Blue Digital vs 1099 Pilot

Blue Digital by Blue Federal Credit Union makes managing your finances on the go super easy! With Blue Digital, you have convenient access to your accounts through your favorite mobile device. Simply login with your Blue Digital username and password. If you are a first time user, simply "Enroll for a Login" to create your credentials to get started, all available right within the app. HIGHLIGHTED MOBILE FEATURES • See your balances and transaction history securely. • Move money easily, transfer money between accounts, make a loan payment, pay bills, setup external accounts, or utilize Zelle® to pay somebody you know in near real-time. • Manage your Cards, Activation, Travel Notes, Change your PIN, or Launch CardNav by Blue FCU for further controls & alerts options. • Deposit checks utilizing the camera on your mobile device. • Send and receive messages securely with Blue. • Keep your information updated as things change, update your contact information with us. SECURITY All transactional data is encrypted and no sensitive account information is stored on your mobile device. PERMISSIONS • Location permissions are needed to determine your location in order to find nearby Branches and/or ATMs. • Camera permissions are needed to remotely deposit checks. The companion CardNav by Blue FCU app periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if you, the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User's selection. End Users can change their location permissions at any time in their device settings. ACCESS Deposit limits, transaction limits, and other restrictions apply. Access to Blue Digital is subject to eligibility. Some features are available for eligible members and accounts only. There is no charge from Blue Federal Credit Union to use the Blue Digital app, but message and data rates may apply. All transactions are subject to our Funds Availability Policy and related applicable laws. Questions / Comments / Need Help? Blue FCU www.BlueFCU.com 1-800-368-9328 support@BlueFCU.com

Stop guessing what you owe the IRS. If you're a freelancer, contractor, or gig worker, you're supposed to pay taxes four times a year. Most people either overpay (and lose cash flow) or underpay (and get hit with penalties). 1099 Pilot fixes that. Log your income and expenses as they happen, and your quarterly tax estimate updates instantly. Track mileage, scan receipts, plan scenarios, and stay ahead of every deadline. No accounting degree required. WHAT YOU GET FOR FREE: • Unlimited income & expense tracking • Deduction checklist so you never miss one • Monthly income vs. expense chart • Quarterly deadline reminders • Up to 5 mileage trips per month • Smart dashboard insights & daily tax tips WHAT PRO UNLOCKS ($4.99/mo or $29.99/yr): • Your exact quarterly tax estimate • Full tax breakdown (federal, state, self-employment) • Receipt scanning with image storage — point your camera, done • What-If scenario planner — see how any decision changes your tax bill • Unlimited mileage tracking at the current IRS rate • Recurring templates for monthly subscriptions & regular payments • CSV export to hand your CPA a clean file • Import bank statements via CSV in seconds • 1040-ES payment voucher with IRS Direct Pay links • Year-over-year comparison with charts • Profit & Loss report by category • Tax Prep checklist to walk you through filing season • Tax savings tracker — see how much your deductions save • All 50 state tax estimates • Premium themes & milestone celebrations • Weekly expense & monthly deduction reminders BUILT FOR REAL FREELANCERS: • Uses actual IRS tax brackets and self-employment rates • Handles the 50% meals rule, SE tax deduction, and standard deductions automatically • Mileage tracker at $0.70/mile — 5,000 miles = $3,500 in deductions • Supports all 50 states • Works for Uber drivers, Etsy sellers, consultants, designers, developers — anyone with 1099 income YOUR DATA STAYS YOURS: All data is stored on your device. No accounts, no servers, no tracking. Optional iCloud sync uses Apple's encrypted infrastructure. We never see your financial data. THIS IS NOT A TAX FILING APP. 1099 Pilot is your co-pilot — it tells you what you owe so you're never surprised. You still file with TurboTax, your CPA, or however you normally do it. We just make sure you're ready. The average IRS underpayment penalty costs more than a full year of Pro. One missed deduction pays for it ten times over. WHAT'S NEW: • Mileage Tracker — log business trips, auto-calculate deductions at the IRS rate • What-If Scenario Planner — see how buying equipment or maxing a SEP IRA changes your tax bill • Receipt Image Storage — save photos with expenses for audit protection • Recurring Templates — automate monthly subscriptions and regular payments • CSV Bank Import — bulk-import transactions from bank statements • Payment Voucher — 1040-ES reference with IRS payment links • Year-over-Year Comparison — track growth with side-by-side charts • Profit & Loss Report — professional breakdown by category • Tax Prep Checklist — personalized filing guide from January through April • Smart engagement reminders to keep you on track https://1099pilot.site/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/