  • Improved receipt management and search
  • Better reporting and analytics
  • Streamlined transaction flow
  • Ability to upload digital receipts

Next Gear

Reported bugs

4 issues
  • App freezes when trying to upload multiple photos
  • Notes and descriptions not displaying properly
  • Inconsistent performance on different devices
  • Sync issues causing data loss

Requested features

4 requests
  • Ability to edit and delete photos/notes
  • Offline access and better connectivity
  • Improved calendar and job scheduling features
  • More customization options for users

In-app purchases

None

PEX

No in-app purchases

None

Next Gear

No in-app purchases

Questions

Is PEX free?
PEX is free to download, with no in-app purchases.
Is Next Gear free?
Next Gear is free to download, with no in-app purchases.
Which has better reviews, PEX or Next Gear?
PEX is rated higher. PEX averages 4.8 out of 5 from 3.8K ratings, while Next Gear averages 2.7 from 361 ratings.
Do PEX or Next Gear have ads?
Neither PEX nor Next Gear shows ads.
Which is updated more often, PEX or Next Gear?
PEX ships an update fortnightly, and Next Gear every 3 weeks. Most recently, PEX was updated on October 15, 2026 and Next Gear on October 14, 2026.

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