Comparison

SAIB vs BSF Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SAIB

Access a full range of electronic banking services on your smart device. Even non-customers can benefit from additional functionalities. Perform banking operations and transactions instantly.

Highlights
  • Full range of electronic banking services
  • Access via smart device
  • Additional functionalities for non-customers
  • Instant banking operations and transactions
  • Online mobile banking login (FLEXX TOUCH)
  • Supports Arabic and English languages
Features
Read full description

يسر البنك السعودي للاستثمار تقديم "التطبيق المدمج للهواتف الذكية" والذي يمكنك من الوصول إلى مجموعة كاملة من الخدمات المصرفية الإلكترونية. اذا لم تكن عميلا للبنك السعودي للإستثمار، بامكانك تحميل التطبيق و الاستفادة من مجموعة من الوظائف و العمليات الاضافية. خدمات التطبيق لعملاء البنك السعودي للاستثمار: - الدخول لخدمة الانترنت البنكيه نسخة الأجهزة الذكية (فلكس تاتش) اينما كنت: الدخول لهذه الخدمة يكون عبر إستخدام اسم المستخدم و كلمة المرور الخاصة بخدمة الانترنت البنكية. بامكانك تنفيذ جميع العمليات البنكيه فوراً. و في حال لم تكن مسجلا بامكانك اتباع الخطوات الموضحة بعد الضغط على أيقونة الدخول. دعم اللغتين: العربية و الإنجليزية. ---------------- The Saudi Investment Bank (SAIB) is pleased to introduce its new hybrid application that allows you to access the entire range of Internet Banking services via your smart device. Furthermore non SAIB customers can install this application and benefit its additional functionalities. SAIB customers’ application services: - Login to your online mobile banking (FLEXX TOUCH): You can login via your existing online banking user credentials. You can perform any banking operation or transaction instantaneously. However, if you are not already registered, you can simply follow the steps on the registration page. Languages: Arabic and English

About

BSF Mobile

Manage your banking needs conveniently and securely with this comprehensive finance app. Access account details, make transfers, pay bills, and apply for cards all from your mobile device. Enjoy real-time notifications and direct communication with your bank.

Highlights
  • Accounts management
  • Secure money transfers
  • Beneficiary management
  • Bill payments via SADAD
  • Card applications and management
  • In-app messaging with bank
  • Real-time notifications
Features
Read full description

We make your life easier by supporting your banking needs in one easy to use, fast, and secure app. Using the new BSFMobile app will change your perspective on digital banking. Now, you can easily handle your banking needs anytime, anywhere, with full time support from BSF. Benefit from multiple solutions and financial products, all at your fingertips. Choosing BSFMobile will ensure you: ● User-friendly experience ● Secure and protected information ● Next-level of high performance ● Connectivity with BSF through in-app messages ● Real-time notifications and alerts to keep you informed about your finances In-app features include: ● Accounts management: Have visibility on your accounts, issue statements, search for a specific transaction, and more. ● Transfer: A secure and straightforward method for transferring money. ● Beneficiary management: Securely add, edit, or delete beneficiaries. ● Bill Payments: A direct way to pay and manage your bills within the app using SADAD service. ● BSFJana: A new experience to register and earn BSFJana rewards points. ● Customer Self-Service: Be in control of your personal settings. ● Notifications: Get connected and stay notified with BSF. ● Account Opening: Join the bank through our digital app. ● Cards: Apply for a new card, with a digitized application process and manage it at ease. ● Login and Device Management: Protect and manage your banking access across all platforms. ● Messages: Communicate with BSF easily through the application. ● User Registration: Seamless experience to start your digital banking journey. Your banking journey starts with us. Download BSFMobile now.

Screenshots

SAIB4 screens
BSF Mobile4 screens

Verdict

The call

The clearest difference is rating: BSF Mobile at 4.6 against SAIB's 1.6. BSF Mobile also leads on review sentiment (46% vs 11%) and ratings volume (8K vs 96). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BSF Mobile holds the better App Store score, 4.6 against 1.6. That said, the two scores are not equally well evidenced: BSF Mobile has 8K ratings behind it against 96, so its average is the more settled of the two. Written reviews point the same way: 11% of SAIB's written reviews are positive against 46% of BSF Mobile's.

