Comparison

GAPS vs Stanbic IBTC e

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GAPS

Manage your business finances on the go with real-time balance checks, transfers, bill payments, and check deposits. This secure platform offers 2-factor authentication for convenient and confident banking anytime, anywhere.

Highlights
  • Real-time balance checks
  • Inter-account transfers
  • Bill payments
  • Check deposits
  • Foreign currency transfers
  • Business loan applications
  • 2-factor authentication
Features
Read full description

Manage your business transactions anywhere, any time with the GAPS-Lite Mobile Banking App. You can check real-time balances, make transfers between your accounts, pay bills, approve bulk payment schedule, deposit checks and so much more on the app. It’s simple and convenient. Key features includes: --> Business on the go Log into your business account(s) anytime, anywhere, using only your password. --> Your Business finances, all in one place Check all your account balances, access business trends, perform foreign currency transfers, manage your cheques, apply for business loans, send account statements to your email or to an embassy of your choice, setup and manage standing orders, and more. --> Confidence in a secured platform Bank with confidence on the GAPS-Lite Mobile App with secured 2-factor authentication (2FA) system. --> Simple and secure set up - Install the app and enter your access code, username, and password. - Forgot your password? Reset it using “Forgot Password?” on the login page. - Choose your preferred verification method (Token or 4-digit PIN). - Start using the app immediately with your selected verification method. Enjoy a seamless and user-friendly interface designed to make your business banking convenient.

About

Stanbic IBTC e

This application provides two-factor authentication for authorizing transactions on digital banking platforms. It enhances security by acting as a soft token for verification.

Highlights
  • Two-factor authentication
  • Transaction authorization
  • Digital platform security
  • Soft token functionality
Features
Read full description

Soft token application is an application that can be used as a two factor authentication for transaction authorization on the banks digital platforms

Screenshots

GAPS4 screens
Stanbic IBTC e3 screens

Verdict

The call

The clearest difference is rating: GAPS at 1.7 against Stanbic IBTC e's 1.0. GAPS also leads on ratings volume (30 vs 3) and iOS requirement (13.0 vs 16). Stanbic IBTC e's advantage is monetization model (free vs ad-supported). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GAPS holds the better App Store score, 1.7 against 1.0. That said, the two scores are not equally well evidenced: GAPS has 30 ratings behind it against 3, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

Scorecard4 real differences · 6 level
GAPS versus Stanbic IBTC e: the parameters behind the verdict, then further details
ParameterGAPSStanbic IBTC e
PriceFreeFree
Rating1.7 (30 ratings) — better1.0 (3 ratings)
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings30 — better3
Update frequencyEvery 6 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better16
Further details — not scored
Size67 MB20 MB
Age rating4+4+
DeveloperGuaranty Trust Bank PLCStanbic IBTC Holdings Plc

Customer experience

GAPS

All ratings30 ratings
Positive16.7%
Neutral3.3%
Negative80.0%
Written reviews11 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Stanbic IBTC e

All ratings3 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

GAPS

No in-app purchases

None

Stanbic IBTC e

No in-app purchases

Questions

Is GAPS free?
GAPS is free to download, with no in-app purchases.
Is Stanbic IBTC e free?
Stanbic IBTC e is free to download, with no in-app purchases.
Which has better reviews, GAPS or Stanbic IBTC e?
GAPS is rated higher. GAPS averages 1.7 out of 5 from 30 ratings, while Stanbic IBTC e averages 1.0 from 3 ratings.
Do GAPS or Stanbic IBTC e have ads?
Neither GAPS nor Stanbic IBTC e shows ads.

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