Comparison

Cashew vs Zerosum

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cashew

This app helps you understand your spending habits by allowing you to set flexible budgets and visualize your financial progress with charts. Track subscriptions, recurring transactions, and manage finances across different currencies with a personalized interface.

Highlights
  • Flexible budgeting (monthly, weekly, custom)
  • Visual spending reports (pie charts, bar graphs)
  • Subscription and recurring transaction tracking
  • Personalized interface (dark mode, accent colors)
  • Multi-currency support with conversion rates
  • Timely reminders for transactions
Read full description

Take control of your money with Cashew, a free all-in-one expense tracker, budget planner, and personal finance manager. Track spending, manage budgets, understand where your money goes, and build better financial habits with a fast, flexible experience you can customize to fit your life. Flexible Budgeting: Create a budget that fits your life. Plan by week, month, year, or any custom period, adjust as your needs change, and stay on top of your spending without rigid rules. Clear Spending Insights: Turn everyday transactions into useful insights with interactive line charts, pie charts, and bar graphs. Spot spending trends, compare periods, and make more informed financial decisions. See Where Your Money Goes: Review your spending history, understand your habits, find unnecessary expenses, and uncover more opportunities to save. Fast Daily Expense Tracking: Add expenses and income in seconds with an intuitive interface built for quick, everyday use. Less friction makes it easier to keep your finances up to date. Stay Ahead of Bills: Track subscriptions, recurring expenses, and upcoming payments in one place, with automatic reminders to help you avoid missed bills. Make It Yours: Customize colors, themes, layouts, categories, and settings so your budget tracker feels personal and works the way you do. Multi-Currency Money Management: Track money across multiple currencies with automatic exchange rates plus accurate balance and net worth calculations. Private & Secure: Your financial data stays on your device. Your data is never collected, shared, or sold. Start building better money habits today. Download Cashew to track expenses, plan your budget, monitor spending, and manage your personal finances with confidence. Privacy Policy: https://cashewapp.web.app/policy.html#policy Terms of Service: https://cashewapp.web.app/policy.html#terms

About

Zerosum

This app helps you meticulously plan your finances using a zero-based budgeting approach. It allows you to allocate every dollar before spending, track savings goals, and gain insights through detailed analytics and forecasts. You can choose between automatic bank syncing or manual entry, and even share your budget with family.

Highlights
  • Zero-based budgeting
  • Savings goal tracking
  • Financial analytics and forecasts
  • Recurring transaction scheduling
  • Bank sync or manual entry
  • Family budget sharing
Features
Read full description

Zerosum is zero-based budgeting that actually makes sense. Plan every dollar before you spend it, hit your savings goals, and always know exactly where your money is going. PLAN EVERY DOLLAR Start each month by planning where every dollar goes, so your spending matches your priorities before the money is gone. SAVINGS GOALS THAT FIT REAL LIFE Save on a schedule, refill monthly categories, save by a date, or track open-ended balances. Simple goals for how people actually budget. ANALYTICS AND FORECASTS Net worth, spending by category, cash flow, income trends, and financial forecasts. Twelve reports that help you make better decisions. RECURRING TRANSACTIONS Set bills, subscriptions, and paychecks once with flexible scheduling: daily, weekly, monthly, yearly, or any custom interval. Never enter the same transaction twice. BANK SYNC OR FULLY MANUAL Connect your accounts for automatic imports, or go fully manual. Your workflow, your choice. SHARE WITH FAMILY Share a budget with your partner or family so everyone stays on the same page. Your money, organized. Start with a free 1 month trial. SUBSCRIPTIONS Zerosum offers Basic, Plus and Pro plans, each available monthly or annually. Prices are shown in the app before purchase. Payment is charged to your Apple Account at confirmation of purchase, and your subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use: https://zerosum.so/terms Privacy Policy: https://zerosum.so/privacy

Screenshots

Cashew4 screens
Zerosum4 screens

Verdict

The call

The clearest difference is update cadence: Zerosum at every 2 days against Cashew's every 3 weeks. Zerosum also leads on iOS requirement (15.0 vs 18.0). Cashew's advantage is ratings volume (532 vs 29). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cashew sells 3 in-app purchases, starting at $1.49 per month and Zerosum sells 6 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Cashew against 5.0 for Zerosum. That said, the two scores are not equally well evidenced: Cashew has 532 ratings behind it against 29, so its average is the more settled of the two. Written reviews are what separate them: 98% of Cashew's written reviews are positive against 94% of Zerosum's.

UpkeepUpdate frequency

Cashew ships an update every 3 weeks, Zerosum every 2 days. The most recent releases landed on October 22, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 7 level
Cashew versus Zerosum: the parameters behind the verdict, then further details
ParameterCashewZerosum
PriceFreeFree
Rating4.9 (532 ratings)5.0 (29 ratings) — better
Positive reviews97.5% of reviews — better94.4% of reviews
Number of ratings532 — better29
Update frequencyEvery 3 weeksEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.015.0 — better
Further details — not scored
Size103 MB11 MB
Age rating4+4+
DeveloperJames KokoskaPedro Fidalgo

Customer experience

Cashew

All ratings520 ratings
Positive99.0%
Neutral0.6%
Negative0.4%
Written reviews325 reviews
Positive97.5%
Neutral1.2%
Negative1.2%

Zerosum

All ratings29 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive94.4%
Neutral0.0%
Negative5.6%

Bugs and requests

Cashew

Reported bugs

2 issues
  • Recurring transactions not generating properly
  • Inconsistent behavior when configuring past installments

Requested features

4 requests
  • Add widgets for quick access
  • Implement shared budgets and family access
  • Improve recurring transaction management
  • Export data to Excel/CSV

Zerosum

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Cashew

Subscriptions2
  • Cashew Pro Monthly$1.491 Month
  • Cashew Pro Yearly$11.991 Year
One-time1
  • Cashew Pro Lifetime$19.99
6 purchases

Zerosum

Subscriptions6
  • Zerosum Basic (Monthly)1 Month trial$5.991 Month
  • Zerosum Plus (Monthly)1 Month trial$8.991 Month
  • Zerosum Pro (Monthly)1 Month trial$12.991 Month
Show 3 more
  • Zerosum Basic (Annual)$39.991 Year
  • Zerosum Plus1 Month trial$59.991 Year
  • Zerosum Pro (Annual)1 Month trial$89.991 Year

Questions

Is Cashew free?
Cashew is free to download, with in-app purchases available.
Is Zerosum free?
Zerosum is free to download, with in-app purchases available.
Which has better reviews, Cashew or Zerosum?
Zerosum is rated higher. Cashew averages 4.9 out of 5 from 532 ratings, while Zerosum averages 5.0 from 29 ratings.
Do Cashew or Zerosum have ads?
Neither Cashew nor Zerosum shows ads.
Which is updated more often, Cashew or Zerosum?
Cashew ships an update every 3 weeks, and Zerosum every 2 days. Most recently, Cashew was updated on October 22, 2026 and Zerosum on October 21, 2026.

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