Comparison

SnapScan vs Telkom Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SnapScan

This app simplifies payments for everyday needs, from online shopping and parking to sending money to friends and paying bills. Securely link your bank cards, manage multiple cards with nicknames, and authenticate transactions with a PIN or biometrics. You can also top up a digital wallet for faster payments or donate to charities.

Highlights
  • In-store and online payments
  • Pay for parking
  • Send money to friends
  • Buy prepaid electricity, airtime, and data
  • Settle bills
  • Donate to charities
  • Manage multiple linked cards
Features
Read full description

Payments shouldn’t disrupt the joy of simple pleasures. Whether you’re on the go or on the couch, SnapScan allows you to make quick and easy payments. After installing the app, simply load your bank card and add a secure PIN or enable biometric authentication. It’s as simple as that. Pay nice: - Shop in-store and online - Pay for parking at various locations - Send money to friends - Buy prepaid electricity, airtime and data - Settle bills (via invoices and in the app) - Donate to charities, and set up recurring monthly donations Manage your account: - Load up to three cards to use for payments - Add a nickname for each card so you always know which card you’re using - Top up your SnapScan Wallet and make payments using the funds you loaded - Authenticate your payments with a 4-digit PIN or biometrics - Verify your account to withdraw money from your Wallet to your linked bank account, or send money in your Wallet to a friend What you need: A valid credit or eCommerce-enabled debit card (SnapScan works with all South African banks and most international credit cards). A South African cellphone number Need help? Our team is here for you at help@snapscan.co.za For additional information or to sign up as a merchant, visit our website: www.snapscan.co.za Powered by Standard Bank

About

Telkom Pay

Manage your money, make payments, and get paid without needing a bank account. This app allows you to send money, buy prepaid services, and store vouchers securely. It's accessible to all network providers and simplifies transactions with easy verification.

Highlights
  • Make and receive payments
  • Send and request money
  • Buy airtime, data, and vouchers
  • Create virtual prepaid cards
  • Top up wallet via EFT or cash
  • Withdraw cash or via EFT
Features
Read full description

With Telkom Pay, you can make payments, get paid, send money, buy prepaid, store vouchers, and more. Manage your money in your Telkom Pay wallet; you don't need a bank account. You also don't need to be a Telkom customer to use the app; it works on all network providers. Sign up is easy. Verify your identity through a KYC (Know Your Customer) process for your safety. This process is done on your phone with no paperwork or branch visits. All you need to do is upload your South African identity document, valid passport or driver's license. If you are not a South African citizen, you can upload your valid foreign passport or asylum document. You will also take a 'selfie' for your security to ensure you are who you say you are. Verification is instant, and if successful, you will be able to start transacting immediately. Telkom Pay Features Receive money and make payments from your wallet; Top up your wallet by making an EFT bank transfer, a linked bank card, cash at a Pick a Pay, or a Nedbank ATM; Make a withdrawal by EFT, immediate EFT, cash at a Pick a Pay, or Cash Express ATM; Get paid by showing your QR code; Send or request money from friends and family; Pay any Scan to Pay or Snapscan QR codes; Easily create a virtual prepaid card for secure online purchases; Make EFT bank transfers to your own or someone else's bank account; Buy airtime, data, electricity or store and entertainment vouchers; View all payments made or received in your transaction history; Earn money to buy airtime by referring a friend.

Screenshots

SnapScan4 screens
Telkom Pay4 screens

Verdict

The call

The clearest difference is rating: SnapScan at 4.4 against Telkom Pay's 1.0. SnapScan also leads on ratings volume (113 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SnapScan holds the better App Store score, 4.4 against 1.0. That said, the two scores are not equally well evidenced: SnapScan has 113 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

SnapScan ships an update monthly, Telkom Pay every 5 weeks. The most recent releases landed on October 23, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
SnapScan versus Telkom Pay: the parameters behind the verdict, then further details
ParameterSnapScanTelkom Pay
PriceFreeFree
Rating4.4 (113 ratings) — better1.0 (2 ratings)
Positive reviews38.3% of reviews—
Number of ratings113 — better2
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size52 MB36 MB
Age rating4+4+
DeveloperFireID (Pty) LtdTelkom SA SOC Ltd

Customer experience

SnapScan

All ratings113 ratings
Positive85.0%
Neutral4.4%
Negative10.6%
Written reviews94 reviews
Positive38.3%
Neutral7.4%
Negative54.3%

Telkom Pay

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

SnapScan

Reported bugs

32 issues
  • Authentication issues
  • Card rejection
  • Incorrect dialling code added
  • Cannot add new card
  • Verification fails
Show 27 more
  • No button to submit card details
  • Card change limit reached
  • Focus issue with camera
  • Error occurred, try again later
  • Card error, please try again later
  • Withdrawal errors
  • App crashes on adding bank card
  • Scan feature does not autofocus
  • App does not send verification email
  • App does not connect to banking app
  • Phone number confirmation issues
  • App bombs out when opened
  • Wallet feature requires exact amount
  • OTP required for payments
  • App not working on iPhone 15 Pro
  • App not working on iPhone 14 Pro
  • Interface not optimized for XR models
  • Card no longer works after update
  • App freezes when opened
  • App closes unexpectedly
  • App refuses to accept UK credit card
  • App rejects phone number variations
  • App requires phone number but rejects it
  • App does not let user enter personal information
  • Extra authentication issues
  • OTP never gets sent
  • Address coding locked to US zip code mode

Requested features

15 requests
  • Add cancel option for payments
  • More vendors and shops
  • Label cards for easier identification
  • Allow partial wallet payments with cards
  • Add Apple Watch functionality
Show 10 more
  • Categorize purchase history by vendor
  • Add search functionality for purchase history
  • Support for foreign phone numbers
  • Interoperate with other ePayment systems
  • Manual verification process
  • Support for virtual cards
  • Option to label cards
  • Add City of Johannesburg Municipality as merchant
  • Apple Watch app
  • Support jailbroken phones with disclaimer

Telkom Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SnapScan

No in-app purchases

None

Telkom Pay

No in-app purchases

Questions

Is SnapScan free?
SnapScan is free to download, with no in-app purchases.
Is Telkom Pay free?
Telkom Pay is free to download, with no in-app purchases.
Which has better reviews, SnapScan or Telkom Pay?
SnapScan is rated higher. SnapScan averages 4.4 out of 5 from 113 ratings, while Telkom Pay averages 1.0 from 2 ratings.
Do SnapScan or Telkom Pay have ads?
Neither SnapScan nor Telkom Pay shows ads.
Which is updated more often, SnapScan or Telkom Pay?
SnapScan ships an update monthly, and Telkom Pay every 5 weeks. Most recently, SnapScan was updated on October 23, 2026 and Telkom Pay on October 10, 2026.

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