MyState Bank vs Substat

Better banking, made easy. With the MyState Bank app, managing your money has never been simpler. Easy: • See all of your accounts in one simple location, without all of the clutter • Make saving easy with automated savings goals • View and search transactions to see the money coming in or going out of your account • Share your BSB and account details, or create a PayID® to quickly and easily receive payments • Pay your bills, transfer money between your accounts or pay someone instantly with Osko • Add your debit card to the Apple Wallet in just one touch of a button Friendly: • No jargon or complex banking terms…just plain simple language • Our local Customer Care team are ready to help when you need it • Send us a message in-app, or call us via ‘Get in touch’ Smart: • Stay on top of your finances with personalised insights • We’ll support you in reaching your savings goals by keeping you on track with goal-based insights • We’ll monitor upcoming payments and let you know when things might be a bit tight • We’ll track your spending, saving and cash flow, and alert you to changes you need to know about • We’ll notify you if we spot a chance to boost your savings Secure: • Protect yourself with biometric security (Face ID on supported devices) • Manage your payment limits • Lock your debit cards temporarily, or order a replacement card if it is lost or stolen • Change your debit card PIN at any time • Control where and how you use your debit card, such as for online purchases or overseas card use PayID is a registered trademark of NPP Australia Limited. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Terms of use at http://mystate.com.au/legal © MyState Bank Limited (MyState Bank) ABN 89 067 729 195 AFSL and Australian Credit Licence Number 240896. A wholly owned subsidiary of MyState Limited ABN 26 133 623 962.

Substat helps you take control of your subscriptions and recurring bills - so you're never caught off guard by an unexpected charge. Add any subscription in seconds. Choose from 100+ popular services including Netflix, Spotify, Adobe, ChatGPT, and more - or add your own. Substat pre-fills the icon, colour, and category so your dashboard always looks great. KNOW WHAT YOU'RE SPENDING See your total monthly and yearly spend at a glance. Switch between list, card, and grid views. Filter and sort by category, price, renewal date, and more. NEVER MISS A RENEWAL Get notified before your subscriptions renew. Set reminders 1, 3, or 7 days in advance. Yearly subscriptions are opted in automatically - because those are the ones that catch you off guard. TRACK FREE TRIALS Add trials with an end date and get reminded before they convert to paid. See which trials have expired so you can decide whether to convert or cancel. BEAUTIFUL ANALYTICS See your spending broken down by category. Find your biggest subscriptions. Track lifetime spend per service. SUBSCRIPTION DETAILS Tap any subscription to see full details - renewal date, days remaining, monthly and yearly equivalent cost, lifetime spend, and your own notes. BUILT FOR AUSTRALIA Includes local services like Stan, Binge, Kayo Sports, Everyday Extra, Coles Plus, and more. Supports AUD and 15 other currencies. PRIVATE BY DEFAULT Everything stays on your device. No account required. No data ever leaves your phone. No ads, ever. SUBSTAT PRO Unlock the full Substat experience with a 14-day free trial. After your trial, continue with Pro for $2.99/month or $19.99/year. Cancel anytime. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pabloturzan.github.io/substat/