Comparison

FMBERLIN vs Putnam County Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FMBERLIN

Manage your finances on the go with this mobile banking application. Access account balances and history, transfer funds, and pay bills conveniently from your iPhone or iPad. Locate nearby branches and ATMs with ease.

Highlights
  • View account balances
  • Check transaction history
  • Make fund transfers
  • Pay bills
  • Find nearby locations
Features
Read full description

Farmers & Merchants (FMBERLIN) new mobile banking app for iPhone, iPad, and iPod gives you the power to access your accounts in the palm of your hand. You can view account balances and history, make transfers, pay bills, and even find a location near you. **Must be enrolled in online banking, then simply log into the app by using your online banking username and password.

About

Putnam County Bank

Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. Locate nearby ATMs and branches, and securely send messages to the bank. Enjoy 24/7 banking access from your iPhone or iPad.

Highlights
  • Manage accounts
  • Check balances and transaction history
  • Pay bills and credit cards
  • Transfer money
  • Find branches and ATMs
  • Send messages
Features
Read full description

Putnam County Bank’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iPhone or iPad! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Putnam County Bank’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iPhone or iPad. It’s fast, secure and free. With Putnam County Bank Mobile, you can: • Check available balances & transaction history • Pay bills and credit cards • Transfer money between Putnam County Bank accounts • Find the nearest Putnam County Bank branches and ATMs • Send us a message To use Putnam County Bank Mobile, you must be a Putnam County Bank customer and enrolled in our online banking service. To sign up, www.putcobkonline.com

Screenshots

FMBERLIN4 screens
Putnam County Bank4 screens

Verdict

The call

The clearest difference is monetization model: Putnam County Bank at free against FMBERLIN's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for FMBERLIN against 4.8 for Putnam County Bank. Both are backed by a comparable volume of ratings — 414 and 570 respectively. Written reviews split almost evenly too, at 88% and 87% positive.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 26, 2026.

Scorecard1 real difference · 9 level
FMBERLIN versus Putnam County Bank: the parameters behind the verdict, then further details
ParameterFMBERLINPutnam County Bank
PriceFreeFree
Rating4.8 (414 ratings) — better4.8 (570 ratings)
Positive reviews87.5% of reviews — better86.7% of reviews
Number of ratings414570 — better
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size115 MB94 MB
Age rating4+4+
DeveloperThe Farmers & Merchants Bank (WI)Putnam County Bank

Customer experience

FMBERLIN

All ratings396 ratings
Positive95.2%
Neutral1.3%
Negative3.5%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

Putnam County Bank

All ratings529 ratings
Positive95.1%
Neutral3.0%
Negative1.9%
Written reviews15 reviews
Positive86.7%
Neutral6.7%
Negative6.7%

Bugs and requests

FMBERLIN

Not enough reviews yet to summarise bugs or requests.

Putnam County Bank

Reported bugs

3 issues
  • Cannot see pending charges on account
  • Changing password and not be able to use a previous one gets old
  • Few glitches at first (resolved)

Requested features

4 requests
  • See pending charges on account
  • Ability to use previous passwords
  • Show what pending transactions are for and how much
  • List of pending transactions

In-app purchases

None

FMBERLIN

No in-app purchases

None

Putnam County Bank

No in-app purchases

Questions

Is FMBERLIN free?
FMBERLIN is free to download, with no in-app purchases.
Is Putnam County Bank free?
Putnam County Bank is free to download, with no in-app purchases.
Which has better reviews, FMBERLIN or Putnam County Bank?
FMBERLIN is rated higher. FMBERLIN averages 4.8 out of 5 from 414 ratings, while Putnam County Bank averages 4.8 from 570 ratings.
Do FMBERLIN or Putnam County Bank have ads?
Neither FMBERLIN nor Putnam County Bank shows ads.
Which is updated more often, FMBERLIN or Putnam County Bank?
FMBERLIN ships an update every 3 months, and Putnam County Bank every 3 months. Most recently, FMBERLIN was updated on October 26, 2026 and Putnam County Bank on October 26, 2026.

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