Mascoma Bank vs Bar Harbor Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mascoma Bank
Consolidate all your financial accounts, including those from other institutions, into a single, real-time view. This secure tool helps you stay organized, track spending, and make informed financial decisions with customizable alerts and transaction details.
- Multi-account aggregation
- Transaction history and spending averages
- Customizable alerts and notifications
- Add tags, notes, and images to transactions
- ATM and branch locator
- Secure 4-digit passcode
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The Mascoma Bank App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Mascoma Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Mascoma Bank App, you must be enrolled as an Mascoma Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
Bar Harbor Mobile
Consolidate all your financial accounts, even from other institutions, into one organized view. This secure tool helps you make smarter financial decisions with real-time updates and personalized alerts.
- Multi-account aggregation
- Transaction history and spending averages
- Customizable alerts and notifications
- Add tags, notes, and images to transactions
- ATM and branch locator
- Bank-level security
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The Bar Harbor Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Bar Harbor Bank and Trust customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Bar Harbor Mobile App, you must be enrolled as an Bar Harbor Bank and Trust Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
Screenshots
Verdict
The clearest difference is monetization model: Mascoma Bank at free against Bar Harbor Mobile's free with in-app purchases. Mascoma Bank also leads on review sentiment (64% vs 54%) and iOS requirement (16.0 vs 18.4). Bar Harbor Mobile's advantage is ratings volume (9.2K vs 893). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Mascoma Bank against 4.8 for Bar Harbor Mobile. That said, the two scores are not equally well evidenced: Bar Harbor Mobile has 9.2K ratings behind it against 893, so its average is the more settled of the two. Written reviews are what separate them: 64% of Mascoma Bank's written reviews are positive against 54% of Bar Harbor Mobile's.
Mascoma Bank ships an update monthly, Bar Harbor Mobile every 4 weeks. Both last shipped on November 6, 2026.
| Parameter | Mascoma Bank | Bar Harbor Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (893 ratings) — better | 4.8 (9.2K ratings) |
| Positive reviews | 64.2% of reviews — better | 53.8% of reviews |
| Number of ratings | 893 | 9.2K — better |
| Update frequency | Monthly | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 129 MB | 198 MB |
| Age rating | 4+ | 12+ |
| Developer | Mascoma Bank | Bar Harbor Bank & Trust |
Customer experience
Mascoma Bank
Bar Harbor Mobile
User reviews
Mascoma Bank
From 893 App Store ratingsWhat we love
- 👍 Easy to use app
- 👍 Great customer service
- 👍 Helpful staff
- 👍 Treat customers like family
- 👍 Best bank in New England
Room to improve
- 🐛 Screen management horrible on iPad
- 🐛 Hard to manage scrolling in bill pay
- 🐛 Message center issues
- 🐛 Old version was better
- 🐛 Cannot use PIN to access app
Bar Harbor Mobile
From 9.2K App Store ratingsWhat we love
- 🚀 Easy to use
- 👍 Convenient mobile deposit
- 💡 Apple Watch accessibility
- 👍 Helpful for tracking finances
- 👍 Seamless transfers between accounts
Room to improve
- 🐛 Balances not always accurate
- 🐛 Mobile deposit issues
- 🐛 Frequent crashes and app freezes
- 🐛 Slow transaction updates
- 🔒 Forced password changes
Bugs and requests
Mascoma Bank
Reported bugs
31 issues- Screen management horrible on iPad
- Hard to manage scrolling in bill pay
- Message Center issues
- Cannot use PIN to access app
- Tedious password entry
Show 26 moreShow fewer
- Confusing login process
- Mobile deposit difficult
- Old app was easier for mobile deposit
- New app feels more complicated
- Unusable new version
- Disrupted banking
- Horrible new app
- Password change process too long
- App never shows accounts
- App doesn't work for mobile banking
- Constantly changing password
- Cannot get all features for multiple accounts
- Muddledly written instructions
- Mobile deposit feature is poor
- Difficulty submitting mobile deposit
- Technical support terrible
- External transfer processed twice due to crash
- No apologies or advice from support
- No messaging option without email link
- Unreliable app
- Locked out of account
- Can't make mobile deposit
- Outdated and misleading balance info
- Bill Pay not working with latest Apple upgrade
- App crashes frequently
- App needs optimization for iPhone X
Requested features
6 requests- Improve screen management and scrolling for iPad
- Message Center should start at inbox/sent screen
- Allow PIN access to app functions
- Improve mobile deposit feature
- Add more functionality to iOS mobile app (recurring payments, reminders)
Show 1 moreShow fewer
- Optimize app for iPhone X
Bar Harbor Mobile
Reported bugs
4 issues- Mobile deposit screen freezes
- Deposit amount limitations
- Inconsistent performance after updates
- Difficulty accessing account information
Requested features
5 requests- Show checking account balance minus outstanding checks
- Display payment dates for each transaction
- Allow transfers between unrelated account holders
- Easier bill pay date selection
- Post-date bill payments
In-app purchases
Mascoma Bank
No in-app purchases
Bar Harbor Mobile
No in-app purchases
Questions
Is Mascoma Bank free?
Is Bar Harbor Mobile free?
Which has better reviews, Mascoma Bank or Bar Harbor Mobile?
Do Mascoma Bank or Bar Harbor Mobile have ads?
Which is updated more often, Mascoma Bank or Bar Harbor Mobile?
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