Wave Merchant vs NgweKhin
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wave Merchant
This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.
- Dynamic QR code payments
- Real-time transaction history
- Business analytics
- Bank settlement
- Secure over-the-counter payments
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Fast, Easy, and Safe Online Payments - Myanmar's Leading Mobile Financial Service. Introduced by Wave Money, the Wave Merchant app brings fast, easy, and secure over-the-counter payment solutions not only for merchants and shops to track each transaction and analyze financial data but also for customers to make payments easier and more convenient. The app includes the following features: Dynamic QR: Customers can now enjoy the most convenient "Scan and Pay" functionality. The cashier keys in the specific payment amount, and customers can effortlessly and conveniently complete their payment by scanning the Dynamic QR code provided by the Wave Merchant app. Real-Time Transaction History Detail & Analytics: Merchants receive real-time transaction notifications and gain access to detailed transaction information. Additionally, the app provides a business analytics tool, allowing merchants to view their total transactions, sales, average daily transactions, average daily sales, etc. Bank Settlement: Merchants can seamlessly settle payments to their linked bank accounts. The app facilitates both cashing into the linked bank account and cashing out from it.
NgweKhin
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AI-powered expense tracking made simple. Enter any amount and let AI auto-categorize, summarize, and reveal insights to help you manage your money smarter.
Screenshots
Verdict
The clearest difference is update cadence: NgweKhin at every 10 days against Wave Merchant's every 4 months. Wave Merchant's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Wave Merchant ships an update every 4 months, NgweKhin every 10 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | Wave Merchant | NgweKhin |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (10 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 10 — better | — |
| Update frequency | Every 4 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 69 MB | 24 MB |
| Age rating | 17+ | 4+ |
| Developer | Wave Money | ZawMin Tun |
In-app purchases
Wave Merchant
No in-app purchases
NgweKhin
No in-app purchases









