GCB Mobile App vs MTNData
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GCB Mobile App
Manage your finances entirely from your smartphone. Open accounts, invest, pay bills, and secure your profile with biometric authentication. Enjoy a user-friendly interface with customizable themes and real-time transaction alerts.
- Biometric profile security
- Bill payments (including ECG)
- Invest in Term Deposits
- Open Instant accounts
- Self-service options
- Card requests
- Customizable themes
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"GCB Mobile App is your choicest banking app in Ghana. It offers you a complete financial solution that lets you do everything from opening an account to investing in Term Deposits, all from your smartphone or tablet without visiting any branch. With GCB Mobile App, you can: • Secure your profile with your fingerprint or face ID • Pay your ECG bills conveniently using our ground-breaking solution for prepaid meters • Pay for various services to over a 100 billers • Customize your app with dark and light mode themes • Receive real-time receipts and alerts for every transaction • Invest and manage Term Deposits with high interest rates • Open an Instant account and start sending and receiving money from anywhere anytime. • Use a wide range of self service options including password reset, card transaction limits adjustment, PIN change and more. • Request debit, prepaid and virtual cards with ease. • Navigate the app easily with a user-friendly interface for varying user groups. GCB Mobile App is safe, secure and easy to use. Download it today and enjoy the experience."
MTNData
Easily purchase and send MTN data bundles in Ghana instantly. Track orders, earn rewards, and manage your balance securely. Save numbers for quick re-purchases and refer friends to earn.
- Instant data bundle delivery
- Track order status in real-time
- Earn XP and climb loyalty tiers
- In-app wallet with Paystack integration
- Save frequently used numbers
- Refer friends to earn rewards
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MTNData is the fastest way to buy MTN data bundles for Ghana. Whether you're topping up your own number or sending data to friends and family, MTNData delivers in seconds — no queues, no delays. **Instant Delivery** Purchase data bundles from 1GB to 100GB and have them delivered to any MTN Ghana number within seconds. Browse the full bundle catalogue sorted by size and price. **Track Your Orders** Every purchase is logged in your order history. See real-time status updates — from payment verification through to successful delivery. Never lose track of a top-up again. **Earn XP & Climb the Leaderboard** Earn 1 XP for every GH₵1 you spend. Progress through Starter, Bronze, Silver, Gold, and Platinum tiers. Compete on the monthly leaderboard and unlock badges as milestones are reached. **Wallet & Balance** Load your in-app wallet with Paystack (MoMo or card) and spend it on bundles instantly. Your balance is always visible on your profile. **Saved Numbers** Save your frequently used MTN numbers for lightning-fast repeat purchases. One tap to buy, every time. **Refer & Earn** Share your referral link with friends. When they sign up and buy, you both benefit. **Secure & Reliable** Payments are processed securely via Paystack. All transactions are encrypted end-to-end. Your data is never sold. Disclaimer: MTNData is an independent reseller of MTN Ghana data bundles and is not affiliated with or endorsed by MTN Group.
Screenshots
Verdict
The clearest difference is rating: GCB Mobile App at 3.4 against MTNData's 1.0. GCB Mobile App also leads on ratings volume (344 vs 1) and review sentiment (9% vs 0%). MTNData's advantage is update cadence (weekly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GCB Mobile App holds the better App Store score, 3.4 against 1.0. That said, the two scores are not equally well evidenced: GCB Mobile App has 344 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 9% of GCB Mobile App's written reviews are positive against 0% of MTNData's.
GCB Mobile App ships an update every 2 months, MTNData weekly. The most recent releases landed on October 4, 2026 and September 24, 2026 respectively.
| Parameter | GCB Mobile App | MTNData |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (344 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 8.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 344 — better | 1 |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.2 | 15.0 — better |
| Further details — not scored | ||
| Size | 59 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | GCB Bank PLC | Webb Labs Ltd. |
Customer experience
GCB Mobile App
MTNData
Bugs and requests
GCB Mobile App
Reported bugs
32 issues- Photo upload fails during registration
- Mobile money transactions not going through
- App doesn't allow linking of account
- Standing order feature crashes when hitting frequency tab
- Messages sent to customer support go unanswered for weeks
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- Deposits from mobile money to bank account do not reflect, but money is debited
- Virtual cards lost after update, and requesting new ones doesn't work
- Email validation errors during registration
- OTP not received via SMS or email
- Money deposited does not reflect in the app
- Cannot receive billing address for online payment
- ATM card blocking is not functional
- Withdrawal to Ghana Pay wallet deducts money but doesn't reflect in wallet
- Online transactions don't go through, requiring a bank visit
- Deposited money is taken without crediting the bank wallet
- Mistakenly transferred money to virtual card cannot be reversed without bank visit
- Error when trying to create an account with readycash card
- App does not open after a new update
- App not showing on home screen after download
- Connection could not be established error
- Money transferred on Friday not reflected by Monday
- Payment fails and money is deducted, support is unhelpful
- Registration process stuck after selfie, no details to review, invalid account number error
- App crashes all the time
- Cannot proceed with account creation without Ghana number, needs email verification option
- Mobile money to account transfer deducted but not received, customer support unable to help
- Deposits hang for over two weeks
- App crashes during registration
- Investment section not working well
- App doesn't work
- Scan app gives errors and excuses
- Sending money results in 'try again later' error
Requested features
3 requests- Allow personal record updates (contacts, address) without visiting the bank
- Allow email verification for account creation
- Bring back the old version or fix the new one
MTNData
Not enough reviews yet to summarise bugs or requests.
In-app purchases
GCB Mobile App
No in-app purchases
MTNData
No in-app purchases
