Comparison

SBW vs Mascoma Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SBW

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and view transaction history securely from anywhere. Access branch information and communicate with your bank through secure messaging.

Highlights
  • Check balances 24/7
  • Transfer funds
  • Pay bills
  • View transaction history
  • Secure messaging
  • Branch hours and location
Features
Read full description

Our mobile banking application allows you to check balances, transfer funds, view transactions and check messages from anywhere, anytime. It's fast, free and available to all of our online banking users. With this app you can do the following: - Pay Bills - Check balances 24/7 - View pending transactions - Create, approve, cancel or view funds transfers - View transaction history - Send and receive secure messages - Access branch hours and location information

About

Mascoma Bank

Consolidate all your financial accounts, including those from other institutions, into a single, real-time view. This secure tool helps you stay organized, track spending, and make informed financial decisions with customizable alerts and transaction details.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Secure 4-digit passcode
Features
Read full description

The Mascoma Bank App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Mascoma Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Mascoma Bank App, you must be enrolled as an Mascoma Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

Screenshots

SBW4 screens
Mascoma Bank4 screens

Verdict

The call

SBW and Mascoma Bank both sit at 4.7 stars, but that hides the real split: 87% of SBW's written reviews are positive against 64% of Mascoma Bank's. Mascoma Bank's advantage is update cadence (monthly vs every 4 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for SBW against 4.8 for Mascoma Bank. Both are backed by a comparable volume of ratings — 827 and 869 respectively. Written reviews are what separate them: 87% of SBW's written reviews are positive against 64% of Mascoma Bank's.

UpkeepUpdate frequency

SBW ships an update every 4 months, Mascoma Bank monthly. The most recent releases landed on October 23, 2026 and October 26, 2026 respectively.

Scorecard2 real differences · 8 level
SBW versus Mascoma Bank: the parameters behind the verdict, then further details
ParameterSBWMascoma Bank
PriceFreeFree
Rating4.7 (827 ratings)4.8 (869 ratings) — better
Positive reviews87.4% of reviews — better64.2% of reviews
Number of ratings827869 — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size58 MB128 MB
Age rating4+4+
DeveloperSavings Bank of WalpoleMascoma Bank

Customer experience

SBW

All ratings771 ratings
Positive92.1%
Neutral3.6%
Negative4.3%
Written reviews151 reviews
Positive87.4%
Neutral9.9%
Negative2.6%

Mascoma Bank

All ratings832 ratings
Positive96.3%
Neutral2.2%
Negative1.6%
Written reviews53 reviews
Positive64.2%
Neutral7.5%
Negative28.3%

User reviews

SBW

From 827 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient mobile banking
  • 🔒 Secure transactions
  • 💡 Helpful features like mobile deposit
  • 👍 Intuitive interface

Room to improve

  • 🐛 Occasional glitches or bugs
  • 🔍 Some features could be more intuitive
  • 🔍 Limited customization options

Mascoma Bank

From 869 App Store ratings

What we love

  • 👍 Easy to use app
  • 👍 Great customer service
  • 👍 Helpful staff
  • 👍 Treat customers like family
  • 👍 Best bank in New England

Room to improve

  • 🐛 Screen management horrible on iPad
  • 🐛 Hard to manage scrolling in bill pay
  • 🐛 Message center issues
  • 🐛 Old version was better
  • 🐛 Cannot use PIN to access app

Bugs and requests

SBW

Reported bugs

4 issues
  • Accounts switching places unexpectedly
  • Mobile check deposit not working consistently
  • Login screen freezing or not responding
  • Incompatibility issues with older devices

Requested features

4 requests
  • Add ability to open new accounts through the app
  • Improve mobile check deposit reliability
  • Implement biometric login options
  • Add more customization and personalization settings

Mascoma Bank

Reported bugs

31 issues
  • Screen management horrible on iPad
  • Hard to manage scrolling in bill pay
  • Message Center issues
  • Cannot use PIN to access app
  • Tedious password entry
Show 26 more
  • Confusing login process
  • Mobile deposit difficult
  • Old app was easier for mobile deposit
  • New app feels more complicated
  • Unusable new version
  • Disrupted banking
  • Horrible new app
  • Password change process too long
  • App never shows accounts
  • App doesn't work for mobile banking
  • Constantly changing password
  • Cannot get all features for multiple accounts
  • Muddledly written instructions
  • Mobile deposit feature is poor
  • Difficulty submitting mobile deposit
  • Technical support terrible
  • External transfer processed twice due to crash
  • No apologies or advice from support
  • No messaging option without email link
  • Unreliable app
  • Locked out of account
  • Can't make mobile deposit
  • Outdated and misleading balance info
  • Bill Pay not working with latest Apple upgrade
  • App crashes frequently
  • App needs optimization for iPhone X

Requested features

6 requests
  • Improve screen management and scrolling for iPad
  • Message Center should start at inbox/sent screen
  • Allow PIN access to app functions
  • Improve mobile deposit feature
  • Add more functionality to iOS mobile app (recurring payments, reminders)
Show 1 more
  • Optimize app for iPhone X

In-app purchases

None

SBW

No in-app purchases

None

Mascoma Bank

No in-app purchases

Questions

Is SBW free?
SBW is free to download, with no in-app purchases.
Is Mascoma Bank free?
Mascoma Bank is free to download, with no in-app purchases.
Which has better reviews, SBW or Mascoma Bank?
Mascoma Bank is rated higher. SBW averages 4.7 out of 5 from 827 ratings, while Mascoma Bank averages 4.8 from 869 ratings.
Do SBW or Mascoma Bank have ads?
Neither SBW nor Mascoma Bank shows ads.
Which is updated more often, SBW or Mascoma Bank?
SBW ships an update every 4 months, and Mascoma Bank monthly. Most recently, SBW was updated on October 23, 2026 and Mascoma Bank on October 26, 2026.

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