Comparison

PayWage vs Setlary MY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayWage

Access your earned income whenever you need it, offering a flexible way to manage your finances. This secure platform helps reduce financial stress and supports better expense planning by giving you control over your pay.

Highlights
  • Access earned income on demand
  • Improve financial wellbeing
  • Support expense planning
  • Discrete and immediate access
  • Reduce money-related stress
  • Safe and secure platform
Features
Read full description

The PayWage app provides employees with the sought-after workplace benefit of Salary on Demand (also called Earned Wage Access). From now on you have the power to access your already earned income anytime you want. PayWage allows for a better and more balanced management of your financial wellbeing and supports your expense planning. It is also discrete and immediate, reducing money-related stress in your daily routine. The experience provided by PayWage is safe and secure, fully complying with all local regulations. Please note, that you must log into our secure app using the details provided to you by your employer, a PayWage subscriber/partner.

About

Setlary MY

Access a portion of your earned salary before traditional payday. Manage bills, emergencies, or daily expenses without high-interest loans. This secure and user-friendly app offers financial flexibility and peace of mind.

Highlights
  • Early wage access
  • Access salary anytime
  • Financial wellness
  • Secure and user-friendly app
  • Financial flexibility
Features
Read full description

Financial Flexibility at Your Fingertips with Setlary MY Introducing Setlary MY, your trusted partner in redefining payday convenience. Our innovative **Earned / Early Wage Access (EWA) solution empowers employees to access a portion of their earned salary anytime, without waiting for traditional payday cycles. Why Choose Setlary MY? - Financial Wellness: Say goodbye to payday stress. Access your salary when you need it most to manage bills, emergencies, or daily expenses, without resorting to other high-interest loans. - Enhanced Productivity: Focus on work and life without the burden of financial constraints. - Secure & User-Friendly: Our mobile app ensures the safety of your personal and employment data, while providing a seamless, intuitive experience. - Unmatched Flexibility: With Setlary MY, you can unlock financial stability by tailoring your payday to fit your needs. Take control of your finances today. Download Setlary MY and experience the freedom of a worry-free payday!

Screenshots

PayWage4 screens
Setlary MY4 screens

Verdict

The call

The clearest difference is review sentiment: Setlary MY at 96% against PayWage's 8%. Setlary MY also leads on update cadence (weekly vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayWage ships an update every 5 weeks, Setlary MY weekly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard2 real differences · 8 level
PayWage versus Setlary MY: the parameters behind the verdict, then further details
ParameterPayWageSetlary MY
PriceFreeFree
Rating3.5 (2 ratings) — better—
Positive reviews8.0% of reviews96.0% of reviews — better
Number of ratings2 — better—
Update frequencyEvery 5 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size30 MB269 MB
Age rating4+17+
DeveloperPAYWAGE PHP INC.Set Gaji Sdn. Bhd.

Customer experience

PayWage

Written reviews50 reviews
Positive8.0%
Neutral4.0%
Negative88.0%

Setlary MY

Written reviews25 reviews
Positive96.0%
Neutral0.0%
Negative4.0%

In-app purchases

None

PayWage

No in-app purchases

None

Setlary MY

No in-app purchases

Questions

Is PayWage free?
PayWage is free to download, with no in-app purchases.
Is Setlary MY free?
Setlary MY is free to download, with no in-app purchases.
Do PayWage or Setlary MY have ads?
Neither PayWage nor Setlary MY shows ads.
Which is updated more often, PayWage or Setlary MY?
PayWage ships an update every 5 weeks, and Setlary MY weekly. Most recently, PayWage was updated on November 3, 2026 and Setlary MY on November 4, 2026.

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