Comparison

Edike vs Stanbic IBTC Mobile 3.0

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Edike

This fintech app provides financing for school fees for parents and guardians across Africa. It offers a seamless platform to cover educational expenses instantly and pay later, empowering students to achieve their academic goals.

Highlights
  • School fees financing
  • Instant payment, pay later
  • Direct-to-school payment
  • Flexible repayment options
  • Data privacy
  • Beneficiary management
Features
Read full description

Welcome to the school fees financing app for Africans! Edike is a fintech solution designed to provide school fees financing to parents and guardians with children in primary, secondary and tertiary institutions in Africa. We offer a seamless platform that enables our customers to cover their children’s educational expenses instantly, and pay later. Edike is a first of its kind, innovative mobile school fees financing application, built on cutting-edge technology, offering personalized services, ease of use and excellent customer experience. We empower students to pursue their educational dreams without the worry of financial constraints. Enjoy the following unique features available on the App: - Quick & easy signup/profile setup - Add Beneficiaries - Direct-to-school payment - Flexible repayment options - Guaranteed data privacy

About

Stanbic IBTC Mobile 3.0

This comprehensive finance app allows users to manage banking, insurance, stocks, mutual funds, and pensions. It offers voice banking, an electronic wallet, and the ability to open an instant account or wallet without being an existing customer.

Highlights
  • Voice Banking
  • Insurance module
  • Stocks trading
  • Mutual Funds investing
  • Electronic wallet (@ease)
  • Pensions module
  • Instant account opening
Features
Read full description

The Stanbic IBTC super app is a true all-rounder. The 3.0 app empowers you to do the following: • Bank as quick as you speak. with Voice Banking. • Defend your treasures with the new Insurance module. • Trade like a legend with the new Stocks module. • Invest like a hero with the Mutual Funds module. • Enjoy Easy Banking with the electronic wallet - @ease. • Rescue tomorrow with the Pensions module. You do not have to be a customer of Stanbic IBTC to access and experience the new mobile app, you can open an instant account or an @ease wallet with the mobile app in minutes! Already a customer and forgot your password? Not to worry! The new and easy ‘forgot password’ feature will get you going in no time. What are you waiting for? Download the new Stanbic IBTC mobile app to activate power in your palms!

Screenshots

Edike4 screens
Stanbic IBTC Mobile 3.02 screens

Verdict

The call

The clearest difference is rating: Edike at 5.0 against Stanbic IBTC Mobile 3.0's 2.9. Edike also leads on iOS requirement (12.0 vs 15.5). Stanbic IBTC Mobile 3.0's advantage is ratings volume (117 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Edike holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: Stanbic IBTC Mobile 3.0 has 117 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Edike ships an update every 4 months, Stanbic IBTC Mobile 3.0 every 3 months. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

Scorecard3 real differences · 7 level
Edike versus Stanbic IBTC Mobile 3.0: the parameters behind the verdict, then further details
ParameterEdikeStanbic IBTC Mobile 3.0
PriceFreeFree
Rating5.0 (1 ratings) — better2.9 (117 ratings)
Positive reviews—12.7% of reviews
Number of ratings1117 — better
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better15.5
Further details — not scored
Size36 MB185 MB
Age rating17+4+
DeveloperCompetence Asset Management Company LimitedStanbic IBTC Holdings Plc

Customer experience

Edike

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Stanbic IBTC Mobile 3.0

All ratings109 ratings
Positive39.4%
Neutral12.8%
Negative47.7%
Written reviews79 reviews
Positive12.7%
Neutral6.3%
Negative81.0%

In-app purchases

None

Edike

No in-app purchases

None

Stanbic IBTC Mobile 3.0

No in-app purchases

Questions

Is Edike free?
Edike is free to download, with no in-app purchases.
Is Stanbic IBTC Mobile 3.0 free?
Stanbic IBTC Mobile 3.0 is free to download, with no in-app purchases.
Which has better reviews, Edike or Stanbic IBTC Mobile 3.0?
Edike is rated higher. Edike averages 5.0 out of 5 from 1 ratings, while Stanbic IBTC Mobile 3.0 averages 2.9 from 117 ratings.
Do Edike or Stanbic IBTC Mobile 3.0 have ads?
Neither Edike nor Stanbic IBTC Mobile 3.0 shows ads.
Which is updated more often, Edike or Stanbic IBTC Mobile 3.0?
Edike ships an update every 4 months, and Stanbic IBTC Mobile 3.0 every 3 months. Most recently, Edike was updated on November 3, 2026 and Stanbic IBTC Mobile 3.0 on November 8, 2026.

Other comparisons