Comparison

Provident Funding vs EnvelopeBudget.com

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Provident Funding

Manage your mortgage, check rates, and apply for new loans directly from your mobile device. Securely access account information, payment history, and set up automatic payments.

Highlights
  • View mortgage rates
  • Manage account information
  • Check payment history
  • Make loan payments
  • Apply for new loans
  • Amortization details and calculator
Features
Read full description

Do you have a mortgage loan through Provident Funding or just thinking of apply for a new loan? Well now you can download this app and manage your Provident Funding Mortgage or check out the latest mortgage rates and even apply for a new loan from your mobile devices. You’ll be able to easily and securely manage account functions including: • View Mortgage Rates • Account Information • Payment History • Make a Payment • Setup/Edit Automatic Payment • Apply for a new loan • Amortization Details • Amortization Calculator • View Letters • Contact Information

About

EnvelopeBudget.com

Features
Read full description

Envelope Budget can be used at no charge with your own self-hosted Envelope Budget server. The optional EnvelopeBudget.com hosted service includes a 34-day free trial; continued access to that hosted service requires a paid membership purchased through an in-app purchase. Envelope Budget helps you manage your money using the envelope budgeting method—a simple system where you allocate your income into categories before you spend it. How Envelope Budgeting Works When you receive income, you divide it into virtual envelopes for each spending category: rent, groceries, transportation, entertainment, savings. When you make a purchase, the money comes out of that envelope. When an envelope is empty, you've reached your limit for that category. This approach gives you clarity and control. You always know exactly how much you have available to spend. Features • Create envelopes for each of your spending categories • Allocate funds to envelopes when you get paid • Track transactions and watch balances update instantly • Transfer money between envelopes when plans change • Manage multiple accounts (checking, savings, cash) • View your spending history and track where your money goes Why It Works Envelope budgeting removes the guesswork. Instead of wondering if you can afford something, you check your envelope balance. Instead of overdrawing your account, you see limits in real time. It's budgeting that's easy to understand and easy to follow. Whether you're paying off debt, building an emergency fund, or just trying to stop overspending, Envelope Budget gives you the tools to succeed. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Provident Funding4 screens
EnvelopeBudget.com4 screens

Verdict

The call

The clearest difference is in-app purchases: Provident Funding at none against EnvelopeBudget.com's 3. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. EnvelopeBudget.com sells 3 in-app purchases, starting at $3.99 per month. Provident Funding asks for nothing beyond the download.

Scorecard1 real difference · 9 level
Provident Funding versus EnvelopeBudget.com: the parameters behind the verdict, then further details
ParameterProvident FundingEnvelopeBudget.com
PriceFreeFree
Rating4.7 (1.3K ratings) — better—
Positive reviews64.9% of reviews—
Number of ratings1.3K — better—
Update frequencyEvery 10 months—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size7 MB26 MB
Age rating4+4+
DeveloperProvident Funding Associates, L.P.Red Seam, Inc

Bugs and requests

Provident Funding

Reported bugs

4 issues
  • Endless Face ID loop
  • Crashes when saving documents
  • Incompatible with older devices
  • Login screen freezes

Requested features

6 requests
  • Bi-monthly payment option
  • Landscape mode support
  • Mortgage calculator
  • Face ID/Touch ID support
  • Dark mode
Show 1 more
  • Advanced analytics dashboard

EnvelopeBudget.com

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Provident Funding

No in-app purchases

3 purchases

EnvelopeBudget.com

Subscriptions2
  • Monthly Membership$3.991 Month
  • Annual Membership$39.991 Year
One-time1
  • Lifetime Membership$59.99

Questions

Is Provident Funding free?
Provident Funding is free to download, with no in-app purchases.
Is EnvelopeBudget.com free?
EnvelopeBudget.com is free to download, with in-app purchases available.
Do Provident Funding or EnvelopeBudget.com have ads?
Neither Provident Funding nor EnvelopeBudget.com shows ads.

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