PEX vs ReferralInfo

The PEX financial platform and corporate cards provide powerful capabilities to manage business spending and reconciliation. PEX automates and simplifies your spend and expense workflows, saving you time on issues meaningful to your bottom line. PEX reduces data entry, helps manage cash flow, captures and tracks receipts, streamlines reconciliation, and provides detailed reporting. Your employees, volunteers or contractors can spend (only) when and where you want them to using their PEX Prepaid Visa® or Mastercard®. PEX also provides on-demand virtual cards and a scalable API for custom needs. The PEX app is a free companion app for existing Administrators and Cardholders intended to complement the main PEX platform.* With the PEX platform, you can: • Control Spend. Modernize spending controls by automatically limiting what, where and how much an employee can purchase. In addition to daily, weekly, and monthly limits, employees can also be restricted to specific industries via the use of Merchant Category Codes (“MCCs”). • Capture Receipts. Seamlessly snap a photo of a receipt, add to a transaction, and annotate with custom notes. • Tag Transactions. Easily categorize and organize transactions by using PEX Tags. Append accounting or general ledger codes to transactions to speed up reconciliation. • Make Quick Transfers. Transfer funds from your organization’s bank account to your PEX account on an ad hoc basis, or schedule automatic transfers. Fund and de-fund employee cards instantly for granular control or allow cards to debit from a central shared account. • Request Funds. Allow employees to request funds from authorized administrators with an audit of the entire process. Push and email notifications keep everyone informed. • Enhanced Reporting. Quickly create a variety of reports on purchasing activity with detailed transaction data. Export via CSV or in custom formats. • Leverage Complimentary Systems. Easily integrate PEX with processes and tools you already use, including QuickBooks, Xero, Certify, and more. *When using a mobile device, standard text messaging and/or data rates from your wireless service provider may apply. *** Any questions? Email us at: sales@pexcard.com If you are interested in becoming a customer please visit: https://apply.pexcard.com *** The PEX Visa® Prepaid Card and the PEX Disburse Visa Prepaid Card are issued by Fifth Third Bank, N.A., Member FDIC, or The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A Inc and may be used everywhere Visa Prepaid cards are accepted. The PEX Prepaid Mastercard® is issued by The Bancorp Bank, N.A. pursuant to license by Mastercard International Incorporated and may be used everywhere Debit Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Please see the back of your card for its issuing bank.

ReferralInfo is the trusted platform for managing referrals between contractors and subcontractors. Whether you're a general contractor receiving referrals from vendors or a subcontractor sending work to GCs, the app keeps everything organized and accountable. FOR CONTRACTORS (MEMBERS) • Receive and review referrals from your network of subs • Accept or decline with notes; make counteroffers on fees • Send work orders to vendors with scope and payment terms • Track referrals from sent to completed to paid • Manage payments and view payment history • Chat with subs directly in the app • Post jobs and find talent; review applications • Dashboard with key metrics and activity FOR SUBCONTRACTORS (VENDORS) • Submit professional referrals (property details, damage, scope, photos) • Get notified when referrals are viewed, accepted, or rejected • Receive work orders from contractors; accept, counter, or decline • Record when work is completed and when you've been paid • In-app messaging with contractors • Browse and apply to job postings • See your referral and earnings history FEATURES • Referral and work order tracking with clear statuses • Secure messaging between contractors and subs • Photo and document uploads for referrals and work orders • Notifications so you never miss an update • Optional Face ID / biometric lock for app access • Built for water mitigation, roofing, HVAC, plumbing, and other trades ReferralInfo helps contractors and subcontractors work together with less friction and more transparency. Sign up as a contractor (member) or subcontractor (vendor) and start managing referrals and work orders in one place.