Kasheesh vs PayLater
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kasheesh
Easily split online purchases across multiple credit, debit, and gift cards. Create a reusable card that combines your payment methods for seamless recurring payments and merchant transactions.
- Split payments across multiple cards
- Create a reusable multi-use card
- Combine credit, debit, and gift cards
- Set and forget recurring payments
- Edit card details and splits anytime
Read full descriptionHide full description
Kasheesh allows users to split their payments and purchases across multiple credit, debit, and gift cards. Our new Multi-Use Card allows you to seamlessly combine multiple credit and debit cards into one powerful, reusable card. This means you can now ‘Set It & Forget It’ without having to get a new Kasheesh card for each purchase at your favorite merchants, for Utility Payments, Rent, and more! Why You'll Love It: * Flexibility: Combine multiple cards into one for easier management. * Convenience: Set it and forget it. Save the card with your favorite merchant or for recurring payments. * Control: Edit your card at any time to use different cards and splits, but keep the same Kasheesh card number.
PayLater
Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.
- Split payments into 4 installments
- Fast and easy onboarding
- Secure PCI DSS-compliant transactions
- Shop with a network of top retailers
- Transparent fees, no hidden charges
Read full descriptionHide full description
Shop now, pay later, with zero interest and zero fees. Forever. PayLater is Qatar's first Buy Now, Pay Later app licensed by the Qatar Central Bank. Split purchases into up to 4 instalments with PayLater. For eligible orders, FleXed lets you pay over up to 12 months at selected stores. No interest. No fees. No catch. 100% SHARIA-COMPLIANT PayLater is fully Sharia-compliant and certified by Bait Al Mashoura. 0% interest and 0% fees are not an introductory offer. They are how the product is built, and they are forever. SPLIT IN 4 Choose your first payment and spread the balance across the remaining instalments. Get approved in minutes with your Qatari ID and a selfie. FLEXED: UP TO 12 MONTHLY INSTALMENTS Bigger purchase? FleXed gives you up to 12 monthly instalments for eligible orders at selected stores. Every eligible account gets 10 FleXed credits, one for each instalment you add beyond the standard 4, and you can run up to 2 FleXed orders at the same time. Your credits come back as you repay. Still zero interest, zero fees, fully Sharia-compliant. FleXed is offered based on eligibility and may not be available to everyone. Terms and conditions apply. Visit https://paylaterapp.com/ for more information. *The FleXed feature is currently available to users in beta mode. YOUR FIRST PAYMENT, YOUR CALL You decide what you pay up front. Choose a first payment at least equal to each remaining instalment and the balance splits evenly across the instalments you choose. Found something that costs more than your limit? Pay the difference up front and split the rest. Your limit does not have to end the sale. WHERE YOU CAN USE IT Shop online and in store at more than 1,600 brands and 3,500 branches across Qatar, including Lulu, Fnac and many more. EVERYTHING IN ONE APP Track your available limit in real time See every order and upcoming due date in one place Repay early whenever you want, at no cost Manage your cards securely Switch between English and Arabic anytime SAFE, LOCAL, TRANSPARENT Licensed and regulated by the Qatar Central Bank. PCI DSS-compliant payment security. Every transaction is processed locally in Qatar for faster, safer payments. Join 500,000+ shoppers across Qatar already paying a smarter way. Buy now pay later Qatar, BNPL Qatar, split payments, pay in 4, instalments, monthly instalments, interest free shopping, Sharia-compliant finance, online shopping Qatar, Doha.
Screenshots
Verdict
The clearest difference is rating: PayLater at 3.5 against Kasheesh's 1.5. PayLater also leads on ratings volume (304 vs 15). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayLater holds the better App Store score, 3.5 against 1.5. That said, the two scores are not equally well evidenced: PayLater has 304 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 27% of Kasheesh's written reviews are positive against 28% of PayLater's.
Kasheesh ships an update every 5 weeks, PayLater every 3 weeks. The most recent releases landed on October 7, 2026 and October 17, 2026 respectively.
| Parameter | Kasheesh | PayLater |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (15 ratings) | 3.5 (304 ratings) — better |
| Positive reviews | 27.3% of reviews | 28.3% of reviews — better |
| Number of ratings | 15 | 304 — better |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Mac — better | iPhone, iPod |
| Requires iOS | 16.4 | 15.6 — better |
| Further details — not scored | ||
| Size | 110 MB | 106 MB |
| Age rating | 17+ | 4+ |
| Developer | Kasheesh | Pay Later |
Customer experience
Kasheesh
PayLater
Bugs and requests
Kasheesh
Not enough reviews yet to summarise bugs or requests.
PayLater
Reported bugs
2 issues- Login screen freezes
- Incompatible with older devices
Requested features
2 requests- Monthly payment reminder
- Higher spending limits
In-app purchases
Kasheesh
No in-app purchases
PayLater
No in-app purchases








