GAPS vs Union360 2.0
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GAPS
Manage your business finances on the go with real-time balance checks, transfers, bill payments, and check deposits. This secure platform offers 2-factor authentication for convenient and confident banking anytime, anywhere.
- Real-time balance checks
- Inter-account transfers
- Bill payments
- Check deposits
- Foreign currency transfers
- Business loan applications
- 2-factor authentication
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Manage your business transactions anywhere, any time with the GAPS-Lite Mobile Banking App. You can check real-time balances, make transfers between your accounts, pay bills, approve bulk payment schedule, deposit checks and so much more on the app. It’s simple and convenient. Key features includes: --> Business on the go Log into your business account(s) anytime, anywhere, using only your password. --> Your Business finances, all in one place Check all your account balances, access business trends, perform foreign currency transfers, manage your cheques, apply for business loans, send account statements to your email or to an embassy of your choice, setup and manage standing orders, and more. --> Confidence in a secured platform Bank with confidence on the GAPS-Lite Mobile App with secured 2-factor authentication (2FA) system. --> Simple and secure set up - Install the app and enter your access code, username, and password. - Forgot your password? Reset it using “Forgot Password?” on the login page. - Choose your preferred verification method (Token or 4-digit PIN). - Start using the app immediately with your selected verification method. Enjoy a seamless and user-friendly interface designed to make your business banking convenient.
Union360 2.0
This business banking app provides a secure platform for corporate payments, including salaries and vendor transactions. Users can generate reports, manage approvals based on custom signing matrices, and view transaction history.
- End-to-end corporate payments
- Salary and vendor payments
- Statement and transaction reports
- Transaction verification and approval
- View pending and historical transactions
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Union360 is your one-stop Business Banking app that offers a secure platform for making end-to-end corporate payments Features: 1. Easy salary, vendor, and suppliers’ payments 2. Generate statement and transaction reports on the go 3. Initiate, verify and approve transactions based on the customer's signing matrix 4. View recent activities, i.e., transactions pending, approval history, and transaction history
Screenshots
Verdict
The clearest difference is rating: GAPS at 1.7 against Union360 2.0's 1.0. GAPS also leads on ratings volume (31 vs 1). Union360 2.0's advantage is monetization model (free vs ad-supported). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GAPS holds the better App Store score, 1.7 against 1.0. That said, the two scores are not equally well evidenced: GAPS has 31 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.
Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.
| Parameter | GAPS | Union360 2.0 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (31 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 31 — better | 1 |
| Update frequency | Every 6 weeks | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 67 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Guaranty Trust Bank PLC | Union Bank of Nigeria Plc |
Customer experience
GAPS
Union360 2.0
In-app purchases
GAPS
No in-app purchases
Union360 2.0
No in-app purchases
