Comparison

Split Pay vs SplitPay Group Expenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Pay

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Highlights
  • Split rent into two payments
  • Build credit history
  • Improve budgeting
  • Works with all payment systems
  • Autopay functionality
  • Free credit reporting option
Features
Currently charting
Read full description

Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe. Split rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one. Download Split Pay to put rent, mortgage, and car payments on your own schedule. SPLIT PAY APP FEATURES: WHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY: One bill, two payments, smarter timing. Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds. No established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score. Split Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot. Build credit history with reported rent payments. PAY BILLS IN TWO PAYMENTS Choose a bill to split into two: rent, mortgage, or your car payment. Apply in minutes, no credit check. Once you're approved, you'll receive virtual account and routing numbers to add to your payment portal, just like a bank account. Your landlord, lender, or servicer gets paid in full and on the due date. You pay in two smaller parts. That's it. You get more room to breathe every month. WHAT BILLS CAN I SPLIT? Pay rent Pay your mortgage Pay car payments Pay other bills coming soon SIMPLE, TRANSPARENT PRICING Split Pay costs $9.99/month plus 1.5% transaction fee on the amount you split. That's it. The fee is the same no matter how your bill is split. Income arrives on a schedule. Bills don't. Banks move money. Split Pay moves timing. Download Split Pay to put rent, mortgage, and car payments on your own schedule. Split Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Members FDIC.

About

SplitPay Group Expenses

Features
Read full description

SplitPay Group Expenses is a simple and powerful app designed to help you track shared expenses, split bills fairly, and know exactly who owes whom. Whether you’re managing trips, rent, outings, or group activities, SplitPay makes settling up effortless and stress-free. Key Features: Secure Your Data : Keep your group expense records safe with a PIN or pattern lock. Group Expense Tracking : Add shared expenses easily and assign them to friends or groups. Clear Transaction History : View, filter, and review all group expenses with complete transparency. Visual Expense Insights : See how costs are shared with easy-to-understand summaries and charts. Fair Settlements : Automatically calculate balances so everyone knows how much to pay or receive. Multiple Currencies : Split expenses across different currencies, perfect for trips and international groups. Simple Debt Tracking : Track who owes what and settle balances without confusion or awkward reminders. With SplitPay Group Expenses, managing shared costs becomes simple, transparent, and hassle-free. Spend more time enjoying moments together and less time doing the math. Download now and split expenses the smart way! If you subscribe to SplitPay Group Expenses via iTunes, payment will be charged to your iTunes Account at confirmation of purchase and your membership will automatically renew unless turned off at least 24 hours before the end of the current period. Subscription will be renewed within 24-hours before the end of each period at the rate of your selected plan. Turn off auto-renewal anytime through iTunes. Privacy policy: https://sites.google.com/view/splitpay-privacy-policy/home Terms of use: https://sites.google.com/view/subscription-terms-use/home

Screenshots

Split Pay4 screens
SplitPay Group Expenses4 screens

Verdict

The call

The clearest difference is in-app purchases: Split Pay at none against SplitPay Group Expenses's 3. Split Pay also leads on ads (none vs shown) and chart position (#47 vs unranked). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitPay Group Expenses sells 3 in-app purchases, starting at $1.49 per 7 days. Split Pay asks for nothing beyond the download.

UpkeepUpdate frequency

Split Pay ships an update every 2 weeks, SplitPay Group Expenses fortnightly. The most recent releases landed on September 29, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 8 level
Split Pay versus SplitPay Group Expenses: the parameters behind the verdict, then further details
ParameterSplit PaySplitPay Group Expenses
PriceFreeFree
Rating4.9 (18K ratings) — better—
Positive reviews72.6% of reviews—
Number of ratings18K — better—
Update frequencyEvery 2 weeksFortnightly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
Best chart rank#47 — better—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.615.6 — better
Further details — not scored
Size64 MB81 MB
Age rating4+4+
DeveloperVisible IdeasNikung Goyani

Bugs and requests

Split Pay

Reported bugs

3 issues
  • Login screen freezes
  • Incompatibility with certain bank accounts
  • Payments not showing up in app after being processed

Requested features

4 requests
  • Ability to change payment dates after initial setup
  • Option to adjust second split pay date within 30-day period
  • Integration with property management payment portals
  • Clearer communication on approval process and reasons for account suspension

SplitPay Group Expenses

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Split Pay

No in-app purchases

3 purchases

SplitPay Group Expenses

Subscriptions3
  • Splitpay Group Expenses$1.497 Days
  • Splitpay Group Expenses$1.997 Days
  • Splitpay Group Expenses$9.991 Year

Questions

Is Split Pay free?
Split Pay is free to download, with no in-app purchases.
Is SplitPay Group Expenses free?
SplitPay Group Expenses is free to download, with in-app purchases available.
Do Split Pay or SplitPay Group Expenses have ads?
SplitPay Group Expenses shows ads; Split Pay does not.
Which is updated more often, Split Pay or SplitPay Group Expenses?
Split Pay ships an update every 2 weeks, and SplitPay Group Expenses fortnightly. Most recently, Split Pay was updated on September 29, 2026 and SplitPay Group Expenses on September 17, 2026.

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