Comparison

Split Pay vs SplitIt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Pay

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Highlights
  • Split rent into two payments
  • Build credit history
  • Improve budgeting
  • Works with all payment systems
  • Autopay functionality
  • Free credit reporting option
Features
Currently charting
Read full description

Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe. Split rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one. Download Split Pay to put rent, mortgage, and car payments on your own schedule. SPLIT PAY APP FEATURES: WHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY: One bill, two payments, smarter timing. Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds. No established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score. Split Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot. Build credit history with reported rent payments. PAY BILLS IN TWO PAYMENTS Choose a bill to split into two: rent, mortgage, or your car payment. Apply in minutes, no credit check. Once you're approved, you'll receive virtual account and routing numbers to add to your payment portal, just like a bank account. Your landlord, lender, or servicer gets paid in full and on the due date. You pay in two smaller parts. That's it. You get more room to breathe every month. WHAT BILLS CAN I SPLIT? Pay rent Pay your mortgage Pay car payments Pay other bills coming soon SIMPLE, TRANSPARENT PRICING Split Pay costs $9.99/month plus 1.5% transaction fee on the amount you split. That's it. The fee is the same no matter how your bill is split. Income arrives on a schedule. Bills don't. Banks move money. Split Pay moves timing. Download Split Pay to put rent, mortgage, and car payments on your own schedule. Split Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Members FDIC.

About

SplitIt

Features
Read full description

SplitIt is a modern expense-splitting app built to make group money management simple, transparent, and stress-free. Whether you are traveling with friends, managing flat expenses, splitting family costs, or tracking office team payments, SplitIt helps everyone stay clear on who paid, who owes, and what is pending. With SplitIt, you can create groups in seconds, invite members, and start adding shared expenses immediately. Every expense can be split clearly among selected participants, so there is no confusion later. The app automatically calculates balances and settlements, giving each member a real-time view of their share. Instead of scrolling through chats and spreadsheets, your complete expense history stays organized in one place. Key Features: • Create and manage multiple groups Create dedicated groups for trips, roommates, events, teams, or family expenses. Keep each group separate and clean. • Add and split expenses easily Record who paid, how much was paid, and how it should be split. Support different real-life splitting scenarios without complexity. • Smart balance and settlement view See exactly who owes whom and how much. Get a clear summary of pending settlements to close balances quickly. • Real-time collaboration Group members can stay updated as expenses are added and actions are taken. • Invite and approval flow Join groups through invite links/codes and manage approvals in a structured way. • Expense timeline and records Access all historical expenses in one place for better tracking and accountability. • Profile insights Get your personal expense overview across groups and understand your contribution clearly. • Notifications for important activity Receive alerts for invites, approvals, and expense events so you never miss critical updates. • Secure account experience Designed with secure authentication and privacy-aware architecture for dependable usage. Who is SplitIt for? SplitIt is ideal for: • Friends on trips and vacations • Roommates sharing rent and utilities • Couples and families managing household costs • College groups and event teams • Office colleagues handling shared spend Why users choose SplitIt: • Clear and fair splitting • Fast setup and simple UI • Organized data instead of scattered messages • Better trust and transparency among members • Time saved during settlements Use cases: Travel: Track hotels, food, transport, and activities in one group. Settle at the end of the trip without arguments. Roommates: Split rent, groceries, electricity, internet, and maintenance with full visibility. Family: Manage shared household purchases and monthly spends in one structured flow. Team/Office: Handle lunch orders, team outings, and pooled expenses with clear records. Our goal: SplitIt is built to remove friction from shared spending. Money conversations in groups are often uncomfortable because details are unclear. SplitIt solves this by making every transaction visible, every split fair, and every settlement easy to complete. If you are looking for a reliable app to settle bills quickly and keep group expenses transparent, SplitIt gives you the tools you need in a clean and practical experience. Download SplitIt and start managing group expenses the smarter way.

Screenshots

Split Pay4 screens
SplitIt4 screens

Verdict

The call

The clearest difference is update cadence: Split Pay at fortnightly against SplitIt's every 6 weeks. Split Pay also leads on chart position (#60 vs unranked). SplitIt's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Split Pay ships an update fortnightly, SplitIt every 6 weeks. The most recent releases landed on November 6, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 7 level
Split Pay versus SplitIt: the parameters behind the verdict, then further details
ParameterSplit PaySplitIt
PriceFreeFree
Rating4.9 (21K ratings) — better—
Positive reviews72.0% of reviews—
Number of ratings21K — better—
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
Best chart rank#60 — better—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.613.0 — better
Further details — not scored
Size66 MB36 MB
Age rating4+4+
DeveloperVisible IdeasAgevole Innovation Private Limited

Bugs and requests

Split Pay

Reported bugs

3 issues
  • Login screen freezes
  • Incompatibility with certain bank accounts
  • Payments not showing up in app after being processed

Requested features

4 requests
  • Ability to change payment dates after initial setup
  • Option to adjust second split pay date within 30-day period
  • Integration with property management payment portals
  • Clearer communication on approval process and reasons for account suspension

SplitIt

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Split Pay

No in-app purchases

None

SplitIt

No in-app purchases

Questions

Is Split Pay free?
Split Pay is free to download, with no in-app purchases.
Is SplitIt free?
SplitIt is free to download, with no in-app purchases.
Do Split Pay or SplitIt have ads?
Neither Split Pay nor SplitIt shows ads.
Which is updated more often, Split Pay or SplitIt?
Split Pay ships an update fortnightly, and SplitIt every 6 weeks. Most recently, Split Pay was updated on November 6, 2026 and SplitIt on October 25, 2026.

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