OUTsurance vs Virseker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OUTsurance
Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.
- Manage insurance policies
- Start new insurance quotes
- Submit and track claims
- Request emergency assistance
- Refer friends for discounts
- Join SmartDrive program
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There’s only one way to get the most OUT of your insurance. And that’s with the OUTsurance app. Whether it’s managing your policy, helping you in an emergency, making claims easy, or even getting discounts when you successfully refer a friend, it’s all doable wherever you are, 24/7. Top features: • Start quotes for car, home contents, buildings, life and business insurance products. • Buy a funeral plan or OUTthere on-demand life cover in a few taps. • Add a new valuable to your existing policy. • View your policy details and OUTbonus amount with the respective due date. • Refer friends and family and get R1000 off our premium for every successful referral. • Register for our SmartDrive programme and receive up to 10% discount on your premium. • Request emergency assistance for your car and your home, 24/7. • Add a contact person to your policy and edit your own contact details. • Request changes to your current policies. • Request documents, such as confirmation of cover and policy schedules. • Update your vehicle registration details. • Complete a windscreen and geyser claim in record time. • Submit a claim for your products. • Track your entire claims process.
Virseker
Manage your insurance policies and access all policy information in one place. Quickly contact support during emergencies and complete vehicle inspections. Features biometric login for enhanced security.
- Policy management
- Access policy information
- Emergency support contact
- Vehicle inspection completion
- Biometric login (face/fingerprint)
- Secure information storage
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Virseker se toep is hier sodat jy met gemak jou polis kan bestuur en al jou polisinformasie met die druk van 'n knoppie in een plek kan kry! Ons bystand nommers is reeds op die toep gelaai sodat jy vining en maklik met die druk van 'n knoppie by ons kan uitkom wanneer daar ‘n noodgeval is. Jy sal ook maklik met die toep jou kar inspeksie kan voltooi. Jou informasie is veilig by ons, vir ekstra veiligheid het ons biometriese tegnologie geintegreer sodat jy met jou gesig en vingerafdruk kan in-teken. Bly op die uitkyk uit vir opgraderings op funksionaliteit om jou ervaring nog beter te maak.
Screenshots
Verdict
OUTsurance and Virseker both sit at 4.8 stars, but that hides the real split: 62% of OUTsurance's written reviews are positive against 20% of Virseker's. OUTsurance also leads on update cadence (fortnightly vs every 2 months) and ratings volume (384 vs 10). Virseker's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Virseker holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: OUTsurance has 384 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 62% of OUTsurance's written reviews are positive against 20% of Virseker's, so the app with the better star average is not the one people write more warmly about.
OUTsurance ships an update fortnightly, Virseker every 2 months. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.
| Parameter | OUTsurance | Virseker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (384 ratings) | 5.0 (10 ratings) — better |
| Positive reviews | 62.1% of reviews — better | 20.0% of reviews |
| Number of ratings | 384 — better | 10 |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 81 MB | 75 MB |
| Age rating | 4+ | 4+ |
| Developer | OUTsurance | Auto & General |
Customer experience
OUTsurance
Virseker
Bugs and requests
OUTsurance
Reported bugs
13 issues- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy
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- Vehicle tracking not recording trips
- Biometric login is not functional
- Registration process for existing clients is broken
- App does not open after latest update
- Scanning barcode on license disc closes the app
- App doesn't show tracking on iPhone
- Email required error when loading info during vehicle insurance
- App keeps saying email is required when it's provided
Requested features
8 requests- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders
Show 3 moreShow fewer
- Add dark mode option
- Improve app compatibility with older devices
- Allow viewing of policy details for multiple vehicles under one policy
Virseker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OUTsurance
No in-app purchases
Virseker
No in-app purchases
Questions
Is OUTsurance free?
Is Virseker free?
Which has better reviews, OUTsurance or Virseker?
Do OUTsurance or Virseker have ads?
Which is updated more often, OUTsurance or Virseker?
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