Comparison

SplitPal vs Loopwise Zero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SplitPal

Effortlessly split bills and expenses with friends and family. Features include receipt scanning with OCR, group collaboration via shareable links, and one-click payment options. No sign-up required, making shared finances simple.

Highlights
  • No sign-up required
  • Receipt scanner with OCR
  • Group collaboration with shareable links
  • One-click Venmo payment integration
  • Even, uneven, and itemized expense splitting
Features
Read full description

SplitPal makes splitting bills with friends effortless — dinners, trips, apartment expenses, anything you share. Snap a photo of the bill — the AI receipt scanner reads every item, tax and tip automatically. Assign items to people in a couple of taps and SplitPal does all the math: who spent what, who owes whom. Why SplitPal: • Scan receipts — every item, tax and tip extracted automatically, no typing • Friends don't need the app — they join your group from a link in any browser, no sign-up • Settle with one tap — payment links open Venmo, PayPal, Cash App, Revolut or any UPI app, plus copyable bank details for everything else • Three ways to split: evenly, custom shares, or item by item from the receipt • Every currency — pay in euros, yen or pesos on the same trip, settle in dollars • Clear balances — transparent debt breakdowns, simplified to the fewest transfers • Multiple payers per expense, settle in parts or all at once • Link couples — one balance for two, fewer transfers • Group history — every action is visible to everyone • Spreadsheet export, and your phone and browser stay in sync • Free, no ads, no sign-up required How it works: 1. Create a group and add your people. 2. Add expenses: dinner, hotel, cabs, groceries. Split evenly, by share, or by receipt item. 3. SplitPal calculates everything — taxes and tips are distributed proportionally, so nobody over- or under-pays. 4. Settle up and mark it paid — the whole group sees it. Road trip with friends, rent and utilities with roommates, office lunches, group vacations, weddings — SplitPal does the math so you don't have to. The only app you need for bill splitting, expense sharing, IOU tracking and settling group costs. SplitPal Pro (optional) unlocks higher AI receipt-scan limits with a monthly or yearly subscription — or a one-time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use: https://splitpal.io/terms-of-service Privacy Policy: https://splitpal.io/privacy-policy

About

Loopwise Zero

Features
Read full description

Simplify your financial life with Loopwise, the ultimate subscription tracker and manager. Take control of your recurring expenses, discover hidden costs, and never miss a payment or free trial again. Loopwise offers a powerful, intuitive way to monitor all your subscriptions in one place. Whether it's streaming services, software, or monthly memberships, we make managing your digital life effortless. **Key Features:** **Effortless Subscription Tracking:** Add all your recurring bills and services quickly. Get a clear, centralized view of every subscription, its cost, renewal date, and payment status. Track monthly, annual, and custom billing cycles with ease. **Intelligent AI Analysis:** Go beyond basic tracking. Loopwise's advanced AI analyzes your spending patterns, identifies potential savings, and provides personalized insights. Understand where your money is going and make smarter financial decisions. **Smart Subscription Management:** Receive timely reminders for upcoming renewals and payments. Get alerts before free trials end. Loopwise helps you avoid unwanted charges and provides tools to easily manage or cancel subscriptions directly from the app. **Why Choose Loopwise?** * **Save Money:** Identify and eliminate forgotten or unused subscriptions. * **Gain Control:** A comprehensive overview of all your recurring expenses. * **Peace of Mind:** Never worry about surprise charges again. * **User-Friendly Interface:** Clean, intuitive design for easy navigation. * **Secure & Private:** Your financial data is protected with top-tier security. Transform the way you manage your subscriptions. Download Loopwise today and start simplifying your financial future! Terms of Use (EULA): https://loopwise.orbitnest.io/terms-conditions/ Privacy Policy: https://loopwise.orbitnest.io/privacy-policy/

Screenshots

SplitPal4 screens
Loopwise Zero4 screens

Verdict

The call

The clearest difference is iOS requirement: Loopwise Zero at 13.0 against SplitPal's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitPal sells 1 one-off in-app purchase and Loopwise Zero sells 3 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 11, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 9 level
SplitPal versus Loopwise Zero: the parameters behind the verdict, then further details
ParameterSplitPalLoopwise Zero
PriceFreeFree
Rating4.7 (21 ratings) — better—
Positive reviews81.3% of reviews—
Number of ratings21 — better—
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.013.0 — better
Further details — not scored
Size41 MB48 MB
Age rating4+4+
DeveloperLegendary Bytes LLCMahtab Ali

In-app purchases

1 purchases

SplitPal

One-time1
  • Remove Ads$2.99
3 purchases

Loopwise Zero

Subscriptions2
  • Loopwose Pro Monthly7 Days trial$6.991 Month
  • Loopwise Pro Annual7 Days trial$59.991 Year
One-time1
  • Lifetime$24.99

Questions

Is SplitPal free?
SplitPal is free to download, with in-app purchases available.
Is Loopwise Zero free?
Loopwise Zero is free to download, with in-app purchases available.
Do SplitPal or Loopwise Zero have ads?
Neither SplitPal nor Loopwise Zero shows ads.
Which is updated more often, SplitPal or Loopwise Zero?
SplitPal ships an update every 3 weeks, and Loopwise Zero every 3 weeks. Most recently, SplitPal was updated on October 11, 2026 and Loopwise Zero on October 5, 2026.

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