Comparison

First State Bank MI Mobile vs Splitsy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First State Bank MI Mobile

Manage your bank accounts securely from your mobile device. Features include checking balances, viewing transactions, transferring funds, depositing checks, and sending/receiving money with Zelle®. It also offers bill pay, card protection, account alerts, credit monitoring, and branch/ATM locators.

Highlights
  • Instant Balance check
  • Transaction history viewing
  • Fund transfers
  • Mobile check deposit
  • Send/receive money with Zelle®
  • Bill payment
  • Card Guard protection
  • Credit Sense monitoring
Features
Read full description

The First State Bank Digital Banking App allows you to access your banking from your favorite mobile device. Our app was designed to allow you to access accounts securely, make payments and transfers, deposit checks, manage budgets and more. Connect with services you have come to rely on from virtually anywhere.

About

Splitsy

Effortlessly divide shared expenses by scanning receipts with AI. Assign items with a tap and instantly share individual totals via your favorite messaging apps, eliminating awkward bill math.

Highlights
  • AI receipt scanning
  • Automatic item and price reading
  • Tap-to-assign item splitting
  • Automatic division of shared items
  • Instant sharing of individual totals
  • Support for various messaging apps
Features
Read full description

Stop doing awkward bill math. Splitsy uses AI to scan your receipt and split it fairly in seconds. SNAP YOUR RECEIPT Just take a photo of any receipt. Our AI instantly reads every item and price — no manual entry needed. ASSIGN WITH A TAP Tap each item to assign who had what. Splitting an appetizer? Assign it to multiple friends and Splitsy divides it automatically. SHARE INSTANTLY Send everyone their total via text, WhatsApp, or any messaging app. No more "I'll Venmo you later" confusion. PERFECT FOR - Dinner with friends - Group trips - Roommate expenses - Work lunches - Date nights Splitsy — Because friends don't let friends do bill math. Terms of Use: https://acatmpf.github.io/splitsy-privacy/terms.html Privacy Policy: https://acatmpf.github.io/splitsy-privacy/

Screenshots

First State Bank MI Mobile4 screens
Splitsy4 screens

Verdict

The call

The clearest difference is review sentiment: Splitsy at 100% against First State Bank MI Mobile's 32%. Splitsy also leads on ads (none vs shown) and rating (5.0 vs 4.6). First State Bank MI Mobile's advantage is in-app purchases (none vs 1) and ratings volume (1K vs 3). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitsy sells 1 in-app purchase, starting at $2.99 per month. First State Bank MI Mobile asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Splitsy holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: First State Bank MI Mobile has 1K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 32% of First State Bank MI Mobile's written reviews are positive against 100% of Splitsy's.

Scorecard6 real differences · 4 level
First State Bank MI Mobile versus Splitsy: the parameters behind the verdict, then further details
ParameterFirst State Bank MI MobileSplitsy
PriceFreeFree
Rating4.6 (1K ratings)5.0 (3 ratings) — better
Positive reviews32.4% of reviews100.0% of reviews — better
Number of ratings1K — better3
Update frequencyEvery 4 months—
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size99 MB34 MB
Age rating4+4+
DeveloperFirst State Bank (MI)CHIN leung

Customer experience

First State Bank MI Mobile

All ratings919 ratings
Positive94.1%
Neutral1.7%
Negative4.1%
Written reviews37 reviews
Positive32.4%
Neutral8.1%
Negative59.5%

Splitsy

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

First State Bank MI Mobile

Reported bugs

8 issues
  • Face ID authentication doesn't work properly - still requires password entry
  • Login credentials rejected despite being correct
  • App frequently crashes or becomes unavailable
  • Website frequently down alongside app
  • App won't open after updates
Show 3 more
  • Photo deposit feature malfunctions
  • Account locked when accessing from different states
  • Sign-in bugs make app unusable

Requested features

5 requests
  • Transaction memos/notes for reminders
  • Higher check deposit limits ($25k-$50k)
  • More detailed transaction information
  • Improved app stability and reliability
  • Better feature parity with competitor apps like JPMorgan Chase

Splitsy

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

First State Bank MI Mobile

No in-app purchases

1 purchases

Splitsy

Subscriptions1
  • Splitsy Pro$2.991 Month

Questions

Is First State Bank MI Mobile free?
First State Bank MI Mobile is free to download, with no in-app purchases.
Is Splitsy free?
Splitsy is free to download, with in-app purchases available.
Which has better reviews, First State Bank MI Mobile or Splitsy?
Splitsy is rated higher. First State Bank MI Mobile averages 4.6 out of 5 from 1K ratings, while Splitsy averages 5.0 from 3 ratings.
Do First State Bank MI Mobile or Splitsy have ads?
First State Bank MI Mobile shows ads; Splitsy does not.

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