Comparison

Malakoff Humanis Epargne vs Lyf Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Malakoff Humanis Epargne

Easily track your employee savings and manage financial operations directly from your smartphone. Access performance data, respond to profit-sharing options, and manage withdrawals and deposits.

Highlights
  • Track employee savings evolution
  • Manage financial operations
  • Access performance data
  • Respond to profit-sharing options
  • Modify financial instruments
  • Initiate withdrawals and deposits
Features
Read full description

Grâce à votre application MH Epargne, vous consultez l'évolution de votre épargne salariale et réalisez vos opérations très facilement depuis votre smartphone : accès aux performances, réponse aux avis d’option d'intéressement et de participation, modification des supports financiers, retrait, versement...

About

Lyf Pay

This mobile payment and savings app will be phasing out its services. Users will no longer be able to access its features by June 1, 2026, as the company ceases operations.

Highlights
  • Mobile payment services
  • Savings account functionality
  • Phasing out services
  • Company ceasing operations
Read full description

After more than 8 years of operation, our company will cease operations in the coming months. This decision affects the Lyf Pay app, whose services will be phased out by June 1, 2026.

Screenshots

Malakoff Humanis Epargne4 screens
Lyf Pay4 screens

Verdict

The call

The clearest difference is update cadence: Lyf Pay at monthly against Malakoff Humanis Epargne's every 7 months. Lyf Pay also leads on review sentiment (53% vs 28%) and iOS requirement (13.0 vs 15.0). Malakoff Humanis Epargne's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Malakoff Humanis Epargne ships an update every 7 months, Lyf Pay monthly. The most recent releases landed on October 22, 2026 and November 1, 2026 respectively.

Scorecard4 real differences · 6 level
Malakoff Humanis Epargne versus Lyf Pay: the parameters behind the verdict, then further details
ParameterMalakoff Humanis EpargneLyf Pay
PriceFreeFree
Rating—4.5 (120 ratings) — better
Positive reviews28.0% of reviews53.3% of reviews — better
Number of ratings—120 — better
Update frequencyEvery 7 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size127 MB120 MB
Age rating4+4+
DeveloperIEFP Epargne salarialeLyf

Customer experience

Malakoff Humanis Epargne

Written reviews50 reviews
Positive28.0%
Neutral6.0%
Negative66.0%

Lyf Pay

All ratings120 ratings
Positive85.8%
Neutral3.3%
Negative10.8%
Written reviews75 reviews
Positive53.3%
Neutral12.0%
Negative34.7%

In-app purchases

None

Malakoff Humanis Epargne

No in-app purchases

None

Lyf Pay

No in-app purchases

Questions

Is Malakoff Humanis Epargne free?
Malakoff Humanis Epargne is free to download, with no in-app purchases.
Is Lyf Pay free?
Lyf Pay is free to download, with no in-app purchases.
Do Malakoff Humanis Epargne or Lyf Pay have ads?
Neither Malakoff Humanis Epargne nor Lyf Pay shows ads.
Which is updated more often, Malakoff Humanis Epargne or Lyf Pay?
Malakoff Humanis Epargne ships an update every 7 months, and Lyf Pay monthly. Most recently, Malakoff Humanis Epargne was updated on October 22, 2026 and Lyf Pay on November 1, 2026.

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