SBW vs Mascoma Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SBW
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and view transaction history securely from anywhere. Access branch information and communicate with your bank through secure messaging.
- Check balances 24/7
- Transfer funds
- Pay bills
- View transaction history
- Secure messaging
- Branch hours and location
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Our mobile banking application allows you to check balances, transfer funds, view transactions and check messages from anywhere, anytime. It's fast, free and available to all of our online banking users. With this app you can do the following: - Pay Bills - Check balances 24/7 - View pending transactions - Create, approve, cancel or view funds transfers - View transaction history - Send and receive secure messages - Access branch hours and location information
Mascoma Bank
Consolidate all your financial accounts, including those from other institutions, into a single, real-time view. This secure tool helps you stay organized, track spending, and make informed financial decisions with customizable alerts and transaction details.
- Multi-account aggregation
- Transaction history and spending averages
- Customizable alerts and notifications
- Add tags, notes, and images to transactions
- ATM and branch locator
- Secure 4-digit passcode
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The Mascoma Bank App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Mascoma Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Mascoma Bank App, you must be enrolled as an Mascoma Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
Screenshots
Verdict
SBW and Mascoma Bank both sit at 4.7 stars, but that hides the real split: 87% of SBW's written reviews are positive against 64% of Mascoma Bank's. Mascoma Bank's advantage is update cadence (monthly vs every 4 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for SBW against 4.8 for Mascoma Bank. Both are backed by a comparable volume of ratings — 827 and 869 respectively. Written reviews are what separate them: 87% of SBW's written reviews are positive against 64% of Mascoma Bank's.
SBW ships an update every 4 months, Mascoma Bank monthly. The most recent releases landed on October 23, 2026 and October 26, 2026 respectively.
| Parameter | SBW | Mascoma Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (827 ratings) | 4.8 (869 ratings) — better |
| Positive reviews | 87.4% of reviews — better | 64.2% of reviews |
| Number of ratings | 827 | 869 — better |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 58 MB | 128 MB |
| Age rating | 4+ | 4+ |
| Developer | Savings Bank of Walpole | Mascoma Bank |
Customer experience
SBW
Mascoma Bank
User reviews
SBW
From 827 App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Secure transactions
- 💡 Helpful features like mobile deposit
- 👍 Intuitive interface
Room to improve
- 🐛 Occasional glitches or bugs
- 🔍 Some features could be more intuitive
- 🔍 Limited customization options
Mascoma Bank
From 869 App Store ratingsWhat we love
- 👍 Easy to use app
- 👍 Great customer service
- 👍 Helpful staff
- 👍 Treat customers like family
- 👍 Best bank in New England
Room to improve
- 🐛 Screen management horrible on iPad
- 🐛 Hard to manage scrolling in bill pay
- 🐛 Message center issues
- 🐛 Old version was better
- 🐛 Cannot use PIN to access app
Bugs and requests
SBW
Reported bugs
4 issues- Accounts switching places unexpectedly
- Mobile check deposit not working consistently
- Login screen freezing or not responding
- Incompatibility issues with older devices
Requested features
4 requests- Add ability to open new accounts through the app
- Improve mobile check deposit reliability
- Implement biometric login options
- Add more customization and personalization settings
Mascoma Bank
Reported bugs
31 issues- Screen management horrible on iPad
- Hard to manage scrolling in bill pay
- Message Center issues
- Cannot use PIN to access app
- Tedious password entry
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- Confusing login process
- Mobile deposit difficult
- Old app was easier for mobile deposit
- New app feels more complicated
- Unusable new version
- Disrupted banking
- Horrible new app
- Password change process too long
- App never shows accounts
- App doesn't work for mobile banking
- Constantly changing password
- Cannot get all features for multiple accounts
- Muddledly written instructions
- Mobile deposit feature is poor
- Difficulty submitting mobile deposit
- Technical support terrible
- External transfer processed twice due to crash
- No apologies or advice from support
- No messaging option without email link
- Unreliable app
- Locked out of account
- Can't make mobile deposit
- Outdated and misleading balance info
- Bill Pay not working with latest Apple upgrade
- App crashes frequently
- App needs optimization for iPhone X
Requested features
6 requests- Improve screen management and scrolling for iPad
- Message Center should start at inbox/sent screen
- Allow PIN access to app functions
- Improve mobile deposit feature
- Add more functionality to iOS mobile app (recurring payments, reminders)
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- Optimize app for iPhone X
In-app purchases
SBW
No in-app purchases
Mascoma Bank
No in-app purchases








