Circlesplit vs MoMo App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Circlesplit
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Circlesplit is a game-changing payment gateway service that reimagines how we make payments by allowing us to request funds from friends and family. Financial transactions, we believe, should be collaborative, empowering, and accessible to everybody. We've used the power of community donations to develop a one-of-a-kind and revolutionary payment solution with Circlesplit. Our platform makes it simple to gather funds from friends and family in order to complete your desired payments. Circlesplit streamlines the procedure while amplifying the potential of financial collaboration. Join the Circlesplit community and discover the potential of collaborative payments for yourself. Accept the ease, flexibility, and empowerment that come with leveraging your network's aggregate financial strength. Together, we can make dreams come true and change the way we pay.
MoMo App
Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.
- All financial needs in one place
- Secure biometric login
- Send and receive money
- Instant bill payments
- Access loans and advances
- Virtual card for online shopping
- Scan and pay with QR codes
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Send and receive money locally and internationally effortlessly with MoMo. Features: • Send and receive money locally and internationally • Pay bills quickly and securely • Deposit and CashOut with ease • Scan and pay with QR codes • Shop online safely with a virtual card • Access loans and advances when you need them • Grow your money with savings and investment options • Buy airtime and data instantly • Buy tickets for events and services • Secure biometric login for fast access App Availability: Available in Benin, Cameroon, Congo-Brazzaville, Côte d'Ivoire, Ghana, Uganda, and Zambia. South Africa and Nigeria users can download their dedicated local MoMo apps.
Screenshots
Verdict
The clearest difference is ads: MoMo App at none against Circlesplit's shown. MoMo App also leads on chart position (#172 vs unranked). Circlesplit's advantage is device support (3 vs 1). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 4, 2026 and October 19, 2026 respectively.
| Parameter | Circlesplit | MoMo App |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.5 (1.3K ratings) — better |
| Positive reviews | — | 22.3% of reviews |
| Number of ratings | — | 1.3K — better |
| Update frequency | Monthly | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | — | Free |
| Best chart rank | — | #172 — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 38 MB | 90 MB |
| Age rating | 17+ | 17+ |
| Developer | fusionelle consult | MTN FINTECH(PTY) LTD |
Bugs and requests
Circlesplit
Not enough reviews yet to summarise bugs or requests.
MoMo App
Reported bugs
5 issues- OTP generation failure
- Verification link issues
- Inability to log in
- Unresponsive app features
- Incompatibility with eSIM
Requested features
5 requests- Add YelloSave feature
- Improve verification process
- Integrate more services
- Allow profile picture customization
- Optimize app performance
In-app purchases
Circlesplit
No in-app purchases
MoMo App
No in-app purchases









