Comparison

Virtual Pag vs Security Bank App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Virtual Pag

Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.

Highlights
  • View savings and MP2 records
  • Monitor loan balances
  • Track payments
  • Apply for short-term loans
  • Online payment options
  • Check loan status
Features
Read full description

The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.

About

Security Bank App

Manage your finances with this comprehensive banking application. It offers features like quick balance checks, simplified bill payments, and secure money transfers. You can also control your credit cards, open savings accounts, and make cardless withdrawals.

Highlights
  • Quick Balance check
  • Simplified Bills Payment
  • Transfer Money (InstaPay)
  • Card Control (lock/unlock, budget alerts)
  • Open eSecure Savings accounts
  • eGiveCash (cardless withdrawals)
  • Mobile Top-Up
Features
Read full description

BetterBanking™ starts here. Simple. Fast. Personal. Open accounts, send money, pay bills, manage cards, and grow your savings, all from one app. Open an account in minutes Sign up with one valid ID and a quick selfie. Already have a Security Bank account? Just register and everything syncs automatically. Send money in seconds Transfer funds via InstaPay or PESONet, or scan and pay with QR Ph at over one million merchants. Gold Circle members and Wealth customers enjoy unlimited free InstaPay transfers. Pay thousands of billers in one place. Save more with GoalSetter Use GoalSetter to build savings Goals and grow your money with tiered interest. Stay in control of your cards Activate, lock, or unlock your cards anytime. Turn purchases into installments with ChargeLight or access funds instantly with Ready Cash. Travel with confidence Manage your card in the app and pay for travel fares with your Security Bank Platinum or World Mastercard to get free travel insurance for accidents, flight cancellations, and baggage loss. Designed around you Choose from accounts like Easy Savings, All Access, Money Builder, and USD Savings. Talk to a real person, anytime Get real-time updates and support when you need it. Connect with a real support specialist through in-app live chat, 24/7. Reliable banking you can count on The Security Bank app is available over 99% of the time, helping ensure uninterrupted access to your finances. Deposits are insured by PDIC up to ₱1 Million per depositor. Security Bank Corporation is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph For assistance, visit the Help Center in the app or contact: customercare@securitybank.com.ph or (+632) 8887 9188

Screenshots

Virtual Pag4 screens
Security Bank App4 screens

Verdict

The call

The clearest difference is rating: Security Bank App at 4.4 against Virtual Pag's 2.9. Security Bank App also leads on review sentiment (37% vs 0%) and update cadence (every 2 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Security Bank App holds the better App Store score, 4.4 against 2.9. That said, the two scores are not equally well evidenced: Security Bank App has 346 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 0% of Virtual Pag's written reviews are positive against 37% of Security Bank App's.

UpkeepUpdate frequency

Virtual Pag ships an update every 2 months, Security Bank App every 2 weeks. The most recent releases landed on October 25, 2026 and October 27, 2026 respectively.

Scorecard4 real differences · 6 level
Virtual Pag versus Security Bank App: the parameters behind the verdict, then further details
ParameterVirtual PagSecurity Bank App
PriceFreeFree
Rating2.9 (14 ratings)4.4 (346 ratings) — better
Positive reviews0.0% of reviews36.9% of reviews — better
Number of ratings14346 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.1
Further details — not scored
Size147 MB113 MB
Age rating4+4+
DeveloperPag-IBIG FundSecurity Bank Corporation

Customer experience

Virtual Pag

All ratings14 ratings
Positive42.9%
Neutral7.1%
Negative50.0%
Written reviews11 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Security Bank App

All ratings65 ratings
Positive33.8%
Neutral1.5%
Negative64.6%
Written reviews141 reviews
Positive36.9%
Neutral2.1%
Negative61.0%

Bugs and requests

Virtual Pag

Not enough reviews yet to summarise bugs or requests.

Security Bank App

Reported bugs

4 issues
  • Keyboard not popping up for OTP input
  • Notification settings issue for PIN setup
  • Incorrect country code icon for USA
  • Login issues after registration

Requested features

2 requests
  • Transaction descriptions (e.g., store names)
  • Email notifications for successful fund transfers

In-app purchases

None

Virtual Pag

No in-app purchases

None

Security Bank App

No in-app purchases

Questions

Is Virtual Pag free?
Virtual Pag is free to download, with no in-app purchases.
Is Security Bank App free?
Security Bank App is free to download, with no in-app purchases.
Which has better reviews, Virtual Pag or Security Bank App?
Security Bank App is rated higher. Virtual Pag averages 2.9 out of 5 from 14 ratings, while Security Bank App averages 4.4 from 346 ratings.
Do Virtual Pag or Security Bank App have ads?
Neither Virtual Pag nor Security Bank App shows ads.
Which is updated more often, Virtual Pag or Security Bank App?
Virtual Pag ships an update every 2 months, and Security Bank App every 2 weeks. Most recently, Virtual Pag was updated on October 25, 2026 and Security Bank App on October 27, 2026.

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