Comparison

Coupa Mobile vs Sepio Guard Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Coupa Mobile

Manage business spending on the go with features for expense reporting, approvals, and purchasing. Capture receipts, view virtual cards, and receive company announcements.

Highlights
  • Expense report creation and submission
  • Receipt capture with OCR
  • Document approval and rejection
  • Virtual card management
  • Personalized catalog recommendations
  • Proof of receipt attachment
Features
Read full description

Use Coupa’s Business Spend Management mobile app for rapid access, personalized for you: HOME PAGE • See an overview of your activity and navigate easily • Take quick actions or jump directly to recent documents • View announcements from your company APPROVE • Get push notifications when a request needs your attention • Approve, reject, or hold documents to keep your business moving EXPENSE • Create and submit expense reports on the go • Capture expenses easily with receipt photos and quick OCR, or manual entry SHOP • See personalized catalog and Open Buy recommendations • Write a Request for off-catalog items RECEIVE • Mark PO lines as received so suppliers can get paid • Use the camera to attach pictures as proof of receipt VIRTUAL CARDS • View active virtual cards for purchase orders or pre-approved expenses • See card balances and upload receipts for individual transactions • View your expired cards and transactions Coupa mobile is free for Coupa users. Use the same URL and login as in a web browser. App and feature availability depend on your company settings.

About

Sepio Guard Pro

Streamline sales submissions and access exclusive benefits and rewards. This interactive application offers on-demand training to enhance your agent experience.

Highlights
  • Away From Home Assurance sales submission
  • Agent benefits and rewards
  • Interactive app experience
  • On-demand training
  • Streamlined sales process
Features
Read full description

We’ve designed an agent experience like never before. Submit Away From Home Assurance® sales with ease while enjoying an array of benefits and rewards. Experience a fully interactive app with on demand training.

Screenshots

Coupa Mobile4 screens
Sepio Guard Pro4 screens

Verdict

The call

The clearest difference is review sentiment: Sepio Guard Pro at 100% against Coupa Mobile's 42%. Sepio Guard Pro also leads on rating (5.0 vs 4.7). Coupa Mobile's advantage is ratings volume (5.2K vs 4) and update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sepio Guard Pro holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Coupa Mobile has 5.2K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 42% of Coupa Mobile's written reviews are positive against 100% of Sepio Guard Pro's.

UpkeepUpdate frequency

Coupa Mobile ships an update every 3 weeks, Sepio Guard Pro every 2 months. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
Coupa Mobile versus Sepio Guard Pro: the parameters behind the verdict, then further details
ParameterCoupa MobileSepio Guard Pro
PriceFreeFree
Rating4.7 (5.2K ratings)5.0 (4 ratings) — better
Positive reviews41.8% of reviews100.0% of reviews — better
Number of ratings5.2K — better4
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size129 MB78 MB
Age rating4+4+
DeveloperCoupaSepio, LLC

Customer experience

Coupa Mobile

All ratings5,131 ratings
Positive92.9%
Neutral1.8%
Negative5.3%
Written reviews141 reviews
Positive41.8%
Neutral7.1%
Negative51.1%

Sepio Guard Pro

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Coupa Mobile

Reported bugs

4 issues
  • Login issues and authentication problems
  • Syncing and refresh problems
  • Incompatibility with newer iOS versions
  • Inability to upload certain file types

Requested features

4 requests
  • Allow PDF file attachments
  • Improve search and filtering capabilities
  • Add more customization options
  • Enhance mobile expense report creation

Sepio Guard Pro

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Coupa Mobile

No in-app purchases

None

Sepio Guard Pro

No in-app purchases

Questions

Is Coupa Mobile free?
Coupa Mobile is free to download, with no in-app purchases.
Is Sepio Guard Pro free?
Sepio Guard Pro is free to download, with no in-app purchases.
Which has better reviews, Coupa Mobile or Sepio Guard Pro?
Sepio Guard Pro is rated higher. Coupa Mobile averages 4.7 out of 5 from 5.2K ratings, while Sepio Guard Pro averages 5.0 from 4 ratings.
Do Coupa Mobile or Sepio Guard Pro have ads?
Neither Coupa Mobile nor Sepio Guard Pro shows ads.
Which is updated more often, Coupa Mobile or Sepio Guard Pro?
Coupa Mobile ships an update every 3 weeks, and Sepio Guard Pro every 2 months. Most recently, Coupa Mobile was updated on November 10, 2026 and Sepio Guard Pro on November 3, 2026.

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