Comparison

My Budgets vs Ezenvelopes

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Budgets

Easily manage your finances by setting up budgets for various categories like shopping and food. Track your spending in real-time to gain control and save money. Visualize your progress with interactive charts and reports.

Highlights
  • Automatic iCloud Sync
  • Simple and intuitive interface
  • Flexible time periods (Weekly, Monthly, Yearly)
  • Multiple budgets with carry-over
  • Summary view with budget progress
  • Log expense and income
  • Editable spending and income categories
Read full description

My Budgets is the easiest and most user friendly Budgeting App in the store. And best of all, it's free! The concept is simple: set up your Budgets for Shopping, Food, Entertainment and so on. Then enter your spending as it happens. The app then tracks your Budgets for you. This way you will soon get your Budgets under control and therefore SAVE MONEY. So give it a try and have instant control over your finances! *** Features *** ------------------------ ** Automatic iCloud Sync - Only need to enter data once ** Simple and intuitive user interface - helps you track your budgets quickly and easily ** Flexible Time Periods - choose to track Weekly, Monthly or Yearly ** Multiple Budgets - track as many different budgets as you like to help you meet your spending targets - carry over any remaining budget to the next period ** Summary View - overview of your current budget progress - time travel backwards and forwards in time - quickly see how much money you have left to spend - PDF Report of Budgets and Charts (Pro Upgrade required) ** Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) ** Categories - editable spending and income categories - choose a high quality icon for each category ** Reports - easy visualisation of your budgets and spending patterns - beautiful and interactive charts - view spending grouped by category - see the history of your budgets over time ** Multiple Accounts - for example, create a separate set of budgets for Personal and Business Accounts

About

Ezenvelopes

This app helps you master your finances using the envelope budgeting method. Visually manage your budget with color-coded envelopes, track spending in real-time with AI-powered categorization, and gain insights into your financial habits. Automate budget resets and roll over unused funds for effortless financial control.

Highlights
  • Visual budget management with color-coded envelopes
  • Real-time spending tracking with AI categorization
  • Automated envelope resets and fund rollovers
  • Spending trend insights and refill suggestions
  • Data export and import for full control
  • Privacy-first design
Features
Read full description

Ezenvelopes brings the proven envelope budgeting method to your iPhone. Allocate money to custom categories, track spending in real-time, and never wonder where your money went. KEY FEATURES: Visual Budget Management • Create color-coded envelopes for every budget category • See your remaining balance at a glance • Swipe to edit any envelope instantly Smart Spending Tracking • Log transactions in seconds • Auto-categorize expenses with AI • View complete transaction history Powerful Insights • Spending Trends show where you overspend • Smart Refill Suggestions optimize your budget • Monthly reports track your progress Automation That Works • Auto-reset envelopes monthly • Roll over unused funds automatically • Temporary envelopes for one-time expenses Your Data, Your Control • Export and import your budget data • Complete transaction history • Privacy-first design Always Free. No Ads. Ever. Ezenvelopes is completely free with no advertisements. Focus on your finances, not annoying ads. Perfect for: • First-time budgeters • Cash envelope method enthusiasts • Anyone wanting financial clarity • Families managing household expenses Why Envelope Budgeting Works: The envelope method forces you to plan ahead and prevents overspending. When an envelope is empty, you stop spending in that category. Simple, effective, proven. Start your journey to financial freedom today. Download Ezenvelopes and take control of your money.

Screenshots

My Budgets4 screens
Ezenvelopes4 screens

Verdict

The call

The clearest difference is in-app purchases: Ezenvelopes at none against My Budgets's 1. Ezenvelopes also leads on update cadence (every 3 weeks vs every 4 months) and review sentiment (100% vs 79%). My Budgets's advantage is ratings volume (65 vs 2) and iOS requirement (8.0 vs 16.6). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Budgets sells 1 one-off in-app purchase. Ezenvelopes asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.4 for My Budgets against 4.5 for Ezenvelopes. That said, the two scores are not equally well evidenced: My Budgets has 65 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 79% of My Budgets's written reviews are positive against 100% of Ezenvelopes's.

UpkeepUpdate frequency

My Budgets ships an update every 4 months, Ezenvelopes every 3 weeks. The most recent releases landed on October 2, 2026 and September 28, 2026 respectively.

Scorecard6 real differences · 4 level
My Budgets versus Ezenvelopes: the parameters behind the verdict, then further details
ParameterMy BudgetsEzenvelopes
PriceFreeFree
Rating4.4 (65 ratings)4.5 (2 ratings) — better
Positive reviews78.6% of reviews100.0% of reviews — better
Number of ratings65 — better2
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS8.0 — better16.6
Further details — not scored
Size23 MB2 MB
Age rating4+4+
DeveloperMH Riley LtdDima Lukianenko

Customer experience

My Budgets

All ratings65 ratings
Positive84.6%
Neutral6.2%
Negative9.2%
Written reviews112 reviews
Positive78.6%
Neutral6.3%
Negative15.2%

Ezenvelopes

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

My Budgets

Reported bugs

13 issues
  • Budget amounts randomly change when saved
  • Income entries calculate as expenses instead of additions
  • App fails to properly handle multiple transactions on same day
  • Duplicate transactions and budgets appearing
  • Cannot add money back to budget after returns/refunds
Show 8 more
  • Cloud sync corrupts data between devices
  • Passcode protection doesn't prompt on app open
  • Pro upgrade purchase not reflected in app
  • iTunes Store connection error preventing upgrades
  • Inconsistent budget calculations with overspend/underspend
  • Random transaction amounts appearing in budgets
  • App not updated in several years
  • Hidden entries showing in reports but not in app

Requested features

17 requests
  • Transaction clearing/reconciliation checkbox
  • Split transactions across multiple categories
  • Transfer funds between budget categories
  • Bi-weekly and annual budget cycles
  • Display transaction payee names in list view
Show 12 more
  • Sync spending tracker app with budget app
  • MacBook Air/desktop application
  • Dark mode or customizable background colors
  • Adjustable font sizes
  • Year view starting from financial year (e.g., April)
  • PDF and TAB export formats (not just CSV)
  • One-time budget increases for single months
  • More transaction icons
  • Calculator-style keyboard layout
  • In-app help/contact support
  • Annual repeat function for budgets
  • 5-year data history (currently 1 year max)

Ezenvelopes

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

My Budgets

One-time1
  • Pro Upgrade$2.99
None

Ezenvelopes

No in-app purchases

Questions

Is My Budgets free?
My Budgets is free to download, with in-app purchases available.
Is Ezenvelopes free?
Ezenvelopes is free to download, with no in-app purchases.
Which has better reviews, My Budgets or Ezenvelopes?
Ezenvelopes is rated higher. My Budgets averages 4.4 out of 5 from 65 ratings, while Ezenvelopes averages 4.5 from 2 ratings.
Do My Budgets or Ezenvelopes have ads?
Neither My Budgets nor Ezenvelopes shows ads.
Which is updated more often, My Budgets or Ezenvelopes?
My Budgets ships an update every 4 months, and Ezenvelopes every 3 weeks. Most recently, My Budgets was updated on October 2, 2026 and Ezenvelopes on September 28, 2026.

Other comparisons