ShiftKey Wallet vs HausMoney

ShiftKey users: Get paid instantly¹ and take control of your finances with ShiftKey Wallet, powered by Branch. Instant Access to Payments¹ Money lands in your account moments after your invoice is approved.¹ You get a digital debit card and business account⁴, without the hassle of minimum balances, credit checks, or monthly account fees. FDIC-backed Security Your hard-earned money is protected, thanks to FDIC deposit insurance from Evolve Bank & Trust. Financial Flexibility Make payments using your Mastercard debit card, or connect your digital card directly to Apple Pay. You can also link to your favorite apps, like Venmo and PayPal. With ShiftKey Wallet, you can: • Easily manage your budget, pay bills, and achieve savings goals • Earn cash back rewards for everyday purchases • Use your ShiftKey Card wherever Mastercard is accepted⁴ • Easily withdraw cash at any of the 55,000+ ATMs in the Allpoint Network² • Transfer money to another bank account or debit card³ Start your account setup in the ShiftKey App. Disclosures ¹ Timing of payments may vary based on invoice approvals and are subject to a $2.95 fee per payment from ShiftKey. Manual review of an invoice usually takes less than 24 hours but can take up to a week. Once your invoice is approved, we can start processing your payment. ² There are no in-network ATM fees for the first 8 transactions per month. A $2 ATM fee will apply for any in-network ATM withdrawal after the eighth transaction within any given month. ³ There is no cost to use the ShiftKey Wallet app or debit card. However, you may incur a small fee if you choose to instantly transfer your funds to an external debit card or account. ⁴ Banking services are provided by Evolve Bank & Trust, Member FDIC. ShiftKey Wallet, powered by Branch, is a Mastercard business debit card and account issued by Evolve Bank & Trust, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted subject to certain restrictions, local laws, and regulations.

1. Instant Tip Access and Easy Money Management Get Your Tips Faster! Receive your tips directly into your digital account, giving you immediate access to your earnings. Payroll Direct Deposit Simplify your total earnings into one account for easy access, spending, and financial control. 2. All-In-One Financial Solution HausMoney App Experience Manage your physical and virtual card, direct deposit, and control your financial health all in one convenient and easy-to-use mobile app. Hassle-Free and Fee-Free Account Enjoy the benefits of free checking with no monthly service fees or minimum balance requirements. Digital Wallet Integration Add your Mastercard HausMoney card to Apple Pay or Google Pay for quick and secure payments. Prosper Differently Use your HausMoney card for everyday purchases, paying bills, and managing your finances in a way that suits your unique needs. The HausMoney card has no annual fees, but some fees may apply, including out of network ATM fees, late payment fees, and other fees. For more information please see your Cardholder Agreement and Deposit Account Agreement.Use your HausMoney card for everyday purchases, paying bills, and managing your finances in a way that suits your unique needs.