Comparison

RCBC Pulz vs Security Bank App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RCBC Pulz

Manage all your bank accounts, cards, and loans from a single, modern interface. Perform transactions, open new accounts, and track spending with ease. Offers financial literacy resources and investment opportunities.

Highlights
  • Unified account view
  • Hassle-free transactions
  • Open accounts remotely
  • Transaction history tracking
  • QR code payments
  • Cardless ATM withdrawals
  • In-app investments
Features
Read full description

YOUR PULZ EXPERIENCE, MADE PERSONAL Meet the refreshed RCBC Pulz, your digital banking app for everyday banking. Enjoy a new, more personal experience for sending money online, managing your cards, growing your savings, and more. BECOME A HEXAGON CLUB MEMBER ONLINE Enjoy the privileges that come with being a Hexagon Club member. Join in-app to unlock exclusive rewards, lifestyle perks, and personalized support tailored to your banking needs. RECEIVE US DOLLARS AND CONVERT ON DEMAND Have more flexibility with your US funds through your US Virtual Account. Receive US dollars and convert them to Philippine pesos whenever it suits you, giving you greater control over your money. SEND MONEY ONLINE FOR FREE Enjoy unlimited free transfers to local banks through InstaPay, PESONet, and QRPh, and conveniently send money online for everyday payments or move funds between accounts. DEPOSIT CHECKS FROM YOUR PHONE No need to make a trip to the branch just to deposit a check. With mobile check deposit, you can submit checks through the app and take care of it wherever you are. EASILY MANAGE YOUR RCBC CREDIT CARDS Keep your credit cards within reach and stay on top of your spending. Check your card activity, view your transactions, and access key card services whenever you need them. LET YOUR SAVINGS DO MORE Give your money more room to grow with an online Time Deposit. Open your account digitally, keep track of your deposits, and make the most of your savings as you work toward your financial goals. GET SUPPORT THAT KNOWS YOU When you need assistance, connect with your dedicated Hexagon Club support team for personalized help from people who understand your banking relationship. MORE WAYS TO BANK WITH PULZ Go beyond the essentials with more digital banking services designed around your everyday needs. Send or request payments, pay bills, buy load, deposit or withdraw cash, and manage your loans and investments through Pulz. From Foreign Exchange and Bank Certificate requests to additional account services, Pulz gives you more ways to stay on top of your finances and work toward your financial goals. ——— Rizal Commercial Banking Corporation (RCBC) is regulated by the Bangko Sentral ng Pilipinas (BSP) https://bsp.gov.ph Deposits are insured by PDIC up to P1 Million per depositor. Copyright 2026, Rizal Commercial Banking Corporation. All rights reserved. A Member of the Yuchengco Group of Companies

About

Security Bank App

Manage your finances with ease. Open accounts, send money, pay bills, and grow savings. Control your cards, access travel benefits, and get 24/7 support from a real person. Enjoy reliable banking designed for you.

Highlights
  • Open accounts in minutes
  • Send money via InstaPay/PESONet
  • Pay bills and merchants
  • Build savings with GoalSetter
  • Manage and control cards
  • 24/7 live chat support
Features
Read full description

BetterBanking™ starts here. Simple. Fast. Personal. Open accounts, send money, pay bills, manage cards, and grow your savings, all from one app. Open an account in minutes Sign up with one valid ID and a quick selfie. Already have a Security Bank account? Just register and everything syncs automatically. Send money in seconds Transfer funds via InstaPay or PESONet, or scan and pay with QR Ph at over one million merchants. Gold Circle members and Wealth customers enjoy unlimited free InstaPay transfers. Pay thousands of billers in one place. Save more with GoalSetter Use GoalSetter to build savings Goals and grow your money with tiered interest. Stay in control of your cards Activate, lock, or unlock your cards anytime. Turn purchases into installments with ChargeLight or access funds instantly with Ready Cash. Travel with confidence Manage your card in the app and pay for travel fares with your Security Bank Platinum or World Mastercard to get free travel insurance for accidents, flight cancellations, and baggage loss. Designed around you Choose from accounts like Easy Savings, All Access, Money Builder, and USD Savings. Talk to a real person, anytime Get real-time updates and support when you need it. Connect with a real support specialist through in-app live chat, 24/7. Reliable banking you can count on The Security Bank app is available over 99% of the time, helping ensure uninterrupted access to your finances. Deposits are insured by PDIC up to ₱1 Million per depositor. Security Bank Corporation is regulated by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph For assistance, visit the Help Center in the app or contact: customercare@securitybank.com.ph or (+632) 8887 9188

Screenshots

RCBC Pulz4 screens
Security Bank App4 screens

Verdict

The call

The clearest difference is rating: Security Bank App at 4.6 against RCBC Pulz's 1.9. Security Bank App also leads on review sentiment (37% vs 18%) and update cadence (every 2 weeks vs every 4 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Security Bank App holds the better App Store score, 4.6 against 1.9. Both are backed by a comparable volume of ratings — 98 and 468 respectively. Written reviews point the same way: 18% of RCBC Pulz's written reviews are positive against 37% of Security Bank App's.

UpkeepUpdate frequency

RCBC Pulz ships an update every 4 weeks, Security Bank App every 2 weeks. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
RCBC Pulz versus Security Bank App: the parameters behind the verdict, then further details
ParameterRCBC PulzSecurity Bank App
PriceFreeFree
Rating1.9 (98 ratings)4.6 (468 ratings) — better
Positive reviews18.2% of reviews36.6% of reviews — better
Number of ratings98468 — better
Update frequencyEvery 4 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.615.1 — better
Further details — not scored
Size161 MB116 MB
Age rating4+4+
DeveloperRizal Commercial Banking CorporationSecurity Bank Corporation

Customer experience

RCBC Pulz

All ratings84 ratings
Positive21.4%
Neutral3.6%
Negative75.0%
Written reviews176 reviews
Positive18.2%
Neutral3.4%
Negative78.4%

Security Bank App

All ratings468 ratings
Positive89.3%
Neutral1.3%
Negative9.4%
Written reviews142 reviews
Positive36.6%
Neutral2.1%
Negative61.3%

Bugs and requests

RCBC Pulz

Not enough reviews yet to summarise bugs or requests.

Security Bank App

Reported bugs

4 issues
  • Keyboard not popping up for OTP input
  • Notification settings issue for PIN setup
  • Incorrect country code icon for USA
  • Login issues after registration

Requested features

2 requests
  • Transaction descriptions (e.g., store names)
  • Email notifications for successful fund transfers

In-app purchases

None

RCBC Pulz

No in-app purchases

None

Security Bank App

No in-app purchases

Questions

Is RCBC Pulz free?
RCBC Pulz is free to download, with no in-app purchases.
Is Security Bank App free?
Security Bank App is free to download, with no in-app purchases.
Which has better reviews, RCBC Pulz or Security Bank App?
Security Bank App is rated higher. RCBC Pulz averages 1.9 out of 5 from 98 ratings, while Security Bank App averages 4.6 from 468 ratings.
Do RCBC Pulz or Security Bank App have ads?
Neither RCBC Pulz nor Security Bank App shows ads.
Which is updated more often, RCBC Pulz or Security Bank App?
RCBC Pulz ships an update every 4 weeks, and Security Bank App every 2 weeks. Most recently, RCBC Pulz was updated on November 6, 2026 and Security Bank App on November 4, 2026.

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