Comparison

Mascoma Bank vs Bar Harbor Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mascoma Bank

Consolidate all your financial accounts, including those from other institutions, into a single, real-time view. This secure tool helps you stay organized, track spending, and make informed financial decisions with customizable alerts and transaction details.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Secure 4-digit passcode
Features
Read full description

The Mascoma Bank App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Mascoma Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Mascoma Bank App, you must be enrolled as an Mascoma Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

Bar Harbor Mobile

Consolidate all your financial accounts, even from other institutions, into one organized view. This secure tool helps you make smarter financial decisions with real-time updates and personalized alerts.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Bank-level security
Features
Read full description

The Bar Harbor Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Bar Harbor Bank and Trust customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Bar Harbor Mobile App, you must be enrolled as an Bar Harbor Bank and Trust Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

Screenshots

Mascoma Bank4 screens
Bar Harbor Mobile4 screens

Verdict

The call

The clearest difference is monetization model: Mascoma Bank at free against Bar Harbor Mobile's free with in-app purchases. Mascoma Bank also leads on review sentiment (64% vs 54%) and iOS requirement (16.0 vs 18.4). Bar Harbor Mobile's advantage is ratings volume (9.2K vs 893). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Mascoma Bank against 4.8 for Bar Harbor Mobile. That said, the two scores are not equally well evidenced: Bar Harbor Mobile has 9.2K ratings behind it against 893, so its average is the more settled of the two. Written reviews are what separate them: 64% of Mascoma Bank's written reviews are positive against 54% of Bar Harbor Mobile's.

UpkeepUpdate frequency

Mascoma Bank ships an update monthly, Bar Harbor Mobile every 4 weeks. Both last shipped on November 6, 2026.

Scorecard4 real differences · 6 level
Mascoma Bank versus Bar Harbor Mobile: the parameters behind the verdict, then further details
ParameterMascoma BankBar Harbor Mobile
PriceFreeFree
Rating4.8 (893 ratings) — better4.8 (9.2K ratings)
Positive reviews64.2% of reviews — better53.8% of reviews
Number of ratings8939.2K — better
Update frequencyMonthlyEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size129 MB198 MB
Age rating4+12+
DeveloperMascoma BankBar Harbor Bank & Trust

Customer experience

Mascoma Bank

All ratings873 ratings
Positive96.2%
Neutral2.2%
Negative1.6%
Written reviews53 reviews
Positive64.2%
Neutral7.5%
Negative28.3%

Bar Harbor Mobile

All ratings9,145 ratings
Positive95.3%
Neutral2.1%
Negative2.5%
Written reviews104 reviews
Positive53.8%
Neutral6.7%
Negative39.4%

User reviews

Mascoma Bank

From 893 App Store ratings

What we love

  • 👍 Easy to use app
  • 👍 Great customer service
  • 👍 Helpful staff
  • 👍 Treat customers like family
  • 👍 Best bank in New England

Room to improve

  • 🐛 Screen management horrible on iPad
  • 🐛 Hard to manage scrolling in bill pay
  • 🐛 Message center issues
  • 🐛 Old version was better
  • 🐛 Cannot use PIN to access app

Bar Harbor Mobile

From 9.2K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Convenient mobile deposit
  • 💡 Apple Watch accessibility
  • 👍 Helpful for tracking finances
  • 👍 Seamless transfers between accounts

Room to improve

  • 🐛 Balances not always accurate
  • 🐛 Mobile deposit issues
  • 🐛 Frequent crashes and app freezes
  • 🐛 Slow transaction updates
  • 🔒 Forced password changes

Bugs and requests

Mascoma Bank

Reported bugs

31 issues
  • Screen management horrible on iPad
  • Hard to manage scrolling in bill pay
  • Message Center issues
  • Cannot use PIN to access app
  • Tedious password entry
Show 26 more
  • Confusing login process
  • Mobile deposit difficult
  • Old app was easier for mobile deposit
  • New app feels more complicated
  • Unusable new version
  • Disrupted banking
  • Horrible new app
  • Password change process too long
  • App never shows accounts
  • App doesn't work for mobile banking
  • Constantly changing password
  • Cannot get all features for multiple accounts
  • Muddledly written instructions
  • Mobile deposit feature is poor
  • Difficulty submitting mobile deposit
  • Technical support terrible
  • External transfer processed twice due to crash
  • No apologies or advice from support
  • No messaging option without email link
  • Unreliable app
  • Locked out of account
  • Can't make mobile deposit
  • Outdated and misleading balance info
  • Bill Pay not working with latest Apple upgrade
  • App crashes frequently
  • App needs optimization for iPhone X

Requested features

6 requests
  • Improve screen management and scrolling for iPad
  • Message Center should start at inbox/sent screen
  • Allow PIN access to app functions
  • Improve mobile deposit feature
  • Add more functionality to iOS mobile app (recurring payments, reminders)
Show 1 more
  • Optimize app for iPhone X

Bar Harbor Mobile

Reported bugs

4 issues
  • Mobile deposit screen freezes
  • Deposit amount limitations
  • Inconsistent performance after updates
  • Difficulty accessing account information

Requested features

5 requests
  • Show checking account balance minus outstanding checks
  • Display payment dates for each transaction
  • Allow transfers between unrelated account holders
  • Easier bill pay date selection
  • Post-date bill payments

In-app purchases

None

Mascoma Bank

No in-app purchases

None

Bar Harbor Mobile

No in-app purchases

Questions

Is Mascoma Bank free?
Mascoma Bank is free to download, with no in-app purchases.
Is Bar Harbor Mobile free?
Bar Harbor Mobile is free to download, with no in-app purchases.
Which has better reviews, Mascoma Bank or Bar Harbor Mobile?
Mascoma Bank is rated higher. Mascoma Bank averages 4.8 out of 5 from 893 ratings, while Bar Harbor Mobile averages 4.8 from 9.2K ratings.
Do Mascoma Bank or Bar Harbor Mobile have ads?
Neither Mascoma Bank nor Bar Harbor Mobile shows ads.
Which is updated more often, Mascoma Bank or Bar Harbor Mobile?
Mascoma Bank ships an update monthly, and Bar Harbor Mobile every 4 weeks. Most recently, Mascoma Bank was updated on November 6, 2026 and Bar Harbor Mobile on November 6, 2026.

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