Comparison

Kacha Customer vs Link by Chapa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kacha Customer

This digital platform offers seamless financial services in Ethiopia, including mobile money, bill payments, remittances, and merchant payments. It aims to promote financial inclusion and empower underserved populations with convenient, affordable, and secure digital financial solutions.

Highlights
  • Mobile money services
  • Bill payments
  • Remittances
  • Merchant payments
  • Financial inclusion
  • Secure digital transactions
Features
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Kacha Digital Financial Service S.C. is a premier digital platform that provides seamless financial services in Ethiopia. We are the first private payment instrument issuer licensed by the National Bank of Ethiopia, registered as NPS/PII/002/2022. Our goal is to promote financial inclusion and contribute to Ethiopia's national digitalization ambitions. Our digital platform offers mobile money, bill payments, remittances, and merchant payments, making financial services accessible to all Ethiopians, especially those who are underserved and unserved. We are committed to empowering our customers by providing them with convenient, affordable, and secure digital financial services that meet their everyday needs. At Kacha, we are passionate about driving positive change and creating value for our customers, employees, and society as a whole. We are proud to be part of Ethiopia's digital transformation and are committed to playing our role in achieving the country's economic and social development goals. Thank you for choosing Kacha Digital Financial Service S.C. as your financial services provider.

About

Link by Chapa

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LinkApp — Everything you need, all in one place. LinkApp brings the things you do every day into a single, simple app. Buy event tickets, make donations, shop for groceries, and pay seamlessly with contactless payments — no more juggling a dozen different apps. What makes LinkApp different is the built-in AI. Instead of tapping through menus and checkout flows, you just chat. Tell our AI assistant what you need — "find me concert tickets this weekend," "order groceries for the week," or "donate to a cause I care about" — and it handles the hassle for you. We also celebrate community and culture. Through LinkApp, you can discover and order authentic cultural food from different communities, bringing the flavors of home and the world together in one place. Whether you're craving a taste of your own heritage or exploring something new, LinkApp connects you to it. With LinkApp you can: Buy tickets to events you love Shop for groceries and everyday essentials Make donations to causes that matter Pay quickly and securely with contactless payments Order authentic cultural food from diverse communities Do it all through one easy AI-powered chat One app. One conversation. Everything connected.

Screenshots

Kacha Customer4 screens
Link by Chapa4 screens

Verdict

The call

Kacha Customer and Link by Chapa are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Kacha Customer versus Link by Chapa: the parameters behind the verdict, then further details
ParameterKacha CustomerLink by Chapa
PriceFreeFree
Rating5.0 (6 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings6 — better—
Update frequencyEvery 6 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size75 MB36 MB
Age rating17+4+
DeveloperKACHA DIGITAL FINANCIAL SERVICES SHARE COMPANYChapa

In-app purchases

None

Kacha Customer

No in-app purchases

None

Link by Chapa

No in-app purchases

Questions

Is Kacha Customer free?
Kacha Customer is free to download, with no in-app purchases.
Is Link by Chapa free?
Link by Chapa is free to download, with no in-app purchases.
Do Kacha Customer or Link by Chapa have ads?
Neither Kacha Customer nor Link by Chapa shows ads.

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