Comparison

Lyf Pay vs CIC Pay virements par mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lyf Pay

This mobile payment and savings app will be phasing out its services. Users will no longer be able to access its features by June 1, 2026, as the company ceases operations.

Highlights
  • Mobile payment services
  • Savings account functionality
  • Phasing out services
  • Company ceasing operations
Read full description

After more than 8 years of operation, our company will cease operations in the coming months. This decision affects the Lyf Pay app, whose services will be phased out by June 1, 2026.

About

CIC Pay virements par mobile

Send money instantly and securely to anyone using just their mobile number. No IBAN needed, and you can send up to €500 daily for free. Also offers features like group savings and loyalty card management.

Highlights
  • Instant mobile number transfers
  • No IBAN required
  • Free transfers up to €500/day
  • Recipient notified by SMS/notification
  • Group savings (cagnottes)
  • Digital loyalty cards
  • Donations
Read full description

Téléchargez vite l’application permettant de gérer vos virements par mobile : CIC Pay. Virement par numéro de mobile Envoyez ou demandez de l’argent avec un numéro de téléphone, une adresse email ou un QR Code auprès de vos proches, amis ou connaissances. Inutile de renseigner un IBAN ! Le bénéficiaire est informé par une notification et reçoit un virement instantané sur son compte bancaire, même s’il n’est pas client CIC. Le virement se fera en moins de 10 secondes et de manière sécurisée. Un problème technique ou fonctionnel ? N'hésitez pas à nous contacter : Par téléphone au 09.69.32.40.23 Par mail : CICPAY@cic.fr

Screenshots

Lyf Pay4 screens
CIC Pay virements par mobile4 screens

Verdict

The call

The clearest difference is rating: CIC Pay virements par mobile at 4.9 against Lyf Pay's 4.5. CIC Pay virements par mobile also leads on review sentiment (81% vs 53%) and monetization model (free vs ad-supported). Lyf Pay's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CIC Pay virements par mobile holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 120 and 83 respectively. Written reviews point the same way: 53% of Lyf Pay's written reviews are positive against 81% of CIC Pay virements par mobile's.

UpkeepUpdate frequency

Lyf Pay ships an update monthly, CIC Pay virements par mobile every 3 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
Lyf Pay versus CIC Pay virements par mobile: the parameters behind the verdict, then further details
ParameterLyf PayCIC Pay virements par mobile
PriceFreeFree
Rating4.5 (120 ratings)4.9 (83 ratings) — better
Positive reviews53.3% of reviews80.8% of reviews — better
Number of ratings120 — better83
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size120 MB41 MB
Age rating4+4+
DeveloperLyfCREDIT INDUSTRIEL ET COMMERCIAL

Customer experience

Lyf Pay

All ratings120 ratings
Positive85.8%
Neutral3.3%
Negative10.8%
Written reviews75 reviews
Positive53.3%
Neutral12.0%
Negative34.7%

CIC Pay virements par mobile

All ratings81 ratings
Positive97.5%
Neutral1.2%
Negative1.2%
Written reviews26 reviews
Positive80.8%
Neutral0.0%
Negative19.2%

In-app purchases

None

Lyf Pay

No in-app purchases

None

CIC Pay virements par mobile

No in-app purchases

Questions

Is Lyf Pay free?
Lyf Pay is free to download, with no in-app purchases.
Is CIC Pay virements par mobile free?
CIC Pay virements par mobile is free to download, with no in-app purchases.
Which has better reviews, Lyf Pay or CIC Pay virements par mobile?
CIC Pay virements par mobile is rated higher. Lyf Pay averages 4.5 out of 5 from 120 ratings, while CIC Pay virements par mobile averages 4.9 from 83 ratings.
Do Lyf Pay or CIC Pay virements par mobile have ads?
Neither Lyf Pay nor CIC Pay virements par mobile shows ads.
Which is updated more often, Lyf Pay or CIC Pay virements par mobile?
Lyf Pay ships an update monthly, and CIC Pay virements par mobile every 3 weeks. Most recently, Lyf Pay was updated on November 1, 2026 and CIC Pay virements par mobile on November 3, 2026.

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