Comparison

Wave Merchant vs NgweKhin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wave Merchant

This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.

Highlights
  • Dynamic QR code payments
  • Real-time transaction history
  • Business analytics
  • Bank settlement
  • Secure over-the-counter payments
Features
Read full description

Fast, Easy, and Safe Online Payments - Myanmar's Leading Mobile Financial Service. Introduced by Wave Money, the Wave Merchant app brings fast, easy, and secure over-the-counter payment solutions not only for merchants and shops to track each transaction and analyze financial data but also for customers to make payments easier and more convenient. The app includes the following features: Dynamic QR: Customers can now enjoy the most convenient "Scan and Pay" functionality. The cashier keys in the specific payment amount, and customers can effortlessly and conveniently complete their payment by scanning the Dynamic QR code provided by the Wave Merchant app. Real-Time Transaction History Detail & Analytics: Merchants receive real-time transaction notifications and gain access to detailed transaction information. Additionally, the app provides a business analytics tool, allowing merchants to view their total transactions, sales, average daily transactions, average daily sales, etc. Bank Settlement: Merchants can seamlessly settle payments to their linked bank accounts. The app facilitates both cashing into the linked bank account and cashing out from it.

About

NgweKhin

Features
Read full description

AI-powered expense tracking made simple. Enter any amount and let AI auto-categorize, summarize, and reveal insights to help you manage your money smarter.

Screenshots

Wave Merchant4 screens
NgweKhin4 screens

Verdict

The call

The clearest difference is update cadence: NgweKhin at every 10 days against Wave Merchant's every 4 months. Wave Merchant's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Wave Merchant ships an update every 4 months, NgweKhin every 10 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
Wave Merchant versus NgweKhin: the parameters behind the verdict, then further details
ParameterWave MerchantNgweKhin
PriceFreeFree
Rating4.2 (10 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings10 — better—
Update frequencyEvery 4 monthsEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size69 MB24 MB
Age rating17+4+
DeveloperWave MoneyZawMin Tun

In-app purchases

None

Wave Merchant

No in-app purchases

None

NgweKhin

No in-app purchases

Questions

Is Wave Merchant free?
Wave Merchant is free to download, with no in-app purchases.
Is NgweKhin free?
NgweKhin is free to download, with no in-app purchases.
Do Wave Merchant or NgweKhin have ads?
Neither Wave Merchant nor NgweKhin shows ads.
Which is updated more often, Wave Merchant or NgweKhin?
Wave Merchant ships an update every 4 months, and NgweKhin every 10 days. Most recently, Wave Merchant was updated on October 24, 2026 and NgweKhin on October 28, 2026.

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