UpkeepUpdate frequency

SAIB ships an update every 6 weeks, BSF Mobile fortnightly. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.

Scorecard4 real differences · 6 level
SAIB versus BSF Mobile: the parameters behind the verdict, then further details
ParameterSAIBBSF Mobile
PriceFreeFree
Rating1.6 (96 ratings)4.6 (8K ratings) — better
Positive reviews11.3% of reviews46.4% of reviews — better
Number of ratings968K — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size28 MB402 MB
Age rating4+4+
DeveloperThe Saudi Investment BankBanque Saudi Fransi

Customer experience

SAIB

All ratings96 ratings
Positive12.5%
Neutral2.1%
Negative85.4%
Written reviews115 reviews
Positive11.3%
Neutral10.4%
Negative78.3%

BSF Mobile

All ratings8,011 ratings
Positive90.1%
Neutral1.8%
Negative8.1%
Written reviews194 reviews
Positive46.4%
Neutral4.1%
Negative49.5%

User reviews

SAIB

From 96 App Store ratings

What we love

  • 💰 Good for international money transfers to India
  • 🌐 Comprehensive range of banking services available
  • 💳 Excellent international card with no fees
  • 📱 Multiple service options accessible through app

Room to improve

  • 🐢 Extremely slow and sluggish performance
  • 🐛 Frequent crashes and freezing issues
  • ❌ Constant login errors and authentication failures
  • 🔧 Poor technical support and slow response times
  • 😤 Outdated design and outdated technology stack

BSF Mobile

From 8K App Store ratings

What we love

  • 🚀 Improved app performance
  • 👍 Easy to use
  • 👍 Sleek design

Room to improve

  • 🐛 Compatibility issues
  • 🐛 Buggy and unstable
  • 🔍 Lack of features compared to previous version
  • 🔍 Confusing user interface

Bugs and requests

SAIB

Reported bugs

16 issues
  • Login screen freezes and shows 'Try Again Later' errors
  • Technical issues when accessing card information
  • Flex Safe activation fails with 'information not found' error
  • Text input boxes unresponsive to touches
  • Touch ID authentication token failure (vascoSDK.-4005)
Show 11 more
  • International transfer beneficiary feature broken
  • Bill payment transactions fail to complete
  • Multiple bill payments not processing
  • App crashes when accessing cards
  • Password reset returns 404 errors
  • App logs out users unexpectedly
  • Slow OTP/authorization code delivery
  • App incompatible with iPhone X and newer models
  • Display scaling issues on larger screens
  • Recurring login issues after updates
  • App hangs during end-of-day transaction processing

Requested features

12 requests
  • Face ID/Touch ID biometric authentication support
  • Quick PIN entry option for faster login
  • Dark mode option
  • Improved app speed and performance optimization
  • Mobile number-based transfers
Show 7 more
  • Email-based transfers
  • National ID-based transfers
  • New beneficiary activation through app
  • Support for latest iPhone screen sizes and models
  • Apple keyboard auto-fill support
  • Subscription/subscription management features
  • Reduce 48-hour security hold period on transactions

BSF Mobile

Reported bugs

3 issues
  • Login issues
  • Incorrect account balances
  • Inability to access certain features

Requested features

3 requests
  • Dark mode option
  • Separate account views
  • Better transaction history

In-app purchases

None

SAIB

No in-app purchases

None

BSF Mobile

No in-app purchases

Questions

Is SAIB free?
SAIB is free to download, with no in-app purchases.
Is BSF Mobile free?
BSF Mobile is free to download, with no in-app purchases.
Which has better reviews, SAIB or BSF Mobile?
BSF Mobile is rated higher. SAIB averages 1.6 out of 5 from 96 ratings, while BSF Mobile averages 4.6 from 8K ratings.
Do SAIB or BSF Mobile have ads?
Neither SAIB nor BSF Mobile shows ads.
Which is updated more often, SAIB or BSF Mobile?
SAIB ships an update every 6 weeks, and BSF Mobile fortnightly. Most recently, SAIB was updated on October 13, 2026 and BSF Mobile on October 16, 2026.

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