Comparison

bil vs MONO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

bil

Read full description

Flexible, simple bill tracking. We believe you should have more control over how you track finances, so we set out to build bil with flexibility and simplicity in mind. Have a bill that's due every 3 months? Go ahead and add it, as is. Pitching in $25 every week when you carpool to work? Weekly expenses are welcomed here, too. Keep forgetting about that yearly subscription until you see it hit your bank account? We can help. bil gives you the ability to visualize your cash flow, in our out, in a number of different ways and allows you to group it in whatever way you see fit.

About

MONO

Effortlessly track expenses using AI. Log transactions via text, screenshots, or photos, and get automatic categorization and smart reports. Manage subscriptions and multiple currencies with secure iCloud sync.

Highlights
  • AI-powered expense logging
  • Screenshot and photo recognition
  • Automatic categorization
  • Smart financial reports
  • Subscription management
  • Multi-currency support
  • iCloud sync
Features
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Type a message, take a screenshot, or snap a photo — MONO uses AI to recognize amounts, merchants, and categories automatically. Done in 1 second, no manual input needed. 【AI-Powered Recognition】 Three ways to log expenses automatically: text, screenshots, and photos. Expense tracking has never been this easy. 【Multiple Ways to Log】 • Chat-style entry: record expenses like sending a message • Screenshot recognition: import payment screenshots directly • Photo capture: point at receipts for auto-recognition • Siri Shortcuts: log expenses with a single voice command • Manual input: traditional entry, still fast and easy 【Smart Categories & Reports】 • Auto-categorize your spending • Multi-dimensional charts (monthly trends, category breakdown, calendar view) • Customizable expense categories and payment methods 【Multi-Currency Support】 Track expenses in any major currency — perfect for travel and international spending. 【Subscription Management】 Keep all your subscriptions in one place with renewal reminders to avoid surprise charges. 【Data Security】 • iCloud sync — seamless device switching • Additional cloud backup for extra protection • CSV export — your data, your control 【More Features】 • Dynamic Island live display for instant feedback • Multi-person expense analysis • Account balance management • Home screen widgets for quick spending overview MONO — clarity for every transaction. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.weisenjoy.com/privacy

Screenshots

bil4 screens
MONO4 screens

Verdict

The call

The clearest difference is in-app purchases: bil at none against MONO's 3. MONO's advantage is update cadence (daily vs weekly) and device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MONO sells 3 in-app purchases, starting at $2.99 per month. bil asks for nothing beyond the download.

UpkeepUpdate frequency

bil ships an update weekly, MONO daily. The most recent releases landed on October 12, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
bil versus MONO: the parameters behind the verdict, then further details
ParameterbilMONO
PriceFreeFree
Rating—4.6 (14 ratings) — better
Positive reviews—64.9% of reviews
Number of ratings—14 — better
Update frequencyWeeklyDaily — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad, Apple Watch — better
Requires iOS17.0 — better18.0
Further details — not scored
Size13 MB466 MB
Age rating4++4
DeveloperRollingbit LLCChengdu Weisen Quwan Technology Co., Ltd

In-app purchases

None

bil

No in-app purchases

3 purchases

MONO

Subscriptions2
  • Premium – Monthly Subscription$2.991 Month
  • Premium – Yearly Subscription$9.991 Year
One-time1
  • Lifetime$12.99

Questions

Is bil free?
bil is free to download, with no in-app purchases.
Is MONO free?
MONO is free to download, with in-app purchases available.
Do bil or MONO have ads?
Neither bil nor MONO shows ads.
Which is updated more often, bil or MONO?
bil ships an update weekly, and MONO daily. Most recently, bil was updated on October 12, 2026 and MONO on October 16, 2026.

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