Expense Note vs SmartChi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Note
A minimalist expense tracker for effortless daily expense recording and management. Quickly input spending, view patterns at a glance, and customize categories. Securely back up your data and start smart spending.
- Quick expense recording
- Intuitive expense management
- Customizable categories
- Data backup and restore
- Multiple currency support
- Secure login
Read full descriptionHide full description
Track your daily expenses easily and simply. A minimalist expense tracker that you can start using right away without complicated setup. Key Features: • Quick Expense Recording - Easily input amount, category, and memo - Record faster with frequently used expense templates • Intuitive Expense Management - View monthly/daily expenses at a glance - Track spending patterns with calendar view - Manage expenses by category • Convenient Features - Customize categories freely - Backup and restore data - Support for multiple currencies • Secure Data Protection - Secure login with Google/Apple account We've removed complicated features and kept only what's essential. Start your smart spending journey with Expense Note today! Privacy Policy: https://bit.ly/41i52ha Terms of Use: https://bit.ly/41guaVu
SmartChi
Read full descriptionHide full description
SmartChi makes tracking your personal expenses fast, simple, and smart — powered by AI that runs entirely on your device. No account, no internet required. - AI QUICK ADD Just type a line like "Coffee at Highlands 45k" — AI automatically splits out the merchant, amount, and suggests the right category, saving instantly. No more multi-field forms for every expense. - AUTOMATIC RECEIPT SCANNING Snap a photo or pick one from your library, and on-device AI reads the amount, date, and merchant name for you to confirm — far faster than typing it all by hand. - AI THAT LEARNS YOUR HABITS The category classifier learns from your own spending patterns and corrections over time, getting smarter with every use — not a rigid fixed keyword list. - SMART BUDGETS Set monthly limits per category and get warned the moment you're approaching or over budget — proactive, not just a report after you've already overspent. - FORECASTING & ANOMALY DETECTION Estimates next month's spending using a weighted average of recent months, and flags categories that spike unusually compared to your normal habits. - 8 LANGUAGES, 8 CURRENCIES Vietnamese, English, Chinese, Spanish, French, Japanese, Korean, German — pick a language and the matching currency (VND, USD, EUR, CNY, JPY, KRW...) is set automatically, changeable independently anytime. - PRIVATE BY DESIGN Lock the app with Face ID/Touch ID to protect your personal spending data. Every AI feature — categorization, receipt OCR, forecasting — runs 100% on-device. No server, no account, no ads, no trackers of any kind. - HOME SCREEN & LOCK SCREEN WIDGETS Glance at this month's total spending, your logging streak, and the budget you're closest to hitting — right from your Home Screen, no need to open the app. - DAILY REMINDERS Turn on a nightly reminder so you never miss logging a transaction, building a lasting money-tracking habit. - MODERN CARD-BASED UI A clean, card-based design with full Light/Dark mode support — easy on the eyes, easy for anyone to use. Download SmartChi today and start managing your money smarter — fast, private, and completely free.
Screenshots
Verdict
The clearest difference is in-app purchases: SmartChi at none against Expense Note's 2. SmartChi also leads on ads (none vs shown). Expense Note's advantage is update cadence (weekly vs every 5 weeks). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Note sells 2 in-app purchases, starting at $1.99 per month. SmartChi asks for nothing beyond the download.
Expense Note ships an update weekly, SmartChi every 5 weeks. The most recent releases landed on October 5, 2026 and October 14, 2026 respectively.
| Parameter | Expense Note | SmartChi |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 90.9% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Weekly — better | Every 5 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 17.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 77 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Techin Park | Suu Nguyen |
In-app purchases
Expense Note
- Monthly Premium3 Days trial$1.991 Month
- Yearly Premium7 Days trial$19.991 Year
SmartChi
No in-app purchases









