PTSB vs MindSpend

The PTSB app is a secure, fast and easy way to bank on the go. It offers a great range of features to make accessing your money and controlling your finances effortless, giving you the time and peace of mind to get on with your life! If you’re a PTSB customer who’s registered for Open24 Online Banking you can enjoy: Simple and easy access to your accounts: • Use Quick Balance to check your balance instantly without logging in • Log in quickly using your PAN (Personal Access Number) or TouchID / FaceID. • Quickly access the most used features. • Check your current and available account balances and other important information. • Access your recent, pending and historical transactions. • Apply for a Term Loan, Credit Card, or Overdraft. Open a Savings or Deposit Account: • Choose your daily debit card spending limit. • View eStatements. • Update Open24 desktop site password. • Freeze your Visa Debit or Credit Card. • Report your Visa Debit Card as lost/stolen and order replacement. • Replace your damaged Visa Debit Card. • View or unblock your Debit card PIN. • Quickly add your Visa Debit Card to your Apple Wallet Directly. • Block Gambling Transactions on your debit or credit card Banking on the go: • Instantly transfer between your accounts. • Transfer to your existing payees, and on tablet devices you can now add new payees. Schedule payments to be made at a future date. • Zippay: send and receive money using just a mobile number. • Send Emergency Cash to an ATM: you or a friend can collect funds from any PTSB ATM – without the need for a bank card (charges apply). • Make payments to existing bills and add new bills. Schedule bills to be paid at a future date. • Set up a standing order. • Transfer to your existing international SWIFT payees. These payees can only be set-up by visiting a PTSB branch. • Manage payments i.e. view or edit details for existing payees, bill payments, standing orders, direct debits and future dated payments. Accessing the app: • To log in to the PTSB app you’ll need to be a PTSB customer who is registered for Open24 Online Banking. To register for Open24 call us now on 0818 50 24 24 or +353 1 212 4101. • To access some features you’ll need to enter a security code which you’ll receive via SMS to your registered mobile phone number. The following country codes are excluded from this service +53 Cuba, +98 Iran, +964 Iraq, +95 Myanmar, +963 Syria, +249 Sudan, +850 North Korea. If you are not receiving your code, or to register or change your mobile number, call us now on 0818 50 24 24 or +353 1 212 4101. Terms and conditions apply. Find out more at https://www.ptsb.ie/everyday-banking/ways-to-bank/mobile-and-app-banking/ Permanent TSB plc trading as PTSB and PTSB Asset Finance is regulated by the Central Bank of Ireland. Permanent TSB plc is a public limited company incorporated in Ireland. Registered number: 222332. Registered Office: 56-59 St. Stephen’s Green, Dublin 2, D02 H489, Ireland. Permanent TSB plc is tied to Irish Life Assurance plc for life and pensions products. Irish Life Assurance plc is regulated by the Central Bank of Ireland.

Control your money with clarity and awareness. MindSpend is a minimalist finance tracker designed to help you understand not only how you spend, but why. Log your income and expenses in seconds and optionally tag each transaction with a mood and trigger. MindSpend then generates simple behavioral insights that help you recognize patterns in your spending habits. FEATURES • Fast expense and income tracking • Optional mood and spending trigger tags • Behavioral insights based on your entries • Impulse Score indicator to highlight spending patterns • Calendar and monthly summaries • CSV export of your data • Private by design — your data stays on your device MindSpend does not require accounts or sign-ups. All information is stored locally on your device. You can permanently delete all data at any time from the Settings screen. Take control of your spending with awareness and simplicity.