Robinhood Banking vs ­Moonshot

The power of private banking paired with the only credit card you’ll need. GOLD CARD • Earn 3% cash back on all categories². • Use virtual cards with disposable card numbers for smarter, more private spending. • Securely manage your account—track spending, report suspicious transactions quickly, and freeze or unfreeze your card at any time. • Build your family's credit with the option to add cardholders of any age and track spending, set spending limits, and lock lost cards. • Enjoy no annual fee for Robinhood Gold members². • Travel, shop, and spend confidently with built-in protections, extended warranties, and 24/7 concierge support through Visa Signature. ROBINHOOD BANKING • Explore elevated essentials for modern banking like high-yield Savings accounts, 35,000 no-fee ATMs, 24/7 customer support, and more.¹ • Get full-service banking—wire transfers, check services, premium checkbooks—without ever visiting a branch. • Unlock premier banking benefits like high-yield on Checking, free wire transfers, and no-fee ATMs including out-of-network rebates with an eligible direct deposit, over $100K in assets across Robinhood, and a Robinhood Gold membership. Disclosures: Robinhood Gold Visa® Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (RCT), is a financial technology company, not a bank. Individual credit limits will vary by applicant and are subject to credit approval and underwriting. See if you’re approved with no impact to your credit score. Your credit will not be impacted unless you decide to accept the card offer. ¹All features and benefits require a monthly direct deposit amount of at least $1,000 into a Robinhood Checking account. Try benefits without direct deposit for a limited preview of 60 days. Transaction limits and fees may apply and depend on your relationship tier. An active Robinhood Gold subscription is required for Robinhood Banking. The Annual Percentage Yield (APY) is accurate as of January 29, 2026, and may change at any time before or after account opening. ²See full rates and fee details. Some limitations or conditions may apply. Must have Robinhood Financial brokerage account to redeem cash back. See rewards program terms for details. Rewards program terms are subject to change. To earn three (3) Points for each dollar of Eligible Purchases, the Robinhood Gold Card requires an active annual Robinhood Gold subscription and does not include a 30 day free trial. Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (RHG). RCT and RHG are subsidiaries of Robinhood Markets, Inc. (Robinhood). Robinhood Banking is a financial services platform offered by Robinhood Money, LLC (RHY). RHY is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. RHY is a subsidiary of Robinhood. Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2026 Robinhood. All rights reserved.

Moonshot is the easiest way to discover, buy, and sell memecoins. Convert cash to moonshots in minutes. EASY DEPOSIT & WITHDRAWAL ■ Make cash deposits with Apple Pay, credit & debit cards, and bank transfers in a few minutes. ■ Cash out your holdings at any time with easy bank transfers. FIND MOONSHOTS ■ See trending memes that people are buying most. ■ Get live updates about hot moonshots and track your holdings. ■ Share your gains with your friends after taking profits. STAY IN CONTROL ■ Sign in with Face ID; no password needed. ■ Own your funds. Moonshot is a self-custodial wallet that only you have control over. We can never access or freeze your funds. ■ Export your wallet keys at any time. SUPPORT & TERMS ■ Have feedback? Please contact us at https://support.moonshot.com ■ Terms of service available at https://moonshot.com/terms DISCLOSURES Moonshot is not an exchange and provides no investment advice, offers, solicitations, or recommendations. All memecoins on this platform are intended for entertainment, social interaction, and cultural purposes only. Memecoins do not possess utility or functionality. Digital assets are highly speculative and may experience significant and unpredictable market price volatility. Users should expect no profit or return and may lose their entire investment. Fiat-crypto conversion provided by Coinbase Global, Inc., Robinhood Crypto, LLC, or MoonPay, Inc. Cash balances held in USDC. All transactions occur on-chain via your self-custodial wallet. Moonshot charges transaction fees that vary with network conditions. Moonshot is merely a visual interface to decentralized exchanges and does not exchange, develop, create, maintain, or endorse any digital asset. Price data may be inaccurate or delayed.