Moniepoint Personal Banking vs gSub
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moniepoint Personal Banking
This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.
- Open bank account instantly
- Send and receive money fast
- Earn up to 18% interest on savings
- Convenient bill payments
- Buy airtime with cashback
- Request debit card
- Secure online banking
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Experience banking that simply works. Moniepoint Personal Banking gives you fast, 99.9% reliable transfers, high-yield savings accounts, and seamless everyday payments built for your lifestyle. Join millions of Nigerians who trust Moniepoint for their daily financial needs. --- WHY CHOOSE MONIEPOINT? Seamless, Reliable Money Transfers • Experience instant transfers that never leave you stranded. • Enjoy 99.9% transaction uptime with real-time debit and credit alerts. • Free monthly transfers for eligible young adults (ages 16–24). High-Yield Savings That Grow With You • Earn competitive interest rates of up to 20% per annum on your savings. • Find a savings plan that suits you: - Save As You Transact (SAYT): Automatically set aside a percentage every time you spend. - Target Savings: Build disciplined funds for school fees, rent, or special projects. - Flexible Savings: Save for emergencies and withdraw anytime you need it. - Fixed Savings: Lock funds securely and lock in guaranteed returns. Fast Debit Card Delivery • Request a Moniepoint debit card directly from the app. • Fast delivery straight to your doorstep within 48 hours. • Use your card seamlessly at any POS, ATM, or web checkout across Nigeria. Offline USSD Banking (*5573#) • No internet? No problem. Transfer money, buy airtime, and check your balance using our *5573# USSD code from any phone. Effortless Bill & Utility Payments • Pay electricity bills, cable TV subscriptions (DStv, GOtv, StarTimes), and internet bundles in seconds. • Buy airtime and mobile data across all major networks with instant cashback rewards. --- BANK-GRADE SECURITY & COMPLIANCE Your Funds Are Safe & Insured • Fully licensed by the Central Bank of Nigeria (CBN). • All customer deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC). • Advanced security with biometric login, end-to-end encryption, and 24/7 fraud monitoring. --- NEED HELP? WE ARE HERE FOR YOU Our dedicated support team is available 24/7 to assist with any questions or account requests: • In-App Live Chat: Available 24/7 directly within the app • Helpline: 01 888 9990 • Website: www.moniepoint.com • WhatsApp: +234 908 843 0803 • Social Media: @moniepointmfb • Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos, Nigeria Download Moniepoint Personal Banking today and take full control of your money!
gSub
Effortlessly track and manage all your recurring payments in one place. Get timely reminders for renewals to avoid missed payments and surprise charges. Understand your subscription spending with a clear overview.
- Track unlimited subscriptions
- Smart renewal reminders
- Expense overview by category
- Clean and simple dashboard
- Secure and private data storage
- Customizable billing cycles
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Stop Paying for Forgotten Subscriptions Subscriptions make life easier, but they can also quietly drain your wallet. Whether it's Netflix, Spotify, Apple One, ChatGPT, Canva, Adobe, Google One, Amazon Prime, gym memberships, domain renewals, or any recurring bill, gSub helps you organize everything in one place. Stay ahead of renewal dates, avoid unexpected charges, and understand exactly how much you're spending every month. WHY CHOOSE GSUB? Save Money Know where your money goes and avoid paying for subscriptions you no longer need. Never Miss a Renewal Receive timely reminders before your subscriptions renew, so you're always in control. Understand Your Spending See your monthly and yearly subscription costs with clear insights that help you make smarter financial decisions. Manage Everything in One Place Track streaming services, software subscriptions, memberships, cloud services, domain renewals, phone plans, and other recurring payments from a single dashboard. Home Screen Widgets Quickly check upcoming renewals right from your Home Screen. Available in 15 Languages Use gSub in your preferred language with support for users around the world. FEATURES Track subscriptions and recurring bills Flexible billing cycles: Monthly, Yearly, Weekly, Quarterly, or Custom Smart renewal reminders Monthly and yearly spending summaries Categories for better organization Multiple currencies Analytics dashboard Quick Start setup for faster onboarding Secure iCloud backup and restore Multiple Languages Premium features including unlimited subscriptions and advanced capabilities PERFECT FOR TRACKING Netflix, Spotify, Apple One, Apple Music, iCloud+, YouTube Premium, Amazon Prime, Disney+, Max, Hulu, ChatGPT Plus, Claude Pro, Canva Pro, Adobe Creative Cloud, Microsoft 365, Google One, Dropbox, GitHub Copilot, hosting, domain renewals, gym memberships, insurance, internet bills, phone bills, and more. UPGRADE TO PREMIUM Unlock unlimited subscriptions, premium widgets, cloud backup, advanced insights, and future premium features. YOUR PRIVACY MATTERS Your subscription data belongs to you. gSub is designed to help you stay organized while keeping your information secure and under your control. Download gSub today and take control of every subscription with confidence. Privacy Policy: https://greattechnical.com/gsub-privacy/ Terms of Use (EULA): https://greattechnical.com/gsub-end-user-license-agreement/ Need help or have a question? Contact us at support@greattechnical.com
Screenshots
Verdict
The clearest difference is review sentiment: gSub at 100% against Moniepoint Personal Banking's 51%. gSub also leads on rating (5.0 vs 4.6). Moniepoint Personal Banking's advantage is in-app purchases (none vs 5) and ratings volume (33K vs 2). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. gSub sells 5 in-app purchases, starting at $2.99 per month. Moniepoint Personal Banking asks for nothing beyond the download.
gSub holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Moniepoint Personal Banking has 33K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 51% of Moniepoint Personal Banking's written reviews are positive against 100% of gSub's.
Moniepoint Personal Banking ships an update fortnightly, gSub every 9 days. The most recent releases landed on October 27, 2026 and October 16, 2026 respectively.
| Parameter | Moniepoint Personal Banking | gSub |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (33K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 50.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 33K — better | 2 |
| Update frequency | Fortnightly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Best chart rank | #206 — better | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 267 MB | 70 MB |
| Age rating | 17+ | 12+ |
| Developer | Moniepoint | Great Technical |
Customer experience
Moniepoint Personal Banking
gSub
Bugs and requests
Moniepoint Personal Banking
Reported bugs
3 issues- App crashes on login
- Delayed money transfers
- Account verification delays
Requested features
3 requests- Hide account balance option
- Expand supported payment platforms
- Improve customer support responsiveness
gSub
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Moniepoint Personal Banking
No in-app purchases
gSub
- gSub Pro7 Days trial$2.991 Month
- 1 month free1 Month trial$2.991 Month
- gSub Pro7 Days trial$6.993 Months
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- Premium7 Days trial$19.991 Year
- English1 Year trial$19.991 Year









